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Keeping Moneybox accrued interest (eight months)
I am hoping to transfer my CASH ISA out of Moneybox (into tr212) Interest appears to accrue each day on Moneybox, but I don't get the feeling the interest officially belongs to me? When I clicked 'withdraw' just out of interest, it showed all the interest and an additional sum both deducted. I won't be withdrawing, I will…
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£1 over allowance
Hi. Daft question, but I'm up to my ISA allowance limit for this year but want to take advantage of Trading212's higher ISA deal, which expires in a few days. I can open an account for £1 and then fully fund on April 6th. What are the consequences of going over allowance by £1 for less than 3 months? Thanks Bob
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Trading 212 Cash ISA Jan Statement Interest Discrepancy
Just wanted to let you know to check your January statement from T212 (the one which ends with a warning to check it carefully and alert them within one day or you're deemed to have accepted the numbers in the statement) Mine was wrong (under of course) and I had to go to live chat where they acknowledged there was a…
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Moving a part of H2B Halifax ISA to T212 cash ISA possible?
Did anyone manage to move just a part (let's say half) of their Halifax Help to Buy ISA to Trade 212 Cash ISA? Do I do it through T212 or Halifax? I am scared to press request ISA transfer in case it moves all my money. Can't see an option for partial transfer.
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Trading 212 - Safe for over £85000 cash ISA?
Hello Because Trading 212 hold portions of your money across three different banks, I'm just wondering if it would be safe to put substantially more than the £85000 per financial institution limit in their cash ISA. Thanks in advance for any advice.
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Trading 212 / Moneybox
I'm currently think of transferring my cash ISA to either Trading 212 or Moneybox, but am a bit undecided between the two and was wondering if anyone knew the answers to the questions below: * Do either provider subscribe to the BACS Electronic ISA transfer Service? * If not, do either backdate the interest earned from the…
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Standing orders to Trading 212
Neither my Barclays account nor my Chase account recognise the details I put in for my Trading 212 ISA to set up a standing order? Any ideas?
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Nationwide Building Society - changes to Cash ISAs / Savings Accounts / T&Cs
I received a couple of emails from Nationwide this afternoon. They will be changing the names and also account numbers for various savings accounts, in particular ISAs: “we are taking steps to simplify … by reducing the number of products we have and by making some changes to bring older, off-sale accounts in line with our…
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Virgin Money ISA matured - can it be moved to another provider in addition to new ISA?
Hello all, hoping you can help by addressing this question and pointing me in the right direction. I had a 2 year Virgin money ISA that matured in December. It was moved to a low interest ISA with Virgin rather than take it out. I opened another ISA for this tax year with a different provider earlier in the year. In…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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Trading 212
Good morning Advice and help required please I have opened a trading 212 cash isa and completed a transfer form to move money from ford bank. Trading say they have contacted ford but ford say they haven't heard anything. It's been over the 15 days now. Ford live chat not very helpful and say they will look into it. They…
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tax and interest on interest earned
I understand that the interest earned on saving in a Cash ISA are free from tax. I have a two year fixed Cash ISA which matures in April. Let's say that over the two years I invested £20,000 per year and so interest is earned on those savings. At maturity I choose to leave my £40,000 plus the interest in the ISA (or…
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ISA for birthday between April 2006 and 2008
On the government website there is a statement that if you were born between April 2006 and 2008, you can get an adult ISA. But I can't find anything else to back this up - even a government reply to a question on the same website says under 18s can only open junior ISAs. Can anyone help me find one of these ISAs for my…
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Residence in AUS but paying tax in UK - saving options
Hi. My son is on secondment in Australia for 2 years and is looking for a savings mechanism for a few thousand pounds that is better than a banks easy access. He has a UK bank account and all his wages are paid into it. What type of accounts can he move him money into as most say he must be resident in UK?
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ISA question
I opened an ISA last year with an interest rate of 5.1% and put the £20k allowance in. However, the interest rate will drop to around 1% this April after one year. I want to open another ISA with another £20k and an interest rate of around 5% this April, can i also close the first ISA and transfer the cash in to that new…
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Cash ISA
Should I wait until the new tax year to transfer money from my existing cash ISA to a new one or should I do it before then?
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Kids’ savings accounts in my name - how?
Hello. So I opened Nationwide children’s savings accounts for both my girls when they were babies. The passbook has my name on it and the words “on behalf of [child’s name]”. There is 55k in each, mainly grandparents lifetime gifts and an inheritance. It was only when I queried the amount of tax I’m paying via PAYE with…
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Transferring a Stocks & Shares ISA from iDealing to Trading 212
My initial experience with opening Cash ISA, Stocks ISA, and Invest accounts with Trading 212 have been rather positive. Cash transfers in and out have been as quick as a standard fast transfer between banks. But I have hit one seemingly insurmountable problem with transferring my current stocks and shares ISA to them.…
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Drip feeding a cash ISA
Are there any cash ISAs that allow deposits every month? I've looked at a couple of providers of flexible ISAs but haven't seen anything about drip feeding. Thank you.
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Flexible ISAs - quick check
If I had 50k in a flexible ISA, I assume I can withdraw say 45k on 07.04.24 and do whatever with the funds (whether earn interest in an easy access account or for cashflow purposes), but as long as I pay it back in to the same ISA by 05.04.25, everything's fine? And assuming I've not subscribed or used my 24-25 allowance,…
