We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Borrow money from investment property

stebiz
stebiz Posts: 6,592 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 6 March at 12:01AM in ISAs & tax-free savings
If I was to borrow money using the capital of one of my investment properties how would I deal with this as far as future capital gains. Anybody know?
Ask me no questions, and I'll tell you no lies

Comments

  • eskbanker
    eskbanker Posts: 38,851 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you're talking about securing a loan on a property then that wouldn't be a disposal for CGT purposes, so no effect on the acquisition price for when you did eventually sell.
  • Sam_666
    Sam_666 Posts: 176 Forumite
    100 Posts First Anniversary Name Dropper
    You need to be more clearer with your definition of "borrow".

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.