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Buyer delay with Mortgage Offer - Worry?
Hi Our buyers have not had their mortgage offer through yet and I am starting to get anxious, based on the following do you think I should have cause for concern: Mortgage valuation done by surveyor 2 weeks ago, on visit I asked if he could tell me how it went and he flagged a couple of things, possible problem with wall…
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Letting Agent putting deposit into account, then taking it back.
Hi. I've moved a couple of days ago. When I returned my key to the Letting Agent I rented my previous property through, I asked when my deposit was likely to be returned, and they assured me that they would have the property checked over that same day, and if there were any deductions to be made, they would contact me to…
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Contract Exchange House Buying
Evening all... Just a quick one! Is it normal practice to send the solicitor my deposit at the time of contract exchange? Or is that money sent just before the agreed completion date?
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Disclaimer on a property schedule - meaning
Hello all, My boyfriend and I are casually looking at property at the moment (casually as we don't wish to commit to viewings etc until we are certain we have mortgage finance in place) so all we're really doing I guess is looking online to get an idea of what we do/don't like and can/cannot afford! The following…
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missed rent payments urgent help please
Hi all, Any help is much appreciated. Since september I have been living in a rented student flat. The university should take the payments out of my account every month. However since january they have not been. It is an error completely on their behalf. The university are now continually hassling me asking for one huge…
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New house - faults found
I have just moved into the house I just bought. I have since not been able to get the central heating to work, and have also found that the fridge sold with the house operates at a minimum of 10C and therefore is not food safe. I have spoken to my lawyers about this and their answer was that these issues should have been…
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Subsidence caused by trees
i live in a bungalow and about 5 years ago had a significant problem (£18k claim) with subsidence. On investigation this was caused by trees planted too close to the house and, in particular, one fir tree in my neighbours garden. About 8 trees were removed in all and there have been no further problems and am advised by…
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What can a cellar be used for in the 21st Century?
I'm looking to move at some point and my price range includes two bed houses from all periods. I'm open minded, as the location and the plot are the most important thing to me. I've found a few period terraces with cellars which intrigue me. I admit to having a childish, Scooby Doo fear of these things, but I know I need…
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Would anyone give us a mortgage?
Hi there, I just want to ask a question about mortgages. I've never used this website before so i hope that my question will be appropriate and not too stupid. Me and my husband are living in a flat and want to move 400 miles away back to be near my family. We want to get a mortgage to buy a house so that we can start our…
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Right to Buy???
Hi Everyone, I currently live in a small village with my partner and her son and my first child will be due in November! We are currently living in a Housing association house, which is actually very nice and all the neighbours are nice! The problem is I work hard and pay all bills/rent on time but i just dont like the…
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AHH! FTB stress!
Soooo... we finally found our ideal first property. Had an offer accpted on it last weekend (10k below asking price, but prob still around £10k more than the place is worth- but we LOVE it, so we're willing to stretch the budget). Now, our survey came back yest- turns out the roof needs replacing. It's a small roof, and…
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New house insanity
Get your relatives to lend you the deposit and they'll pay 5% interest for 5 years on it. Now that just stinks of desperation...
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Choices Investments & Aquisitions
Is there anyone out there who has used this company to buy property? They have contacted me about purchasing some off-plan investment apartments abroad,& the information provided does seem very promising-they charge a commission of 2.5%. I would like to know if anyone has had experience,or inside knowledge of this company.…
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Shocked at the way my tenant is living!
Hi some help would be much appreciated. I am unsure if the renting rules are different in Scotland than England. I have just carried out my tenants house inspection, this was a pre arranged inspection. I am shocked to say the least at the way in which my tenant lives, and I am aware that I cannot tell anyone how to live,…
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History of heave in new build 8 yrs old
We have seen perfect house for us and whilst talking to vendor heave was mentioned 4 yrs ago, it has all been sorted under nhbc guarantee and they have lots of paperwork and monitoring reports which have shown no further problems. The nhbc has been extended for a further 6 yrs so we are assuming this is a good thing.…
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"Quick Sale" companies
We are looking to buy a property soon - paying cash/no chain. We will then be looking to sell our current house, no mortage, purchased for 36k 10 years ago now worth around 90k. The problem is our neighbour has started a dispute with us! He was fine for 10 years but then became an a$$ and it now turns out he tried the…
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Finding it hard to get copy of Tenancy Agreement
We moved into our flat on 8th May, and since then, due to our Housing Benefit application, we have been asking for a copy of our Tenancy Agreement. The letting agency are reluctant to give us a copy, and make a lot of excuses every time OH calls them. Their usual excuse is that they don't make copies of the agreement, and…
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Property Abroad Problems
Hi! Was wondering if anyone has some advice. A couple of years ago my wife bought some land in Slovakia and instructed a company to build a house on it. The company built beyond what they were contracted to do and when they asked for money, the bank that supplied our mortgage said that the receipts that the company…
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Getting away with not paying last months rent?
Hi, Me and my girlfriend are moving in together soon in a rented property in Scotland. Her current landlord has said she will (unfairly) keep her deposit to cover cleaning cost for the flat. My girlfriend is thinking of not paying her last months rent and telling her landlord to keep the deposit instead. I was just…