-
How much have/will you spend today Thu 21/9?
Good morning fellow DFWs :hello: Yet another sunny day here which feels a little strange really. This is not right for September but, not moaning about it, just wish I didn’t have to be in a hot and sticky office. Planning to spend some money today :eek: Weight loss club meeting was cancelled on Tuesday so I’ll be going…
-
MBNA Platinum plus
Hello all. Is anyone else being bombarded via emails & flyers for this new MBNA card? It seems that since most of my defaults are now beginning to drop off my credit file, I'm now being targeted even though the defaulted accounts still have some years to run. I finally paid MBNA off completely about 3 months ago so I…
-
CapQuest...
Hi. I searched google for Capquest and complaint and I got some info from this site that was very helpful. CapQuest was harrasing me for a debt. They were phoning me up and saying I couldnt make a payment plan, that I was going to be sued, I was going to prison, and that I had to pay the full amount immediately, with…
-
Which one will earn me money, Quidco or Pigsback?...
I don't make any major purchases and am not intending to either. I don't want to get any credit cards or open bank accounts (wouldn't be able to now if I tried):o Can I still make any money from either of these sites? What are the best ways of making money that don't involve me spending any of my own?:confused: If so I can…
-
I got a haircut for free!
Just thought I'd share this with the other DFW's- Normally get my hair done at the models nights in a local salon- which works out at about £15 a time (half price). Had a thought the other day that maybe I'd check out what some of the other hairdressers did in the way of trainee nights- went into one that seemed to have…
-
Question about bankruptsy
If you are declared bankrupt will the OR take your pension?:confused:
-
Stopping smoking saves dosh. There's a thing.
Well, 'The Book' has arrived today, all I need now is the courage to actually start reading it and to start not smoking. Already picked up the 'it's not giving up anything' vibe! If me and OH are successful it will be approximately £300 a month, yes, £300, saved. Oh my. As my debt is not as huge as some on here I guess I…
-
Personal spending money
My husband and I are going to give ourselves a set amount each for clothes, nights out, cigarettes, haircuts, lunches etc. I feel we are both spending too much on "stuff" and this needs to be cut down. I just wondered how much you think is reasonable per month for personal spend "on what you like" money? I don’t want to…
-
I believe this is illegal?
Hi, Had a junk email today offering me a job. I was wondering if anyone else here had received it as it may look very tempting to anyone short of money, and could carry serious implications. Surely its called money-laundering? See context below, email addy removed from it. We want to offer you a job. Part time job consists…
-
If anyone wants...
As a 'Thanks' to people who have given me good advice recently, I opened a Natwest Step account the other day and received BOGOF cinema vouchers. However the nearest place that I can redeem these at are either Croydon, Maidstone or even Brighton. There's around 30 places in the UK that you can use these, however none are…
-
Strange Email
I know this is probably not the right board but I just wondered what you think. I got this email today from the Bank of Scotland and basically it just said thank you for your query. We will be dealing with it shortly or words to that effect. While I have a Bank of Scotland credit card I certainly have not raised any query…
-
I was caught by Yes Loans
Hi I wonder if anyone has the time to advice on the following :- Upon reading several posts on this site I can see i have fallen into the Yes Loans trap. They agreed (or so i thought) a loan and requested i make the one off admin payment and then I should hear within 3-5 days after that about my loan. Of course I paid and…
-
Just Wish It'd Go Away
Honestly, Yeah my debt isn't as bad as some peoples but still, its just always there in the background isn't it? Sorry just I have no one else to talk about it. I'm making steps towards paying my debt off, it's just I suppose I want a quick easy fix and I know that wont happen. Well thanks for listening lol. Matt :)
-
website tellign you the order in which to pay debts?
I remember finding a site about the order in which to pay off your debts to minimise interest etc. but I lost all my favourites a few weeks ago and can't find it again. Can anyone help? Thanks
-
Help me please, I don't know what to do.
Hello everybody, I'm after a bit of advice, I've had a hell of a time lately and things are going steadily down hill. First a bit of background... I'm in a terrible situation and when I look at it on paper I actually feel quite sick. I don't know quite how I allowed myself to get in such a mess, but here I am. I think I…
-
Just when you think ......
Things are very slowly but surly coming down! omg another letter appears on the mat! I got a letter from the inland revenue yesterday Morning for a claim from April 05!!! ... saying they had overpayed me by £563.00 oh fantastic ! So i rang them and they said it was to do with my p60 etc from when i was working part time…
-
I need a reality check
Hi Guys, I wrote a really long essay about my situation at the moment, but in fact all I just need to tell you is that I have been Christmas shopping, with the intention that Christmas will be paid off before the event. By the end of the month (24th for me) I estimate I will be £1500 in debt again. I know many people have…
-
Just not earning enough
There have been threads before on how people get into debt.My wife and I wondered if at times at is about folks who are in work but not earning enough.With ever rising utility and fuel costs,interest rates and of course the annual round of council tax increases surely it may well come to the point when this happens.
-
Barclays Bank Success Stories
Hi I have filed a mcol and was 5 days away from applying for a judgement when Barclays acknowleged my claim giving them a further 14 days which will bring things up to 4th Oct 2006. They have ticked the box stating they are disputing all of claim even though I have already been offered £700 which I turned down as I am…
-
Retail Eyes reporting
I was considering signing up for Retail Eyes mystery shopping but see that you need either a scanner or fax machine to get the report back to them. I have neither of these. What do others do? Should I just go out and get one of the for mentioned? It just doesn't seem right spending money when I'm trying to save.