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Saving for Christmas 2021 - £1 a day challenge
Sorry for being late this year. 🎄 Getting ready for Christmas 2021 - save £1 a day challenge 🎄 I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it again this year, please let me know if someone else has already started, if not here we go The Aim: To save a £1 a day from 1st…
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Wombling in restrictive times (2021)
Please join me on keeping track of my wombling, especially now that wombling has almost stopped due to the coronavirus. I'm not comfortable picking up receipts to claim someone else's loyalty points, not comfortable picking up dropped coins (someone else's). What is wombling? In the words of Bobarella, the founder of the…
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NST December A - Z
Ninja Saving Turtles December Challenge DECEMBER A - Z December is a whole month, albeit with an event towards the end which is difficult to ignore. For some of us it is faith based (Samhain/ Diwali/ Christmas), for others it is strictly secular but from early times people have gathered together at the darkest, coldest…
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Dazzling December's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Virtual Sealed Pot Challenge 2021
Hi All Welcome to the Virtual Sealed Pot Challenge 2021 I have ran this thread since 2016 and I have motivated a few people on here over the last five years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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Tilly Tidy to £1825 by 31/12/2021!
Log on to on-line banking at 9pm each night. Move any change less than £10 into on-line savings (I use e-savings with same bank, little to no interest but out of the Current Account). So if your balance is £754.32, move £4.32 to savings, leaving £750... Average will be £5 a day, which gives £1825 average at end of the…
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Challenge to make £10 a day December 2021~everyone welcome
Hello everyone and welcome to the December challenge. This is the 170th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Please add me
Hello. My first post...... £3400 debt cleared by Christmas 2022. Thank you very much
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Interest charges
What is the maximum percentage a loan company lawfully charge on a loan of £400 for 77 weeks ?
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Can I join?
Hello. Please can I join this group and aim for £365?
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Challenge to make £10 a day November 2021 ~ all welcome
Hello everyone and welcome to the November challenge. This is the 169th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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NST November 2021: Turtle Strength
NST November 2021: Turtle Strength Welcome to November. We are the Ninja Saving Turtles and we
set ourselves monthly challenges that stretch us and engage us and keep us
moving forwards. Or sometimes sideways. Or round in circles. But never
backwards because we are constantly learning about ourselves. What do you want from…
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Nifty November's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Sealed Pot Challenge ~ 14
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to yet another Sealed Pot Challenge, our 14th! I'll admit to it being a worry of what to do about SPC for 2021 given the Corona virus and all the changes it's brought to us, not to mention the world. However, due to a lot of our lovely SPC…
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NST October 2021: Fit for Purpose
NST October: Fit for Purpose Welcome to another NST challenge. We are Turtles, Ninja
Saving Turtles. We are in this together. We look out for and after each other
and no turtle is ever left behind. What is your purpose? What do you want from October? What‘s your
goal/aim? Choose one for these three areas and decide upon a…
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Outstanding October's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Challenge to make £10 a day October 2021 ~ everyone welcome
Hello, welcome to the October challenge. This is the 168th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Help! Payplan threatening to shut down our DMP because no fixed abode 😧
Hello there👋, Hubby and I have been on a Debt Management Plan with Payplan for about 14 years - as the big financial crash hit - and we are very very grateful for it. Unfortunately we had to leave our rented accommodation in 2009 due to loss of income and have been homeless ever since, living in a caravan on various sites.…
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'No More Buying Books Until I've Read the Ones I've Already Bought' Thread
If you are anything like me you have bought lots of books you liked the look of while they were on 3-for-2's or other special offers etc., but haven't quite got round to reading them yet, and the chances are that you are adding to your collection at a rate of knots. Putting our MSE-hats on, we know this is not very frugal,…
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Splendid September's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during September. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
