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Lowell/Overdales letter
Hi there just come on here for some advice, I have several defaults with Lowell, they have now passed my debts onto Overdales (which I understand from here is a part of Lowells) They are threatning legal action which I had from Lowells anyway. I have 4 debts, one default is Aug 2016, so is statue barred in a few months,…
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Pay ALL your debt off by Xmas 2021
Welcome to Pay ALL Your Debt Off By Xmas 2021! Firstly I would like to welcome all new and existing members from last years thread. ]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several…
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£2 Savers Club for 2021
Welcome to the £2 Savers Club 2021 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B) Save until you have a specific amount…
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2021/22 Surveys
I've been a member for years and I do dip in and out of being a regular poster but I've just bought my first flat so I am back for the long term. I lose out on quite a lot of survey opportunities because I don't keep on top of my emails but that is all going to change because the earnings could really help me out over the…
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Saving for Christmas 2021 - £1 a day challenge
Sorry for being late this year. 🎄 Getting ready for Christmas 2021 - save £1 a day challenge 🎄 I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it again this year, please let me know if someone else has already started, if not here we go The Aim: To save a £1 a day from 1st…
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Wombling in restrictive times (2021)
Please join me on keeping track of my wombling, especially now that wombling has almost stopped due to the coronavirus. I'm not comfortable picking up receipts to claim someone else's loyalty points, not comfortable picking up dropped coins (someone else's). What is wombling? In the words of Bobarella, the founder of the…
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NST December A - Z
Ninja Saving Turtles December Challenge DECEMBER A - Z December is a whole month, albeit with an event towards the end which is difficult to ignore. For some of us it is faith based (Samhain/ Diwali/ Christmas), for others it is strictly secular but from early times people have gathered together at the darkest, coldest…
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Dazzling December's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Virtual Sealed Pot Challenge 2021
Hi All Welcome to the Virtual Sealed Pot Challenge 2021 I have ran this thread since 2016 and I have motivated a few people on here over the last five years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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Tilly Tidy to £1825 by 31/12/2021!
Log on to on-line banking at 9pm each night. Move any change less than £10 into on-line savings (I use e-savings with same bank, little to no interest but out of the Current Account). So if your balance is £754.32, move £4.32 to savings, leaving £750... Average will be £5 a day, which gives £1825 average at end of the…
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Challenge to make £10 a day December 2021~everyone welcome
Hello everyone and welcome to the December challenge. This is the 170th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Please add me
Hello. My first post...... £3400 debt cleared by Christmas 2022. Thank you very much
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Interest charges
What is the maximum percentage a loan company lawfully charge on a loan of £400 for 77 weeks ?
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Can I join?
Hello. Please can I join this group and aim for £365?
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Challenge to make £10 a day November 2021 ~ all welcome
Hello everyone and welcome to the November challenge. This is the 169th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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NST November 2021: Turtle Strength
NST November 2021: Turtle Strength Welcome to November. We are the Ninja Saving Turtles and we
set ourselves monthly challenges that stretch us and engage us and keep us
moving forwards. Or sometimes sideways. Or round in circles. But never
backwards because we are constantly learning about ourselves. What do you want from…
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Nifty November's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Sealed Pot Challenge ~ 14
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to yet another Sealed Pot Challenge, our 14th! I'll admit to it being a worry of what to do about SPC for 2021 given the Corona virus and all the changes it's brought to us, not to mention the world. However, due to a lot of our lovely SPC…
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NST October 2021: Fit for Purpose
NST October: Fit for Purpose Welcome to another NST challenge. We are Turtles, Ninja
Saving Turtles. We are in this together. We look out for and after each other
and no turtle is ever left behind. What is your purpose? What do you want from October? What‘s your
goal/aim? Choose one for these three areas and decide upon a…
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Outstanding October's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…