Amazing April's NSD challenge!
cathybird
Forumite 10.2K Posts
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during April. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
April
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
2021 D: 93 2020 D: 96 2022 D: 15
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Replies
2021 D: 93 2020 D: 96 2022 D: 15
2021 D: 93 2020 D: 96 2022 D: 15
NSD 13/15
March grocery challenge £161.28/£390
Fashion on the ration 15/66 coupons used
CC1:£2796.15/£6704.57 CC2:£774.45/£2299.36 CC3: £1869.74/£1924.91 CC4:£828.50/£978.50 CC5:£4078.58
June NSD 14/10
PAYDBXMAS22 #44 £1600/£4000
2021 D: 93 2020 D: 96 2022 D: 15
2021 D: 93 2020 D: 96 2022 D: 15
2021 D: 93 2020 D: 96 2022 D: 15
NSD 13/15
March grocery challenge £161.28/£390
Fashion on the ration 15/66 coupons used
I would like to rejoin this challenge. My NSDs target is 10 NSDs this month.
First one was 1 April which equals 1/10 NSDs.
Money Choices
2022 DEBTS Nationwide overdraft -£1107.23, Credit Cards Nationwide -£125.30, Tesco -£3694.06, Virgin -£4336.18
Feb Nationwide CC -£60.30, Nationwide overdraft -£1032.23, Tesco CC -£3619.06, Virgin CC -£4261.18
TOTAL DEBTS Jan 22 = -£9262.77 Feb = -£8972.77 April Nationwide Credit Card PAID OFF, Nationwide overdraft -£757.22 Tesco CC -£3444.05, Virgin CC -£4086.18 TOTAL DEBT =£8287.42NSDs Jan 22 5/10 Feb 4/10, April 7/10 May 6/10, June 10/10
Grocery Challenge Jan 22 £81,69/£120, Feb £100.00, April £80.51 £100.00, May £46.59, June £55.23 /£100 SPC 15 Number 061.
Emergency Fund £650.00/£1,000