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Amazing April's NSD challenge!

cathybird
cathybird Posts: 15,194 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 2 April 2022 at 1:39PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

April

Off to a start =
5 days =
10 days =
15 days =
20 days = image Target reached = Target beaten =
«13456727

Comments

  • cathybird
    cathybird Posts: 15,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    April targets
    beanielou 15
    bekah89 15 cathybird 15 dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all! Yay for April. Kicking off today with 1/15 I hope. :)
  • QueenJess
    QueenJess Posts: 4,226 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Not one today. Celebrating my last day of leave before going back to work with some garden expenditure. Really need to stop spending now!
    2025 decluttering: 927🌟🥉🌟💐🏅🏅 🌟🏅
    2025 use up challenge: 61🥉🥈🥇
    Net physical things in/(out): +171
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆250
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Starting with 1 for today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
  • cathybird
    cathybird Posts: 15,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 April 2022 at 10:02PM
    April

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    April targets
    beanielou 15 bekah89 15 image cathybird 2/15 image dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 Money Choices 1/10 image QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
    Thank you Georgiana xx :):)
  • cathybird
    cathybird Posts: 15,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 April 2022 at 10:23PM
    Well done bekah89 (and me!)
  • QueenJess
    QueenJess Posts: 4,226 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Won’t be one today either as DD needs her first pair of shoes. Fingers crossed I will get going tomorrow!
    2025 decluttering: 927🌟🥉🌟💐🏅🏅 🌟🏅
    2025 use up challenge: 61🥉🥈🥇
    Net physical things in/(out): +171
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆250
  • Hi Cathybird
    I would like to rejoin this challenge. My NSDs target is 10 NSDs this month.
    First one was 1 April which equals 1/10 NSDs.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £1,431.00/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 4/10 NSDs.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £192.14/£300.
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