Amazing April's NSD challenge!

cathybird
Forumite Posts: 12,255
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This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during April. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
April
Off to a start = 
5 days = 

10 days =

15 days =

20 days =



2021 D: 93 2020 D: 96 2022 D: 15
1
Comments
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April targetsbeanielou 15bekah89 15 cathybird 15 dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
Newcomers welcome
2021 D: 93 2020 D: 96 2022 D: 152 -
Morning all! Yay for April. Kicking off today with 1/15 I hope.
2021 D: 93 2020 D: 96 2022 D: 151 -
Not one today. Celebrating my last day of leave before going back to work with some garden expenditure. Really need to stop spending now!October 2023
NSD 1/15
2023 decluttering 33,480🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇🏅🏅💎⭐️ ⭐️🏆⭐️⭐️💐 ⭐️⭐️ 🏅
2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001 -
Starting with 1 for todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
Not today but just wanted to say how much I love this month’s emojis @cathybird 😊2
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AprilOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
April targets
beanielou 15 bekah89 15cathybird 2/15
dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 Money Choices 1/10
QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
Newcomers welcome
2021 D: 93 2020 D: 96 2022 D: 151 -
GeorgianaCavendish said:Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
2021 D: 93 2020 D: 96 2022 D: 151 -
Well done bekah89
(and me!)
2021 D: 93 2020 D: 96 2022 D: 151 -
Won’t be one today either as DD needs her first pair of shoes. Fingers crossed I will get going tomorrow!October 2023
NSD 1/15
2023 decluttering 33,480🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇🏅🏅💎⭐️ ⭐️🏆⭐️⭐️💐 ⭐️⭐️ 🏅
2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0002 -
Hi Cathybird
I would like to rejoin this challenge. My NSDs target is 10 NSDs this month.
First one was 1 April which equals 1/10 NSDs.
Money Choices
25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£2840, Virgin CC -£3,480 TOTAL DEBT =-6320 Emergency Fund £936.27/£1,500, NSDs 23, March 10/10 Sept 0/10SPC16 Number 061.3
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