Amazing April's NSD challenge!

cathybird
cathybird Forumite Posts: 12,255
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edited 2 April 2022 at 2:39PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

April

Off to a start =
5 days =
10 days =
15 days =
20 days = image Target reached = Target beaten =

2021 D: 93 2020 D: 96 2022 D: 15
«13456727

Comments

  • cathybird
    cathybird Forumite Posts: 12,255
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    April targets
    beanielou 15
    bekah89 15 cathybird 15 dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
    Newcomers welcome :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Forumite Posts: 12,255
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    Morning all! Yay for April. Kicking off today with 1/15 I hope. :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • QueenJess
    QueenJess Forumite Posts: 3,323
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    Not one today. Celebrating my last day of leave before going back to work with some garden expenditure. Really need to stop spending now!
    October 2023
    NSD 1/15
    2023 decluttering 33,480🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇🏅🏅💎⭐️ ⭐️🏆⭐️⭐️💐 ⭐️⭐️ 🏅
    2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • bekah89
    bekah89 Forumite Posts: 421
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    Starting with 1 for today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • GeorgianaCavendish
    GeorgianaCavendish Forumite Posts: 2,297
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    Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
  • cathybird
    cathybird Forumite Posts: 12,255
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    edited 2 April 2022 at 11:02PM
    April

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    April targets
    beanielou 15 bekah89 15 image cathybird 2/15 image dinglefoot 17 GeorgianaCavendish 15 Honeysucklelou2 12 jammy dodger 15 Money Choices 1/10 image QueenJess 17 sazzles01234 short bird 15 Sun Addict 12 sunshine raincloud welshspendthrift 13 WinterWarrior 15
    Newcomers welcome :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Forumite Posts: 12,255
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    Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
    Thank you Georgiana xx :):)

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Forumite Posts: 12,255
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    edited 1 April 2022 at 11:23PM
    Well done bekah89 (and me!)

    2021 D: 93 2020 D: 96 2022 D: 15
  • QueenJess
    QueenJess Forumite Posts: 3,323
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    Won’t be one today either as DD needs her first pair of shoes. Fingers crossed I will get going tomorrow!
    October 2023
    NSD 1/15
    2023 decluttering 33,480🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇🏅🏅💎⭐️ ⭐️🏆⭐️⭐️💐 ⭐️⭐️ 🏅
    2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • Money_Choices
    Money_Choices Forumite Posts: 224
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    Hi Cathybird
    I would like to rejoin this challenge. My NSDs target is 10 NSDs this month.
    First one was 1 April which equals 1/10 NSDs.

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£2840, Virgin CC -£3,480 TOTAL DEBT =-6320 Emergency Fund £936.27/£1,500, NSDs 23, March 10/10 Sept 0/10SPC16 Number 061.
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