Amazing April's NSD challenge!

edited 2 April at 2:39PM in Debt-free Wannabe Challenges
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cathybirdcathybird Forumite
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edited 2 April at 2:39PM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

April

Off to a start =
5 days =

10 days =

15 days =

20 days = image
Target reached =
Target beaten =


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • cathybirdcathybird Forumite
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    April targets
    beanielou 15
    bekah89 15
    cathybird 15
    dinglefoot 17
    GeorgianaCavendish 15
    Honeysucklelou2 12
    jammy dodger 15
    QueenJess 17
    sazzles01234
    short bird 15
    Sun Addict 12
    sunshine raincloud
    welshspendthrift 13
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    Morning all! Yay for April. Kicking off today with 1/15 I hope. :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • QueenJessQueenJess Forumite
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    Not one today. Celebrating my last day of leave before going back to work with some garden expenditure. Really need to stop spending now!
    March 2022
    NSD 13/15
    March grocery challenge £161.28/£390
    Fashion on the ration 15/66 coupons used
  • bekah89bekah89 Forumite
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    Starting with 1 for today 
    Debt £10347.42/£11296.89
    CC1:£2796.15/£6704.57 CC2:£774.45/£2299.36 CC3: £1869.74/£1924.91 CC4:£828.50/£978.50 CC5:£4078.58
    June NSD 14/10
    PAYDBXMAS22 #44 £1600/£4000
  • GeorgianaCavendishGeorgianaCavendish Forumite
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    Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
  • edited 2 April at 11:02PM
    cathybirdcathybird Forumite
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    edited 2 April at 11:02PM
    April

    Off to a start = image
    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    April targets
    beanielou 15
    bekah89 15 image
    cathybird 2/15 image
    dinglefoot 17
    GeorgianaCavendish 15
    Honeysucklelou2 12
    jammy dodger 15
    Money Choices 1/10 image
    QueenJess 17
    sazzles01234
    short bird 15
    Sun Addict 12
    sunshine raincloud
    welshspendthrift 13
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    Not today but just wanted to say how much I love this month’s emojis @cathybird 😊
    Thank you Georgiana xx :):)

    2021 D: 93 2020 D: 96 2022 D: 15
  • edited 1 April at 11:23PM
    cathybirdcathybird Forumite
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    edited 1 April at 11:23PM
    Well done bekah89 (and me!)

    2021 D: 93 2020 D: 96 2022 D: 15
  • QueenJessQueenJess Forumite
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    Won’t be one today either as DD needs her first pair of shoes. Fingers crossed I will get going tomorrow!
    March 2022
    NSD 13/15
    March grocery challenge £161.28/£390
    Fashion on the ration 15/66 coupons used
  • Money_ChoicesMoney_Choices Forumite
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    Hi Cathybird
    I would like to rejoin this challenge. My NSDs target is 10 NSDs this month.
    First one was 1 April which equals 1/10 NSDs.

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550.89
    2022 DEBTS Nationwide overdraft -£1107.23, Credit Cards Nationwide -£125.30, Tesco -£3694.06, Virgin -£4336.18
    Feb Nationwide CC -£60.30, Nationwide overdraft -£1032.23, Tesco CC -£3619.06, Virgin CC -£4261.18
    TOTAL DEBTS Jan 22 = -£9262.77 Feb = -£8972.77 April Nationwide Credit Card PAID OFF, Nationwide overdraft -£757.22 Tesco CC -£3444.05, Virgin CC -£4086.18 TOTAL DEBT =£8287.42NSDs Jan 22 5/10 Feb 4/10, April 7/10 May 6/10, June 10/10
    Grocery Challenge Jan 22 £81,69/£120, Feb £100.00, April £80.51 £100.00, May £46.59, June £55.23 /£100 SPC 15 Number 061.
    Emergency Fund £650.00/£1,000
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