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Mortgage defasit
Hi. Any advice welcome. We took out a second mortgage around 10 years ago. 6 years ago I left my husband and the house. A few months later the house was repossessed. Few months after that my husband passed away. This was 6 years ago. The house sold,the 1st charge was paid off but thier wasn't enough to pay the 2nd charge.…
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NST Jolly Joyful July
NST July JOLLY JOYFUL JULY A bit of a thoughtful challenge this month (there are still actions to take). Just looking at things from a different perspective and finding new ideas and techniques (as well as support for those who are struggling with life, physical or mental health or just 'too much to do'. JUST because you…
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Joyful July's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Challenge to make £10 a day July 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month This is the 165th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Jubilant June's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during June. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Challenge to make £10 a day June 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month :smiley: This is the 164th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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NST June 2021: Jolly simple
NST June 2021: Jolly simple We all need some jolliness in our lives as well as some
simplicity. So June is about combining those two elements in our Ninja Saving Turtle June challenge. Jolly – do something daily to make yourself happy. Laugh
aloud. Giggle at your witty thoughts. Overview your finances: are you aiming to be…
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Sale a day.....declutter and pay off debt
Hi All Not sure if this has already been done before as couldn't immediately see anything 🧐. My plan until the end of June it to list something for sale each day (except the days when I am camping). It will be through Facebook marketplace as I don't have eBay anymore as I spent too much on there! Hoping to make a few quid…
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NST May Challenge Living on the planet of the teddy bears
NINJA SAVINGS TURTLES May Challenge LIVING ON THE PLANET OF THE TEDDY BEARS Each month the Ninja Saving Turtles get together to get out of debt, save for the future and help one another along. Paying off debt can be a long tough grind but we plan to have as much fun as possible and live life well. Each month there is a…
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Magnificent May's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Challenge to make £10 a day May 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month This is the 163rd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all…
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Overpaying Mortgage
Hello In the Summer of 2017 I bought a house as a first time buyer valued at 350,000 in Chichester with a 120,000 deposit. I had a five year fixed rate mortgage 25 year term. Initially my payments were set at 950 a month but I threw a further 10k at it. Since then it's become addictive and I now pay 670 a month. I have…
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Newbie!!! DFW
I’m embarrassed and ashamed to say... I’m in debt :( . I have about £26k unsecured debt I want to clear ASAP.... any tips... non judgemental advice? I have an ambitious target of 12 months (!?) any info you need let me know but please no judgement :(
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NST April 2021: Diamonds and Daisies
Diamonds and Daisies I have chosen the Birthstone and flower of the month to frame this month’s challenge. Diamonds and Daisies! I hope you like the challenge, please do give me feedback. The first section is finance focussed – Diamonds and the second, Daisies has more of a self-care / feel-good aspect. I hope you like it!…
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£2 Savers Club for 2020
Welcome to the £2 Savers Club 2020 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2020, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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Amazing April's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Challenge to make £10 a day April 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month This is the 162nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Lowell - moving house soon
Hello i have a few debts owned by Lowell and Cabot I am not in contact with them at all (ignoring texts and calls from them) I am due to move house in 2 weeks and worried they will go for a CCJ by default after I move to new address shall I contact them to say I’m moving or risk a CCJ? thanks
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Challenge to make £10 a day February 2021 ~ everyone welcome
Hello and welcome to this challenge to make extra money this month This is the 160th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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CCJ and Default
Hi Family, I have received a job offer from a big 3 credit rating agency. The offer is subject to satisfactory background check, my crb was made and it was blank. But I recently opened an account with Experian, I found out that I have a CCJ and 4 defaults. Everything has been paid off. I’m currently debt free. The problem…
