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Marvellous May's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. 2. It…
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Make £10 A Day - May 2020
Hello and welcome everybody to our fifth challenge of 2020! Now more than ever we are probably all trying to find extra ways to bring in extra money with the current climate. This is the 153rd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure…
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NST May 2020: May the force be with you. (Star Wars 1977)
NST May 2020: May the force be with you.
(Star Wars 1977) “Toto, I’ve a feeling we’re not in Kansas anymore.” – The Wizard of Oz, 1939 “Life moves pretty fast. If you don’t stop and look around once in
a while, you could miss it. – Ferris, from
Ferris Bueller’s Day Off My momma always said, “Life is like a box of…
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2019 1% challenge
Welcome to the new home for the The 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread, and I’ve copied below her first post from the previous thread: What's it all about? Basically the idea is that money comes to us in lots of small ways and we don't often realise it. When faced with…
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Awesome April's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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NST April 2020: Fools we are not!
NST April 2020: Fools we are not! Okay, so once we are past the first 12 hours of the month,
then technically we are no longer Fools. But let’s apply this more broadly, as
we are turtles and we think about things. A lot. It is a new month, but a continuation of unpredictable circumstances
that are simply beyond our…
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Make £10 A Day April 2020
Hello and welcome everybody to our fourth challenge of 2020! Now more than ever we are probably all trying to find extra ways to bring in extra money with the current climate. This is the 152nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure…
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Help needed
Hello, this is the first time I have posted so please excuse the ramblings. I have found myself in the worst situation and I just don’t know what to do. Over the past few years I have accumulated a large amount of debt. It now stands at just over 40k. Nobody knows not even my husband. It would destroy him and probably us.…
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Please help me with Moorcroft
Hi guys I have a problem with the Moorcroft, I make a complaint to the 118 Money which was upheld On The 10th of March 2020 I received the email from 118, saying that moorcroft has 30 days to update my balance by the sum of £3112(I terest) , my balance with Moorcroft was £2309, so they have to pay me back £803,then…
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1 debt vs 100 days chapter 34
There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 13th January and finishes on 22nd April 2020. If you want to take a part, please put your name down. My name is first. I want to clear out my overdraft once and for all. 1. Amara £400/750. 2.…
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Tricky question re: credit default
Hi I’m new and I’m in Scotland. I understand that defaults are removed from credit reports after six years. But what about an ongoing account such as a mortgage or electricity supplier. I defaulted on these accounts several times up until six months ago when I finally got full time work. Will the months that I defaulted…
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step change
Hii All l am so glad l found this forum. l am in debt of almost 60£. l arranged DMP with step change. they were very nice but when l told them about my salary they checked it with HMRC. is that possible? Basicall I just want to know when l am doing my review in 1 year if they still gonna be able to check it again. l…
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Council Tax arrears, rented. Who’s responsible for,paying the debt?
If a tenant is in council tax arrears, who is responsible for paying the debt if the tenant moves out/is evicted? Does the tenant still pay or is the landlord liable for it?
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Marvellous March's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during March. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. 2.…
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NST March 2020 Merriment
NST March MARCH MERRIMENT Welcome to the March Merriment. This is not about forced jollity but about choosing to be happy. Paying off debt or saving (to buy a house, improve, study, make life a little more comfortable) can be a long hard slog. Many of us have committments or events in our lives that were not of our…
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Make £10 A Day - March 2020
Hello and welcome everybody to our third challenge of 2020! This is the 151st month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Parking ticket and CCJ sent to an old address
Hi Guys, I have the following situation. In 2017 I have moved to a new place and changed my address at DVLA only on the driving license. The car was still registered at the old address as I truly wasn't aware that I had to do that. I was thought that if I change my driving license the job is done. I am living in the UK…
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Arrow Global
Here's a good one for you. Got a letter out of the blue from a company called Resolvecall who have been asked by Arrow Global to collect outstanding monies (just over £4000) from a card I have never owned. This card was supposedly taken out by me in 2008 and the last correspondence with me was supposedly in 2010. It has…
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Unable To Locate Creation Charge Order....Help!!
Hi Hope somebody can point me in the right direction as I have been doing battle now for a few months and I'm at my wits end and stressed to the hilt over it Back in 2007 I lost my husband to cancer at a young age, I struggled with finances as none of his insurers would pay out. Buried my head and had I don't know how many…
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Fantabulous February's Bring Your Lunch To Work
Welcome to February's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 20 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…