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Unable To Locate Creation Charge Order....Help!!
Hi Hope somebody can point me in the right direction as I have been doing battle now for a few months and I'm at my wits end and stressed to the hilt over it Back in 2007 I lost my husband to cancer at a young age, I struggled with finances as none of his insurers would pay out. Buried my head and had I don't know how many…
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Fantabulous February's Bring Your Lunch To Work
Welcome to February's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 20 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…
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Make £10 A Day February 2020
Hello and welcome everybody to our second challenge of 2020 :hello: This is the 150th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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£0.50p Savers Club 2020
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2020. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5940201/0-50p-savers-club-2019 If you would like to join in let me know. I am not saving for anything specific this year but you can feel free to…
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Fabulous February's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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NST February 2020
Flappers are we, Flappers are we February Flappers are MSE February’s rule is plain enough - To squeeze every Pound and treat it rough. Now we are into the 2020’s and have the shortest month of the year to look forward to, with only 28 days between paydays, it is time for some frivolity. So who were the 1920’s flappers?…
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Cabot debt sold to Ruthbridge in 2012 then sold again in 2020
ok so how do i start in approx 2001 / 2002 i
had a bank loan and fell behind with payments in the first year due to sickness
and that was it, i never heard anymore no CCJs not letters nothing until July
2012.When i received a letter from Cabot asking for payment which i ignored due
to being status barred. Now a week went…
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Fredrickson
Paying money through attachment of earnings to company that no longer exists
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2020 planning
have started to plan for 2020. have made a few edits to my spreadsheet & happy with the way it's looking. I'll also be using this new format for the remained of the year in a way to test it out & roll out any bugs before the new year. I've ambitiously decided I want to increase the amount I save per month, unfortunately…
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Debt free or savings
After a few years of being stupid and getting into debt. I have now decided enough is enough and to tackle this head on. I want to get rid of my debt as fast as I can then work my way to getting a deposit for a morgage.. I'm hoping with your help we all can work together and help each other with tips and motivation to get…
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Jolly January's Bring Your Lunch to Work
Welcome to January's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 22 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…
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Jubilant January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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120 ways to save in 2020
Okay so I am little late. This challenge is about using as many ways possible to save or make money within the year and track to see how many you've done. Each month we will aim to do at least 10 although you could do more or less. Each month can be different. I am in the process of creating a spreadsheet with all of the…
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Make £10 A Day January 2020
Hello and welcome everybody to our first challenge of 2020 :hello: This is the 149th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST January 2020: A Turtle Quest
NST January 2020: A Turtle Quest For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers,…
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Bailiffs just turned up: Collectiva Enforcement Agency
Good morning Out of the blue, a bailiff just turned up (9am Saturday) demanding £603 (£353 for the remainder of an unpaid SP30 courtesy of Staffordshire and £250 fee for the 'Enforcement stage' visit). He said a payment had been missed a few days before on and demanded the full payment or said he could enter and take…
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January's No-Shopping Challenge
Hi everyone, Some people might remember that I did this last year - so here I am once again, with cupboards full of stuff I have hoarded over the past year. I'm going to choose five items that I'm allowing myself to buy to compliment what I already have in the cupboard, and apart from that I am not allowed to do any other…
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£2 Savers Club for 2019
Welcome to the £2 Savers Club 2019 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2019, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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Pay ALL your debt off by Xmas 2019
Welcome to Pay ALL Your Debt Off By Xmas 2019! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have…
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Current sim only contract
Hello, it's the nuisance again. I want to thank you for all your help on here and I am sorting the Paperwork out for a DMP today... Two things... I am on a SIM ONLY contract with 02 that I'm happy with... Will O2 take that away from me... Never been in default and I own my phone. Also.. I've sort of botched a letter to…