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Fabulous February's NSD Challenge!

edited 2 February at 2:11PM in Debt-free Wannabe Challenges
576 replies 7.5K views
cathybirdcathybird Forumite
7.2K posts
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edited 2 February at 2:11PM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.

3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)

4. It also helps to subscribe to the thread ... that way you get a daily email reminder so you don't lose motivation :)

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.


February

CVDEt7J.gif = off to a start!

DKe7Fhj.gif = five days

zBef75d.gif = 10 days

ofgrTbm.gif = 15 days


MTpeOJD.gif = 20 days
k8yOZm8.gif = target reached
svfcEZT.gif = target beaten

February targets

AbundantBudget 10

beanielou 15

bloomfelt 21

Butti

candygirl 14

cathybird 15

confusedsaving

CJRyder 15

delta13 15

doingitanyway 1/16 CVDEt7J.gif

Donkids22

Dottles1 12

Fivenations 15

Happy Monday 20

Honeysucklelou2 12

Ivysmom

jammydodger 1/20 CVDEt7J.gif

karenccs67 15

killielila 15

lifeatthekings 15

little_green

MidsHollie

Money Choices 10

MoneysavingmadGem 1/20 CVDEt7J.gif

Muggle1000 29

Munchin 16

Optimistic Saver 15

Purplemumof2

Saver.The.Taste 17

scotmumof3

shopaholicnumber1 20

SpekySquarehead 16

SSDD23 15

Thistimearound 12

TrushTush 20

Ttomo 10

Van_Girl 15

:j ALL WELCOME TO JOIN!! :j
10 in Save 12K: £10,143.27/£12K. Oct NSDs: 15/15 Tilly: £3,467.96
Oct AFDs: 19/21 2020 AFDs: 274/300 D: 80 2019: 310/260
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Replies

  • [Deleted User][Deleted User]
    0 posts
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    MoneySaving Newbie
    Can I go for a conservative 15 this time please cathybird :) x
  • cathybirdcathybird Forumite
    7.2K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Absolutely SSDD23! :)
    10 in Save 12K: £10,143.27/£12K. Oct NSDs: 15/15 Tilly: £3,467.96
    Oct AFDs: 19/21 2020 AFDs: 274/300 D: 80 2019: 310/260
  • MoneysavingmadGemMoneysavingmadGem Forumite
    168 posts
    100 Posts Second Anniversary
    I'm in..... Going for..... 29... Lop no seriously though I am going to set it high at 20, this does not include weekly food shop set at £20 a week) or essential bus travel to work that I can't get away from.

    Got a trip to New York next month so really want to save up what I can! Already hidden money away in savings and only allocated £50.00 for any spending this month! Wish me luck!

    Got my other half's sisters wedding, but using dress I wore to a friends wedding last year and presents already sorted, my masters degree graduation and my birthday so it is going to be a toughie but I'm going to go for it!
  • cathybirdcathybird Forumite
    7.2K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    I'm in..... Going for..... 29... Lop no seriously though I am going to set it high at 20, this does not include weekly food shop set at £20 a week) or essential bus travel to work that I can't get away from.

    Got a trip to New York next month so really want to save up what I can! Already hidden money away in savings and only allocated £50.00 for any spending this month! Wish me luck!

    Got my other half's sisters wedding, but using dress I wore to a friends wedding last year and presents already sorted, my masters degree graduation and my birthday so it is going to be a toughie but I'm going to go for it!


    Yay for setting yourself a challenge, MoneysavingmadGem :) Good luck! :T Hey PS think other people should be spending on you for your graduation and birthday! :bdaycake::rotfl::beer: :)
    10 in Save 12K: £10,143.27/£12K. Oct NSDs: 15/15 Tilly: £3,467.96
    Oct AFDs: 19/21 2020 AFDs: 274/300 D: 80 2019: 310/260
  • lifeatthekingslifeatthekings Forumite
    80 posts
    10 Posts Xmas Saver!
    I'd like to go for 15 please.

    Last year was just a really bad year for my finances and January wasn't much better.
    I've set myself a better way of working with my money & am going to aim to save at least 10% of my wages each month.

    Today will be a bit of a spend day, I have to sign up to the gym.
    I Have fibromyalgia & am doing a 12 week fitness scheme to help with it.
    But i get the membership for discounted price & will stay same price as long as i don't end it basically.
    New home fund: £950.00 / £5,000 | Emergency fund: £10.00 / £1,000
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • cathybirdcathybird Forumite
    7.2K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    hi lifeatthekings :) :wave: and welcome! Good luck with the challenge, I hope you find it helps :)
    10 in Save 12K: £10,143.27/£12K. Oct NSDs: 15/15 Tilly: £3,467.96
    Oct AFDs: 19/21 2020 AFDs: 274/300 D: 80 2019: 310/260
  • bloomfeltbloomfelt Forumite
    444 posts
    Sixth Anniversary 100 Posts Name Dropper Photogenic
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    I'd like to join in please. I have already been trying to have as many NSD's as possible anyway but I think it would be good to track and see if I am doing as well as I think I am.
    Setting a high target of 21 days
    £5 a day Aug 64.59/155
    Aug NSD's 17/20
  • cathybirdcathybird Forumite
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    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    bloomfelt wrote: »
    I'd like to join in please. I have already been trying to have as many NSD's as possible anyway but I think it would be good to track and see if I am doing as well as I think I am.
    Setting a high target of 21 days

    hi bloomfelt :) :wave: and welcome :) Good luck with the challenge!
    10 in Save 12K: £10,143.27/£12K. Oct NSDs: 15/15 Tilly: £3,467.96
    Oct AFDs: 19/21 2020 AFDs: 274/300 D: 80 2019: 310/260
  • edited 4 February at 11:19PM
    Muggle1000Muggle1000 Forumite
    34 posts
    10 Posts
    edited 4 February at 11:19PM
    Looking forward to spending less again in Feb. Going to carry on using the money tracking app I started at the beginning of Jan as it's helped me set and keep to my budget and tracking my savings for things that are worth it rather than impulse buying.
    Challenges and progress:
    1 debt vs 100 days c34 #24 - £1695/£1695
    Pay your debts off by Xmas 20 #103 - £8,830.60/20k
    Save £1,000 Emergency Fund - £240/£1000
  • jammy_dodgerjammy_dodger Forumite
    1.3K posts
    Part of the Furniture 1,000 Posts Photogenic
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    i could of written this post myself Muggle1000 my thoughts exactly good luck with your plans
    OctoberNSD13/20
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