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Help: from DMP to F&F
Hi everyone Before I get into my problem, let me say what an amazing lot you all are, helping each other. I’ve been on a DMP with SC for about 3 years and can’t recommend them enough. I’m still on a DMP with them and I recently made a girlfriend who is willing to help me pay my debts with some of her savings. Although she…
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I need help and quick
I have an interest only mortgage that i have not been able to pay for the last few months as I'm broke i have not paid council tax for a year due to debt problems plus must owe HMRC £15k as I've not submitted a tax return for a few years. A loan from about five years ago with Nat West has been passed on to a company called…
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Outstanding October's NSD Challenge
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to try and achieve during the month of October. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like…
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LOWELL Sky Debt HELP!
Hello, I am seeking some advice. I have been attempting to build my credit history with a view to applying for a mortgage in 2020. I have received a letter from Lowell Financial requesting that I set a payment plan up for a Sky debt totaling £116.81. The Sky account number was provided. The debt is several years old and…
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Make £10 A Day October £2019
Hello and welcome everybody :hello: This is the 146th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Nst october
NINJA SAVINGS TURTLES OCTOBER Game of Thrones Welcome to the final quarter of 2019 (the last 90 days sounds too apocalyptical). Time to pause and think about where you want to be now, in the next few months and going forward into 2020. AS we all know, the perfect time to do something never comes. Stop waiting ... for the…
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£0.50p Savers Club 2019
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2019. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5767122/0-50p-savers-2018 If you would like to join in let me know. I am adding my own reason in for saving these £0.50p's so you can feel free to…
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48k credit card debt
Thanks for posting guys, really interesting stuff. My personal position is I have 48k credit card debt after years of struggling with a gambling issue. I've now got a handle on this although always vigilant but I'm wondering if there is a better way to handle the debt legacy. The basics are I have 48k credit card debt and…
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October's Lunch To Work
Welcome to October's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 21 working days up for grabs. Let me know if you want to join in and I'll add you to the list on the next…
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Please help with ccj
Hi all I was wondering if someone would be kind of to help me I've been drowning in debt for a while and never been man enough to face it. Finally I've accepted I need help and I'm working with step change I've been issues a ccj for an unspecified amount as its awaiting solicitors fee. Its currently up to 3k with…
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Splendid September's NSD's challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
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NST September - A Simple September
NST: September 2019 A Simple September I always find September a bit like the New Year. The kids are going back to school, routines are getting back to normal, the house needs a really good clean after the holidays and I need to get back on top of everything again. With indulgent times looming later in the year for those…
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Make £10 A Day September 2019
Hello and welcome everybody :hello: This is the 145th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Settlement Offers
Advice welcome I’ve been in a Debt Management plan for approx 8 years with a company which l paid a fee to every month. It worked well at the time them dealing with my debt mess but l have come out of it a few months ago. I have some money that l was hoping to use to partially settle the debts so I’ve been dealing with my…
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Advice needed about debt consolidation loans
Good afternoon , this is my first post so I’m pretty new to all of this , I am after some structure advice . Basically I have gathered quite a large amount of debt falling into the pay day loans and credit cards . My total debt is around £12,000 , £5000 of which is credit card which I have agreed with my bank to pay low…
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Awesome August's NSD challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
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legal aid recovery service never herd from them for 10 years
Hi im new to forums so am hoping i posted this in the correct forum I am posting this on behalf on my partner, i will try keep as brief as possible. In July 2007 as part of her divorce settlement she was awarded the family home. As she didn't have income at the time, due to being a full time mum with 3 children(1 in…
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NST: August Adventures
NST: August 2019 August Adventures Jobs fill your pocket but adventures fill your soul. New Month. New Mindset. New Focus. New Intentions. New Results. The first step towards getting somewhere is to decide that you are not going to stay where you are. J. P. Morgan A good life is when you assume nothing, do more, need less,…
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Make £10 A Day August 2019
Hello and welcome everybody This is the 144th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Debt Free by 2023
Hi guys i know this is a huge way a way but i am just starting to look at my money in a different light .... i have a hen do and wedding coming up ( mine ) and i am around 27 thousand pound in debt .....without including my mortgage in hindsight a wedding once i was debt free would have been amazing but i booked the…
