-
legal aid recovery service never herd from them for 10 years
Hi im new to forums so am hoping i posted this in the correct forum I am posting this on behalf on my partner, i will try keep as brief as possible. In July 2007 as part of her divorce settlement she was awarded the family home. As she didn't have income at the time, due to being a full time mum with 3 children(1 in…
-
NST: August Adventures
NST: August 2019 August Adventures Jobs fill your pocket but adventures fill your soul. New Month. New Mindset. New Focus. New Intentions. New Results. The first step towards getting somewhere is to decide that you are not going to stay where you are. J. P. Morgan A good life is when you assume nothing, do more, need less,…
-
Make £10 A Day August 2019
Hello and welcome everybody This is the 144th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
-
Debt Free by 2023
Hi guys i know this is a huge way a way but i am just starting to look at my money in a different light .... i have a hen do and wedding coming up ( mine ) and i am around 27 thousand pound in debt .....without including my mortgage in hindsight a wedding once i was debt free would have been amazing but i booked the…
-
Trading in a recovered ‘stolen’ car
Tried to upgrade my car for a cheaper to run insure and fuel newer model - but after the stress of having my car stolen off my drive and then recovered almost instantly I’m now stressed again by the fact that a very well know prestigious car dealership has HALVED the value of the trade in price they previously gave me....…
-
1 debt vs 100 days chapter 32
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 32. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 1st of May and finishes on 8th of August 2019. If you want to join in, please write your name below. 1. Charlotte1988…
-
Wannabee Mortgage free
Hi all, We want to be mortgage free before I am 60- this is do-able for us by overpaying. My question is do I overpay a small amount each month or do I pay a lump sump annually. Does it actually make any difference? Mortgage is with Santander and we have 8 years 9 months left at present. Balance is approx £86000. No other…
-
What to Do First???
Hi - I am a first time poster looking for advice. I have 3 main priorities... 1. Become debt free (circa £12k debt) 2. Make urgent repairs to my house (Need circa £5k) 3. Save a deposit for a new house My current house has been in negative equity for years. However, the market is showing signs that I may be able to sell…
-
Make £10 A Day In July 2019
Hello and welcome everybody :hello: This is the 143rd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
-
Glorious July's NSD Challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
-
Lowell Solicitors usual debt letter
What does the letter from Lowell look like? Is it a Pre Action Protocol letter (a letter of claim) as described in the article linked below: https://debtcamel.co.uk/letter-before-claim-ccj/
-
How best to budget
Hi, I would like to put forward my initial step in my plan of attack for budgeting and see what everyone thinks. When it comes to my banking situation I have the following three accounts already in place: * Current account with a debit card where all my wages go in and direct debits come out of. I currently use this for…
-
NST A Gentle Jog Through July
NST JULY A GENTLE JOG THROUGH JULY One of the pleasures of being a turtle is that each month we can start afresh, leave the things that didn't go to plan behind and resolve to do better, keep the bits that we did right and get nearer to our ultimate goal or goals. We are now half way through 2019 so it's time to pause for…
-
Please help, drowning payday loans
-
July's bring your lunch to work
Welcome to July's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge :) There are 23 working days up for grabs. Let me know if you want to join in and I'll add you to the list on the next…
-
Deed Of Assignment
Hi Advisors and Helpers I need your help with confused messages I have been reading re Deed of Assignment and [/B]Note of Assignment. I am told that the note of assignment we are allowed to see but not the Deed of Assignment. However, I recently read that Lord Denning has stated in ruling 1965 that "debtor is entitled to…
-
June Bring Your Lunch To Work
Welcome to June's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll add you to the list on the next post. It is never…
-
Make £10 A Day in June 2019
Hello and welcome everybody :hello: This is the 142nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
-
Jolly June's NSD Challange!
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of June. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
-
NST June 2019 - Ninja powers
Just Unleash Ninja Energy June is about a laser focus. With superpowers. And an eye mask so that no-one recognises you in the street. And a cape. And a wand if you want one. Minimise vs maximise. Choose your focus and be relentless in pursuing it. Minimise: -bills (change provider, reduce your usage) -car usage (can you…
