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Advice needed on what debts to clear
Dear Readers I need some help and advice . i have just received a small windfall of £7000. I have 3 major Debts and I want to clear two of them , but unsure which ones to clear and what would be more beneficial to my credit score/report . That hovers around fair and good . with no bad markers .The Three debts I have are as…
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NST May 2019: May merriment
NST May 2019: May Merriment :D The NST turtles are a merry bunch. :D We are about health, wealth and a life well-lived. We want to enjoy life and live it to the full. We aim to be debt-free, to be mortgage-free, to live within our means, to have a full life without paying full prices for it. We are not solely about the…
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CCA Postal Orders
Hi, quick question? Are you suposed to put any details on the back of the Postal Order, Im leaving blank incase they return? There is a space for details but is that to do with gift aid ?? Thanks Mrs D
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CCA Postal Orders
Hi, quick question? Are you suposed to put any details on the back of the Postal Order, Im leaving blank incase they return? There is a space for details but is that to do with gift aid ?? Thanks Mrs D
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Link Financial Debt Collection
Hi, I have just today received a Letter from Link Financial debt recovery, asking to get in touch about a debt which I apparently have. They say they have taken the debt from LC Asset S.a.r.l another company whom I have never dealt with. In the letter they state they have been trying to get in touch, yet this is the first…
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Financial dispute with ex
Looking for advice. I am still financially tied to an ex of mine. We have an unsecured loan together. The issue is he has never paid anything towards this loan since we split in 2008. I have tried on several occasions to come to a reasonable solution to the matter but to no avail. He now had a mortgage as do I so I have…
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April's Bring Your Lunch To Work
Welcome to April's bring your lunch to work, the sun is shining and Spring here :EasterBun :icotbaske Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in…
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Make £10 a day in April 2019
Hello and welcome everybody This is the 140th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Awesome April's NSD thread.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of April. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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NST April 2019 - Spring Forward
NST April 2019: Spring Forward A new month is upon us. Spring is really beginning to make itself known now, the sun has been shining quite a bit, the days are getting longer, the plants and trees are springing into life again. Hopefully we are feeling ready to leave winter behind and really kickstart ourselves, paddle…
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Claims guys and Mr Lender
I had used the claims guys to successfully claim me over £2000 of poi so thought I would have a crack for Mr Lender whom I had over £5000 of loans over a 3 year period I’ve several emails of non payment etc and they did out a financial strain on my livelihood. The claim was started in November 2018 and I completed all…
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1 debt vs 100 days chapter 31
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 31. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 7th of January and finishes on 16 of April 2019. If you want to join in, please write your name below. I need your help.…
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Debt pay off advice after breakup
Hello Everyone, I hear this is the place to come to find some advice on your personal situation. So without telling my whole life story, its quite hard to talk about for a man. I finally got out of 6 years in abusive and violent relationship but it has left me in a right mess financially. Took out loans and credit cards…
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Help needed in a terrible mess
Hello, I am in a terrible mess. I am a hoarder and owe a lot of rent on containers, they are full of my personal belongings and thousands of books about 400 banana boxes of books in each container. If I don't clear them soon the landlord will sell the contents to pay off the debt. I am emptying the containers by myself and…
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LCS Debt Recovery Letter
Hi all, me and my partner moved into our first place on 14th February of this year, today we received a letter from LCS regarding a debt leading up to this date. A quick search online and I've seen a lot of warnings about responding to them in any way as they will just try and pursue the money from us even though it is not…
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March Bring Your Lunch to Work
Welcome to March's bring your lunch to work, the sun is shining and Spring is definitely around the corner. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me know if you want to join…
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capquest
hi would like some advise had a bunch of letters today from capquest about a debt i owe haven't had any letters phone calls or anything for 8 years i was wondering if this is still enforceable on the letters its saying remediation of account i have received a bunch of letters one for every year from the 8 years going back…
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Marvelous March's NSD Challange :)
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of March. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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Shift from shifts, while shifting the clutter
I'm unsure if this is the right place to post it, but I've had some great advice from the challenge boards before. As of today, I've been doing shift work for four years. Due to ever-changing sleep patterns, I've never got into a regular routine and am always putting things off until later or when I'm not so tired. I've…
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NST March 2019: WINS against the debt
NST March 2019:WINS against the debt Turtles are determined little critters. They know where they are going and nothing can stop them getting there. Some may even say that they are stubborn. But, the thing is, as Ninja Saving Turtles, we refuse to go along with the general acceptance that it is okay to live beyond our…
