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Want to be debt free
Hi.Could I join please? New to this. Just had a shock. Went online to tot up all my credit card debts.£17,000 in total :( ! Would like to pay a large chunk off by Xmas 2019, but due to study and part-time work will probably be a struggle :) . No mortgage. Have a part time job. Student (may have to leave for a year to…
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Saving for Christmas 2018 - £1 a day challenge
:santa2:This is the saving for Christmas 2018 - A pound a day challenge:santa2: Back by popular demand The Aim: To save a £1 a day from 1st December 2017 to 30th November 2018. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. We will open our tins…
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Completely Crazy Clothes Challenge 2018
Welcome to the new Completely Crazy Clothes Challenge thread for 2018. It's not as crazy as its name might suggest and your budget can be as little or as much as you choose. There are no hard and fast rules as to what is included; some members exclude items for a specific occasion such as a wedding, while others may opt to…
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Pay for birthdays and Christmas 2018 with surveys
Hey, So I know a lot of us do surveys to supplement our spending and this is something that I plan to keep up even when I a debt free. I have decided that 2018 is the time to keep a better track of what I spend my survey earnings on and I have decided to use what I earn to pay for birthday and Christmas 2018. Who wants to…
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£0.50p savers 2018
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2018. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5572955 If you would like to join in let me know. I am adding my own reason in for saving these 0.50p's so you can feel free to do the same if you…
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The DFW Christmas 2018 Planning Thread
Hey all, So I know we have a thread which covers saving up for Christmas but I thought we could have our own DFW Christmas 2018 Planning thread where we can share hints and tips on bargain buys and reducing our spends over the festive period. Dxxx
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Make up to £10 a day in November. Everyone welcome
Hello and welcome everybody :hello: This is the 135th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Save on software
Hello all, I'd like to offer some pointers to useful and legitimately free software that will help you get work done without costing you money, tying you to subscriptions or upgrade programmes etc. By and large, these suggestions do the sorts of things you might be considering buying from people like Microsoft, Adobe,…
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Nst november in new york
NST NOVEMBER IN NEW YORK Everything can change (in a New york Minute). Be prepared for the worst. However change can be an opportunity. We can change. We can be the change we want to see in the world. Welcome to the Ninja Saving Turtles (NST) November challenge. We will plan and be prepared. We will keep our families safe.…
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Nifty November NSD's challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of November. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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1 debt vs 100 days chapter 30
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 30. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 13 August 2018 and finishes on 21 November 2018. 1. RhiBi £673.72/1000 2. Beanielou £900/900 Well done!!! 3. Myamyamoo…
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November bring your lunch to work
Welcome to Novembers bring your lunch to work, I do think that Winter is on it's way and that Autumn has fallen with a giant THUD! Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 22 working days up for grabs. Let me…
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5p Savers 2018 Challenge
I shall be saving these again this year. Even though I have only saved just over £5 this year. That is better than saving nothing at all. This money could be used towards a bill or a present for a birthday or Christmas. I try to place mine in my savings/Isa account because a bit of money saved is always good to have in an…
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only recieved enforcement visit warning on the same day they wrote up our controlled goods form
Bristow & Sutor knocked on my door today on the the 21-11-2018 at 14-15 (24 hour clock) and gave us our Enforcement Visit Warning. they also wrote up all our electronics and goods on the goods taken into control form wihtout even a few minutes notice being given to their visit. i feel totally walked all over and the…
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Owe a previous employer money
I left my previous job in October, after unsuccessfully trying to negotiate my 3 month notice period down to 2 months, I decided to send an email 2 months and 1 week after handing in my notice to tell them I wouldn't be coming back as I needed to start my new job. This day also happened to be my payday. HR from my previous…
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2018 - RULE OF 3 Decluttering challenge
I really want to declutter during 2018- so that I can see the spare room floor and so that generally there is no clutter to be seen even hidden away in cupboards... Therefore I am going to play by the rule of 3 every single day during 2018 I will aim to 'lose' three unwanted items from my home this could be by selling on…
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20p Savers Club 2018
Hello and Welcome to the brand new shiny 20p Savers Club 2018 This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on I have kept the list as per last year, so…
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NST Penny Pinching GoSober Stoptober
NST Penny Pinching GoSober Stoptober Gobstopper The cosy autumnal season has begun. The blankets and slippers have come out as well as the comforting cups of hot tea at night. But one thing will stay in the cupboard or even better the shops for me and DH – alcohol and cigarettes. I have made a fair few positive changes…
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Octobers' Bring Your Lunch to Work
Welcome to Octobers' bring your lunch to work, the weather can't make its mind up, but that won't stop us. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs. Let me know if you want to join…
