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Make up to £10 a day in September 2018 - Everyone welcome
Hello and welcome everybody :wave: This is the 133rd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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Splendid September's NSD's challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of SEptember. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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NST September: Sunshine Challenge
Hello fellow turtles :hello: and welcome to NST September - the Sunshine Challenge. Set your budgets now. Pay to your debts/savings first and live off the rest. Make sure you're on the best deals for utilities, phones, broadband, etc. Are there any areas in your budget that you could cut down on? Use up. Have a look…
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Septembers Bring Your Lunch to Work
Welcome to September's bring your lunch to work, the summer holidays have finished and we are on the slope to Autumn. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you…
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Debt Free Wannabe Challenges
Just looking for ideas from those of you who are members of different challenges and what you do with the money from each challenge - i.e. do you use one challenger to save for meals out, one to maybe for a holiday, one which you just bank? For instance if you are a member of the £2 savers club, 50p savers, 20p savers and…
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Nightmare Payday Loan Cycle
I feel completely embarrassed posting this, however recent news has driven me to do so. Over the last few years I have been in an awful payday loan cycle with Wonga and have had nowhere to turn. Only recently I've come to terms with the fact that I'm in trouble and that I need help...but it may be too late. The recent news…
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My Ultimate Challenge
Hello, I'm new to the forums after being a lurker for a number of years! Have decided I need to take control of my financial life, and my life in general. My life in brief is, married, 2 children, 1 dog, 1 (huge to me) mortgage, recurring depressive episodes and a relatively new business. I don't seem to do things by…
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August's Bring your Lunch to Work
Welcome to August's bring your lunch to work, the summer holidays have started and no doubt some people will be going on holiday. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs. Let me…
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Awesome August's NSD challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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Make up to £10 a day in August 2018 - Everyone welcome
Hello and welcome everybody :hello: This is the 132nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST - Achievable August
Welcome to August’s NST challenge. The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family. So for August we are going to pick one of the above to work on – if you feel you have let your skincare routine go, or you have been saying yes too often to things or maybe…
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Paying back Debt
Hi, I am 62k in debt on 7 credit cards and one bank loan and two bank overdrafts. I family split left me in deep depression and I turned to shopping for comfort, a very bad choice but it happened. I have now sold the house to release the equity, I have 120k which will cover the debt and leave about half. the question is to…
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Overpayment of wages from Ex-Employer!
Good morning Money Savers, I come to you all today for a little advice - it appears my Ex employer has over paid me by almost £500 and want me to pay this back. I'm not really sure how to word this so apologies if I don't make sense.. I started working for the company in November of 2014. I signed a contract of employment…
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Unenforceable debt with Cabot
It has been suggested I post on this thread rather than loans. As briefly as possible, Cabot bought my merged credit card/loan/overdraft debt from HSBC 3 months ago. My debts with HSBC date back to 2003 and became a managed loan when I defaulted in 2006. The bank didn’t formally default me until 2012 however. I have been…
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Howard Cohen court proceedings
Hi, I am a newbie so hoping g I've listed in the right place. I have received a Directions questionnaire N180 from the court as Howard Cohen solicitors are taking me to court for claimant hoist portfolio. They are referring to a debt from 2012 that they apparently took over in 2016. I am Aware if a couple of outstanding…
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1 debt vs 100 days chapter 29
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 28. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 23 April 2018 and finishes on 1 August 2018. If you want to take a part, write your name and amount you're aiming to pay…
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Aug 18 | 15 ways to save Challenge |
The Challenge Write down 10-15 ways you can save / make money and track how many times you do them over the course of the month. You should at least aim to do everything on the list once. For each task you do is 1 point . There are no 'real' prizes but it would be good to see how many 'points' we can all get by the end of…
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Glorious July's NSD Challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
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~Make upto £10 a day July 2018 ~ everybody most welcome
Hello and welcome everybody :hello: This is the 131st month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it. I will be handing over the reins at the end of this…
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NST 07/2018 - Survive July!
* The challenge runs from 1st - 31st July 2018 * NSDs - if you like to monitor NSDs, choose either the gentler target of 13 or the stretching target of 20 - or set your own somewhere in between! Usual exceptions (fuel, YS items, medical (inc for animals!) etc) apply * Remember others - donate money/ items/ time to a…
