Save a penny a day 2018

claireyfairy82

Hi all


I'm planning on following the penny a day challenge again this year, as it really kept me motivated to save. Below is the link to the thread from last year.

https://forums.moneysavingexpert.com/discussion/5578213


The basic idea is that you save:


1p on the 1st of January
2p on the 2nd of January
...
£3.65 on the 31st December


Your total at the end of the year would be £667.95.


Personally I tend to mix the days up a bit more, i.e if I have £2.52 in my purse that's what I put in that day. I also found it a bit easier to try and get some of the larger amounts scored off towards the beginning of the year.


Please feel free to join in.

claireyfairy82

001 claireyfairy82
002 motivated £15.00/£667.95
003 RhiBi
004 DJB343
005 claremylove
006 enjoyyourshoes
007 Honeysucklelou2
008 Buffythedebtslayer
009 datlex
010 Jellibeanz
011 A Random Man
012 Black taxi
013 Klbooth £76.10/£667.50
014 IrisViolet
015 starting_again_in_the_sun
016 NeverendingDMP
017 bigsatsuma
018 NuclearGreyhound
019 Pinkfluffybabe
020 Petram20
021 Shashwoo
022 Tink_04
023 TownMouse
024 Tales17
025 vickyleigh
026 Jules*43
027 libster08
028 Lexilou22
029 nelie

motivated

Hi claireyfairy

Please count me in, I like the sound of this challenge
M

RhiBi

I’ll join this challenge if that’s ok! Xx

DJB343

Interested in giving this one a go!

claremylove

Count me in please !!!

enjoyyourshoes

what do you do with the £667.95 on 1 JaN ?

motivated

enjoyyourshoes wrote: »

what do you do with the £667.95 on 1 JaN ?

Mine will go towards a much needed break :T

Honeysucklelou2

Yes please, can I join in?

Buffythedebtslayer

Hello can I join please?

I think I will do it backwards as it will be more of an incentive to keep going...:)

XXX

datlex

I did this in previous years along side the pounds to week challenge. It does help to get you into the savings mentality. It can be quite expensive towards the end especially as that comes just before Christmas, however one way to get round that is to mix up the days. So for example on week 1 you have 1p+2p+3p+4p+5p+6p+7p then on week 2 you have £3.64 + £3.63 + £3.62 + £3.61 + £3.60 + £3.59+£3.58 on week 3 you have 8p+9p+10p+11p+12p+13p+14p on week 4 it is £3.57, £3.56, £3.55,£3,54,£3,53,£3.52,£3.51. Another way is to start the challenge now, but to restart in November next year so that you have the money for Christmas 2019.