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Interim Charging Order on Mortgage shortfall
Please help me... I had a court order (CCJ) against me back in May 2006 for a house worth £220k. The house was sold in 2010 and there was a shortfall of £35k. Yesterday I received an interim Charging order (dated 21/11/2018) on my new house from the solicitors of the lender dated 1/2/2019. Their application to the courts…
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Save a penny a day 2018
Hi all I'm planning on following the penny a day challenge again this year, as it really kept me motivated to save. Below is the link to the thread from last year. https://forums.moneysavingexpert.com/discussion/5578213 The basic idea is that you save: 1p on the 1st of January 2p on the 2nd of January ... £3.65 on the 31st…
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5 a day to save away
So I've decided I'd start my very own 5 a day challenge to help me make savings to my household budget and or/earn a few extra ££'s. Each day I aim to do 5 little things which will help me with my goal so lets see how long I can keep it up for:)
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2018 1% Challenge - 100 ways to make your 1%
Welcome to the new home for the The 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread, and I’ve copied below her first post from the previous thread: What's it all about? Basically the idea is that money comes to us in lots of small ways and we don't often realise it. When faced with…
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Jan 2019 selling challenge
Hello! This is my new attempt at hosting a goal, first popped it on in 2015 I think, if there's already this one then please let me know and I'll hop over and join it but I did have a search though.. I know I have things to sell, and I know I need the money, but I just don't seem to be able to get motivated, I'm hoping…
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Januarys Bring Your Lunch To Work
Welcome to Januarys bring your lunch to work, hopefully Spring is just around the corner :D Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs, if you are unfortunate to be working New Years…
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HELP!! Wont give me anything in writing
Please can anyone help. My husband is trying to resolve a debt issue with the bank. A debt collection company has become involved and are negotiating the amount to be repaid. However, each time my husband asks them to put the offer in writing they refuse. How can we progress this? any help appreciated as we are getting…
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Make up to £10 a day January 2019
Hello and welcome everybody :hello: So, new year, new financial goals! Let’s see what we can achieve together in 2019. This is the 137th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST Join In January 2019 - In With The New
:snow_laug NST Join In January Challenge :snow_grin The month of January is named after the Roman God Janus, who had two faces in order that he could look at both the future and the past at the same time. Janus is the God of transitions and beginnings and he symbolises changes in life and the universe. Many people see a…
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Jolly JANUARY's NSD Challange!
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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No Shopping Challenge
Hi Everyone, This is something I did once before and felt really pleased with myself afterwards so I thought this time I'd share it here to try and keep myself on track! Basically, I have set myself the challenge of buying nothing during the month of January (with a few exceptions - I shall explain below!). I have a…
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NST December 2018 – Exterminate the debt!
[FONT="]NST December 2018 – Exterminate the debt![/FONT] [FONT="] [/FONT] [FONT="]The turtles go in the TARDIS.[/FONT] [FONT="]:xmastree::xmassmile:xmastree::xmassmile:xmastree:[/FONT] [FONT="] [/FONT] [FONT="]December is the most horrific money swallowing month of the year and there are some…
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Debt Free 2019 YouTube Challenge
Hi all! Hope this is allowed here. I've started my own Youtube channel with the aim of getting rid of all of my outstanding debts within the year. Luckily, I don't have huge bank loans, credit cards debts etc but I still have a few grand that I'd be able to sleep easier knowing was cleared. I've used eBay and Etsy…
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Being chased 8 years after full and final debt settlement
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Wombling our way to wealth in 2018
We had a lot of fun on the Wombling in 2017 thread that was started by Bobarella, and I would like to keep track of my wombles again this year. The rules are pretty flexible; for me, wombles are any products or services I get free, for others it also includes the discounts received. Found money is always a womble :)
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Pay ALL your debt off by Xmas 2018
Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge.…
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Sealed Pot Challenge ~ 11
Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and…
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2018 Frugal Living Challenge
Join us here for year 11 of the Frugaldom challenge on MSE The Frugal Living Challenge 2018 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post…
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Mortgage shortfall
Hi everyone I wonder if anyone can help me please bit of a long story. I split up from my ex husband back in 2012 due to a really bad relationship where he was an alcoholic and kept loads of financial difficulties secret from me. We also had 2 children aged 10 and 13 at the time, the youngest with severe learning…
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Virtual Sealed Pot Challenge 2018
Hi All Welcome to the Virtual Sealed Pot Challenge 2018 I have ran this thread for two years and I think it has gone well so decided to keep going and run 2018. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.…
