Glorious July's NSD Challange.

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
120 replies 5.4K views
beanieloubeanielou Forumite
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edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July.
Keep us updated with your progress and hope you all enjoy the challange.

To join,
just post your personal target and you are on your way.

Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

We CAN do it.
Remember every little helps :money::money::money:
Lou~ Debt free Wanabe No 55 DF 03/03/14.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding***
Out of debt, out of danger. ***Be the difference.***
«13456712

Replies

  • beanieloubeanielou Forumite
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    I will go for 15.
    As usual I will exclude food & petrol if under budget , physio & vet bills.

    Today was no 1.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    beanielou 1/15
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • cathybirdcathybird Forumite
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    hi all - going for 10 in July - looking forward to it. :)
    10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
    July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • [Deleted User][Deleted User] Forumite
    0 Posts
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    MoneySaving Newbie
    Put me down for a somewhat ambitious 20 please beanielou - not one yesterday or one today, but that should be the most spendy days other than a haircut at some point this week :D
  • Purplemumof2Purplemumof2 Forumite
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    Thanks for setting up a new thread Beanie, much appreciated :)

    I am going to be daring and go for 10 this month

    So far 1/10 :D

    NSD's what I don't include:

    DH's Nicorette
    DH's contact lenses
    Prescriptions
    Diesel
    DH's travel
    Kids pocket money
    Kids lunches at school on Fridays
    My £10 allowance per week - £2 allowed per day
    Weekly food shop/top up shops
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £5000.00 - Lloyds: £5590.00
    Xmas Pot £535/£700 ~ EF £621/1000
    PAYDBX 2021 - #? £0 / £2,000
  • beanieloubeanielou Forumite
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    We can do it:grin:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Today was number 2 :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • [Deleted User][Deleted User] Forumite
    0 Posts
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    MoneySaving Newbie
    Won't be one today either, going to aim to get my hair cut, but then that will be it bar one or two planned spends for the month :)
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Today will be no 3.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • little_greenlittle_green Forumite
    542 Posts
    100 Posts Second Anniversary Name Dropper
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    joining in again. Aiming for as close to 31 as possible but at least 50%.
    so far 2 days.
This discussion has been closed.
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