Fabulous February's NSD challange! Join in :)

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
158 replies 8.2K views
beanieloubeanielou Forumite
76.5K Posts
Part of the Furniture 10,000 Posts Name Dropper Photogenic
✭✭✭✭✭✭
edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of February.
Keep us updated with your progress and hope you all enjoy the challange.

To join,
just post your personal target and you are on your way.

Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

We CAN do it.
Remember every little helps :money::money::money:
Lou~ Debt free Wanabe No 55 DF 03/03/14.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding***
Out of debt, out of danger. ***Be the difference.***
«13456716

Replies

  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    So I am going to go for 15 this month.

    As usual I will exclude food & petrol unless I am over budget.
    I also exclude yoga & physiotherepy as they are essential to me.
    Oh & any vet spends this month.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • doingitanywaydoingitanyway Forumite
    7K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
    ✭✭✭✭
    Thank you for creating this thread Beanie.
    I will be doing 20 days with no exclusions in February :eek:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
    £500/2,500 Legal and moving costs
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Thank you for creating this thread Beanie.
    I will be doing 20 days with no exclusions in February :eek:

    Good luck :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • donkids22donkids22 Forumite
    281 Posts
    Fourth Anniversary 100 Posts Name Dropper
    ✭✭
    February I am going to try for 12 Nsds 2 more than January. Food brought out the grocery budget and petrol brought out if the petrol budget will be included as spending days. Hoping this will focus me more on my budgets.
    If you dream it can you do it????????
  • jazzyjustlawjazzyjustlaw Forumite
    1.4K Posts
    ✭✭✭
    I’ll try for 12. I must try harder. I have exclusions i.e. bus fare and expected spends.

    I’ll donate to the food bank.

    I’ll try and excercise more.

    I’ll try and chill more. This will be the hardest as I’m a worrier :).

    Luckily love my job and got a great boss who gets me and understands my foibles :rotfl::rotfl:.

    Good luck everyone!
    All my views are just that and do not constitute legal advice in any way, shape or form.£2.00 savers club - £20.00 saved and banked (got a £2.00 pig and not counted the rest)Joined Store Cupboard Challenge]
  • spudsmumspudsmum Forumite
    459 Posts
    I will join again please.

    We're on holiday for a week in February so I'll aim for 8.

    Exclusions will be ys bargains, milk, nappies, wipes etc for the babies. Also petrol and anything else that gets reimbursed by my employer
    Total debts £21050! :eek: now £17461.86 . 1% challenge £218/£4000 (5%) Total extra income made in 2018 £3580.79 2019 £367.20 frugal budget 2019 £82.96/£600 Aiming for debt free at 40 - only 20 months to go! :eek: :A
  • dg1019dg1019 Forumite
    602 Posts
    Fourth Anniversary 500 Posts Name Dropper Photogenic
    ✭✭
    Thanks for setting this up again beanie 🙂

    Target will be 12 again.

    Exclusions will be monthly direct debits and debt repayment.
    PAYDBX 2021 #3 £2309.94 / 11320 20.41%.

    CC1 = £0 CC2 = £5009.09 CC3 = £0 CC4 = £1379.00 CC5 = £2621.97
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    donkids22 wrote: »
    February I am going to try for 12 Nsds 2 more than January. Food brought out the grocery budget and petrol brought out if the petrol budget will be included as spending days. Hoping this will focus me more on my budgets.
    I’ll try for 12. I must try harder. I have exclusions i.e. bus fare and expected spends.

    I’ll donate to the food bank.

    I’ll try and excercise more.

    I’ll try and chill more. This will be the hardest as I’m a worrier :).

    Luckily love my job and got a great boss who gets me and understands my foibles :rotfl::rotfl:.

    Good luck everyone!

    Good luck to you both :)

    Thank you for donating to the food bank.
    Our FB just gets busier & busier:(
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    spudsmum wrote: »
    I will join again please.

    We're on holiday for a week in February so I'll aim for 8.

    Exclusions will be ys bargains, milk, nappies, wipes etc for the babies. Also petrol and anything else that gets reimbursed by my employer
    dg1019 wrote: »
    Thanks for setting this up again beanie 🙂

    Target will be 12 again.

    Exclusions will be monthly direct debits and debt repayment.

    Happy holiday when it comes spudsmum :)

    Good luck both :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Hi all back again, dropped off with all the night shifts I ended up doing but back again and determined to succeed, I'd like to go for 17 days this month please!!
This discussion has been closed.
Latest MSE News and Guides

A guide to council tax bands

Lower your band & save £1,000s

MSE Guides

Cinema MoneySaving tips & tricks

Including year's 2for1 movies for £1

MSE Deals