NST: August Adventures

edited 29 July 2019 at 7:07AM in Debt-free Wannabe Challenges
311 replies 20.9K views
apple_muncherapple_muncher Forumite
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edited 29 July 2019 at 7:07AM in Debt-free Wannabe Challenges
NST: August 2019
August Adventures
Jobs fill your pocket but adventures fill your soul.


New Month.
New Mindset.
New Focus.
New Intentions.
New Results.


The first step towards getting somewhere is to decide that you are not going to stay where you are.
J. P. Morgan


A good life is when you assume nothing, do more, need less, smile often, dream big, laugh a lot and realize how blessed you are.


Adventurising. I'm shamelessly nicking this idea from mothernerd's July challenge. Get out and about. Explore. Do new things. Eat new things. Wear different clothes. Listen to different music. Thrill your soul.
Unplug. From tech for an hour before bed. From mindless interweb browsing. From gawping at the gogglebox. From toxic people in your life.
Generosity. Let this be a quality where you excel. Donate items to charity. Support your local foodbank. Give your time to people who need it. Volunteer. Smile at people.
Ugly and Useless. Again lifted from July. Let ugly and useless items (sorry, but not people!) have no place in your life or your home. For someone else they may be beautiful and useful. Let them go!
Spontaneity is the best kind of adventure. Give it a go!
Think long term. Finances, obviously, are key to the NST challenges. Do things that your future self will be grateful to you for. Health - look after your health now or pay for it later. This is physical health, mental health, spiritual health. Do what you need to do for yourself.


Some rules:
  • The challenge runs for the month of August. It is a funny month with school hols, returning to school in some areas, exam results, or simply work, work, work.
  • Pay to your debt/mortgage/savings first and live off the remainder.
  • Budget for the month - look at all your outgoings and plans. If you do not have enough money to cover it all, then cut back.
  • Take your lunch to work; take drinks and snacks when you go out; take picnics. Eat your own yummy food rather than pay through the nose for bland unpalatable fare.
  • Aim for 15 NSDs (keep one if you only buy reduced goods, or medication, or fuel). If you have random things to pay for, look ahead to see how much this should cost this month and put that money aside, ready.


Who is up for August Adventurising with me? No pith hat or khaki drills necessary...



NST Simple June #1; NSD 2; Ex 4

Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
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Replies

  • edited 5 August 2019 at 7:26PM
    apple_muncherapple_muncher Forumite
    12K Posts
    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
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    edited 5 August 2019 at 7:26PM
    August Adventurers:


    1 apple muncher
    2 Kerty Woman
    3 Deni debt-free dreamer
    4 mothernerd
    5 sashanut
    6 dolly84
    7 Toni'sfriend
    8 Calling14
    9 f0xh0les
    10 fmess
    11 crazy_cat_lady
    12 Karmacat
    13 SSDD23
    14 nannygladys
    15 PhoeniX
    16 Shrewbie
    17 shabbychic12
    18 Dottydaisy
    NST Simple June #1; NSD 2; Ex 4

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • Kerry_WomanKerry_Woman Forumite
    3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    Can you please add me. Thanks.
    Frugal Living Challenge 2021
    Mortgage free as of 1st August 2013
    NST Jolly Joyful July NSD 3/20
  • Me please apple ! I have some time off in August and am going to stay at my sister's house in East Anglia where I grew up and am looking forward to visiting places I haven't been to for 30+ years. We will take lots of picnics and have lots of walks by the sea. Thank you for running the thread, it sounds great :)
    Dx
    LBM - October 2018; finally debt free on 16 March 2021 !
    NST April #10
  • mothernerdmothernerd Forumite
    4.2K Posts
    Seventh Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
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    Wonderful challenge apple. Sign me up please
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Feb No 1 No Debt No mortgage
  • sashanutsashanut Forumite
    3.3K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
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    Hi there:j

    Count me in please, Apple
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • dolly84dolly84 Forumite
    5.6K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
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    I'm in apple. Thanks for running August. I am away for a few days at the beginning of August and a few days in the middle so will be missing for a bit of it.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Toni'sfriendToni'sfriend Forumite
    3.3K Posts
    1,000 Posts Fourth Anniversary
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    Me too please, Apple.
    Have adventures. laugh a lot and always be kind.
  • Calling14Calling14 Forumite
    3.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Can the new me join please?



    Adventure is out there:j:j:j
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £17013 06/07/21
  • f0xh0lesf0xh0les Forumite
    4.6K Posts
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
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    Me please Apple, I will have to duck out from 5th - 15th and I am going to look into a sneaky YHA weekend after the exam results come out at the end of the month before school goes back. I need one pair of school shoes but the rest is all sorted, so I can abandon ship anytime up until school starts back on 29th.
    MFW#65 July 21 = £82,999.99 next target = £80k in December 2021 Daily interest £4.11 next target = sub £4
    E/F £18,000 but I still need a new roof and an extension and the loft boarding out.
    NSTurtle # 12 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.
  • FmessFmess Forumite
    2.9K Posts
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
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    Count me in please
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
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