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Nst october

mothernerd
mothernerd Posts: 4,827
First Anniversary Name Dropper First Post Debt-free and Proud!
Forumite
edited 26 September 2019 at 1:24PM in Debt-free wannabe challenges
NINJA SAVINGS TURTLES

OCTOBER

Game of Thrones


Welcome to the final quarter of 2019 (the last 90 days sounds too apocalyptical). Time to pause and think about where you want to be now, in the next few months and going forward into 2020.

AS we all know, the perfect time to do something never comes. Stop waiting ... for the weekend, for a new year, for things to change. The best time to start something is right now.

To inspire us I am using 'the words' of some of the houses in GoT. This is a Turtle Alliance of some of the great Houses of Westeros, we will use all their collective wisdom to fight debt, increase our spending and do all we can to keep our families and ourslves safe, warm and healthy and have fun along the way.

House Stark's words are
WINTER IS COMING
House Stark has always been very supportive of the Night's Watch who keep the whole of Westoros safe from the Wights. You are the guardian of your family and we will consider how to protect your house and family as Winter approaches.

This needs Planning and Preparation

Before the Start of the Month You MUST
Set Your BUDGET for the Month
AUDIT your Cupboards, Fridge and Freezer
Make a MEAL PLAN starting with what you have in (unless you have already started to put things aside for a special occasion
Plan for the MONTH - what is happening, what commitments, appointments, celebrations, once a year bills are coming up.

For the Next Ninety Days
What is Your FOCUS?
What do you want to happen?
What needs to change? It may have to be You
SET some goals. Break them down into Monthly and Weekly targets.
Think in terms of small changes that you can make NOW.


House Lannister's words are
HEAR ME ROAR
The Lannisters are also famous for always paying their debts. With a lion's ferocity you avoid spending money.

Plan for the Month
You must PAY to YOUR DEBTS or SAVINGS FIRST and live on what is left.
INCREASE your income if possible
REDUCE your outgoings eg by using own brand products or changing your supermarket?
Can you MEND, MAKE or MAKE DO instead of Buying?


For the Next 90 Days
CUT out any unnecessary socialising
CUT Screen Time
Be Mindful, Meditate, Read or just spend time with Nature or Candlelight (you can't see all the 101 things you think you 'ought' to be doing).
LOOK for any free activities or events in your area

House Martell's words are
UNBOWED UNBENT UNBROKEN

We all get tossed by life's storms. Sometimes we are still dealing with the latest disaster when the next crisis bowls us over.

This Month
Whatever happens you need to KEEP GOING.
Whether you stumble, fall or get knocked down you need to GET BACK UP (it's fine to stay down for a while, get your breath back, check if anything is broken).
RUN, WALK or CRAWL
If you can't run, walk. When you can't walk, crawl.
If you are CONFINED TO BED or the couch, PLAN your next moves and find things YOU CAN DO from there (I always found tackling the mending pile was a good thing to do when recovering from flu). Progress is progress, no matter how slow. What you don't do is give up because of one tiny slip.
LOOK AFTER YOURSELF so that you can look after those who depend on you.


For the Next 90 Days
Introduce ONE HABIT to improve your health
Do something FOR YOU each day
BE KIND always (everyone you meet is carrying some burden)


House Reed's words are
HEARTH, HEART and HARVEST

The mud men live simply. They also spear frogs.
SIMPLICITY has been a recurring theme in this year's posts. Treading lightly upon the Earth and being at one with nature fits with the turtles holistic approach.


This month
Concentrate on the THINGS THAT MATTER, your home and loved ones, health and happiness.
Make a FROG LIST - try to tackle one a day.
CONTINUE to SIMPLIFY your life, RELEASE unwanted possessions and REDUCE things that cause you stress.
DONATE - time, goods or money
BE GRATEFUL.

For the Next 90 Days
Think about what really matters to you.
What can you do to get closer to living the life you have always wanted?
What no longer fits in your life?
Visualise Your IDEAL DAY
Make a list of GOOD THINGS that you want in Your Life



The challenge runs for the whole of October.

You will aim for 15 No Spend Days.


Who will join our October Adventure?
My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
NST SEP No 1 No Debt No mortgage
«13456742

Comments

  • mothernerd
    mothernerd Posts: 4,827
    First Anniversary Name Dropper First Post Debt-free and Proud!
    Forumite
    edited 1 October 2019 at 8:49PM
    Reserved for contenders

    1 mothernerd
    2 apple muncher
    3 f0xh0les
    4 misstara
    5 dolly84
    6 Purplesocks
    7 SSDD23
    8 Bluetulip1980
    9 Karmacat
    10 sashanut
    11 ccl
    12 doingitanyway
    13 shabbychic12
    14 greent
    15 Narola1976
    16 thriftylass
    17 EJM2019
    18 quintwins
    19 Xspender
    20 Dottydaisy
    21 bizzie
    22 craftingmad
    23 PheoniX
    24 Justforme
    25 Chrystal
    26 LINKYPIE2009
    27 Lady_M
    28 laurenh1
    29 abundant1972
    30 hummingbird15
    31 X_raphael_xx
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • I wanna be a mud man! Count me in!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • f0xh0les
    f0xh0les Posts: 6,817
    First Anniversary Mortgage-free Glee! Photogenic Name Dropper
    Forumite
    I have not seen GOT, so I do not know who I am yet.

    But I am up for this month.

    Will do research and be ready to start on Monday. Monday! October already.

    Game of Turtles!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • I'm on holiday for most of October so can't join in. But I'll be cheering on from the sidelines.
    Have adventures. laugh a lot and always be kind.
  • misstara
    misstara Posts: 3,871
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Forumite
    Please count me in :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10527.15/£15000 (70.2% saved). Emergency fund - £1356.48/£1500 (90.4% saved).
  • dolly84
    dolly84 Posts: 5,851
    First Anniversary Name Dropper Photogenic First Post
    Forumite
    I'm in mothernerd. Thanks for the new challenge. I've tried to watch the first episode of GoT twice now but can't get past the first half hour so I'll settle for not having a clue what you are talking about - nothing new there though:D.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Please can I join?

    I’ve lurked on this thread for ages but never taken the leap of joining, this months challenges fit perfectly with my own aims for this month. So the accountability and support of posting will be a huge boost.

    Many thanks
  • Please count me in again xx
  • dolly84 wrote: »
    I'm in mothernerd. Thanks for the new challenge. I've tried to watch the first episode of GoT twice now but can't get past the first half hour so I'll settle for not having a clue what you are talking about - nothing new there though:D.

    Are you saying I talk a load of *$^*!!! dolly. To be honest I wasn't sure it was even comprehensible. I was just so anxious to get it down before the laptop went awol again. Kat often did threads based on films or tv series (I had to read the Hunger Games books as a result).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • I'm on holiday for most of October so can't join in. But I'll be cheering on from the sidelines.

    I won't make you wear lycra, I'm a lycraphobe myself unless it's covered with a lovely long t-shirt, smock or tunic. Not to be confused with a lycanthrope (it's the werewolves in tomatoes than stop you getting cancer - explanation later).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
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