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2019 Frugal Living Challenge
Join us here for year 12 of the Frugaldom challenge on MSE The Frugal Living Challenge 2019 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post…
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The 'No More Buying DVDs Until I Have Watched the Ones I Already Own' Thread
So first there was the 'No More Buying Toiletries' Thread in which people plegded not to buy any more toiletries until they had used up those which they already owned. This set me (and others) thinking about other areas in which we had what came to be known as 'stashes' of things which laid unused. This resulted in the…
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Delightful December's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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2019's wi-wa-wombles!
welcome to the wombling thread for 2019! Firstly what is wombling? In the words of Bobarella, the founder of the earlier wombling threads: Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of…
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Overpayment (DLA)
Hello. I know that maybe this isn't the correct thread for my concern. I am just new here so I am a bit confused on how to do this. I just want to share the story of my husband and hopefully I'll get some advices from you. My husband (then boyfriend) left UK last April of 2014. But before he left he made sure to sort…
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Virtual Sealed Pot Challenge 2019
Hi All Welcome to the Virtual Sealed Pot Challenge 2019 I have ran this thread since 2016 and I have motivated a few people on here over the last three years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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Make £10 A Day December 2019
Hello and welcome everybody :hello: This is the 148th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST December: Festive Fun
Welcome to the December 2019 NST challenge. Foodbank/charity donation - add a few items when you're doing a food shop or buy a gift to donate. A local charity here collects gifts to give to deprived children at Christmas so going to buy something to donate. Eat well - It can be very difficult to eat well over the festive…
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December bring your lunch to work
Welcome to December's bring your lunch to work, can't believe that this one is the last one already? Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 17 working days up for grabs. I have included…
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About my debt
i am a little bit confused about my present situations. i am planning to go to university but i have a bad credit basically i have defaulted already im just wondering if that will prevent me from getting a student loans, overdraft? etc
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1 debt vs 100 days chapter 33
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 33. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 27th of August and finishes on 5th of December 2019. Everyone who wants to take part, please write your name down. 1. LoLo…
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Debt time to face up
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The 365 day penny challenge 2019
I started this challenge in 2017 but due to the pressure of a large amount of debt I struggled to keep up with it. As of this month I am debt free and determined now to save as much as I can to have a more secure future. I know some of you will be in a much different situation but we are all here for our own reasons. The…
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Sealed Pot Challenge ~ 12
Hello once again Potters and welcome aboard to all new members! :D I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all -…
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Small debts but small lone income
Hi I have just joined today after reading other diaries on here and need budgeting advice if anyone can spare the time. I’m a single mom who works full-time:o:o but never seem to have much spare. Just after tips really. I have very old debt not on my credit file of which I pay a token amount plus a small credit card debt.…
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Saving for Christmas 2019 - £1 a day challenge
Getting ready for Christmas 2019 - save £1 a day challenge I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it this year, please let me know if someone else has already started, if not here we go :) The Aim: To save a £1 a day from 1st December 2018 to 30th November 2019. How you…
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Order of Sale Threat
I would appreciate any help please....My husband has a historic debt with a high street bank on a business overdraft he was forced to personal guarantee by his business account manager (I question his conduct as he knew the business was in difficulty and my husband was vulnerable at the time trying to make ends meet!) The…
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NST: November 2019
NST: November 2019 Ninja Saving Turtles: YESvember It is not NOvember, it is YESvember :D It is the last month of autumn, but the beginning of a new adventure. It is time to take risks and to do the unexpected. We look towards our own adventures, not being side-tracked by what others may (or may not) think of us. We are…
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Nifty November's NSD Challenge
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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Make £10 A Day November 2019
Hello and welcome everybody :hello: This is the 147th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
