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Jolly January's Bring Your Lunch to Work
Welcome to January's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 22 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…
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Jubilant January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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120 ways to save in 2020
Okay so I am little late. This challenge is about using as many ways possible to save or make money within the year and track to see how many you've done. Each month we will aim to do at least 10 although you could do more or less. Each month can be different. I am in the process of creating a spreadsheet with all of the…
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Make £10 A Day January 2020
Hello and welcome everybody to our first challenge of 2020 :hello: This is the 149th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST January 2020: A Turtle Quest
NST January 2020: A Turtle Quest For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers,…
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Bailiffs just turned up: Collectiva Enforcement Agency
Good morning Out of the blue, a bailiff just turned up (9am Saturday) demanding £603 (£353 for the remainder of an unpaid SP30 courtesy of Staffordshire and £250 fee for the 'Enforcement stage' visit). He said a payment had been missed a few days before on and demanded the full payment or said he could enter and take…
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January's No-Shopping Challenge
Hi everyone, Some people might remember that I did this last year - so here I am once again, with cupboards full of stuff I have hoarded over the past year. I'm going to choose five items that I'm allowing myself to buy to compliment what I already have in the cupboard, and apart from that I am not allowed to do any other…
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£2 Savers Club for 2019
Welcome to the £2 Savers Club 2019 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2019, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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Pay ALL your debt off by Xmas 2019
Welcome to Pay ALL Your Debt Off By Xmas 2019! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have…
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Current sim only contract
Hello, it's the nuisance again. I want to thank you for all your help on here and I am sorting the Paperwork out for a DMP today... Two things... I am on a SIM ONLY contract with 02 that I'm happy with... Will O2 take that away from me... Never been in default and I own my phone. Also.. I've sort of botched a letter to…
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2019 Frugal Living Challenge
Join us here for year 12 of the Frugaldom challenge on MSE The Frugal Living Challenge 2019 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post…
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The 'No More Buying DVDs Until I Have Watched the Ones I Already Own' Thread
So first there was the 'No More Buying Toiletries' Thread in which people plegded not to buy any more toiletries until they had used up those which they already owned. This set me (and others) thinking about other areas in which we had what came to be known as 'stashes' of things which laid unused. This resulted in the…
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Delightful December's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
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2019's wi-wa-wombles!
welcome to the wombling thread for 2019! Firstly what is wombling? In the words of Bobarella, the founder of the earlier wombling threads: Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of…
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Overpayment (DLA)
Hello. I know that maybe this isn't the correct thread for my concern. I am just new here so I am a bit confused on how to do this. I just want to share the story of my husband and hopefully I'll get some advices from you. My husband (then boyfriend) left UK last April of 2014. But before he left he made sure to sort…
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Virtual Sealed Pot Challenge 2019
Hi All Welcome to the Virtual Sealed Pot Challenge 2019 I have ran this thread since 2016 and I have motivated a few people on here over the last three years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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Make £10 A Day December 2019
Hello and welcome everybody :hello: This is the 148th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
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NST December: Festive Fun
Welcome to the December 2019 NST challenge. Foodbank/charity donation - add a few items when you're doing a food shop or buy a gift to donate. A local charity here collects gifts to give to deprived children at Christmas so going to buy something to donate. Eat well - It can be very difficult to eat well over the festive…
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December bring your lunch to work
Welcome to December's bring your lunch to work, can't believe that this one is the last one already? Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 17 working days up for grabs. I have included…
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About my debt
i am a little bit confused about my present situations. i am planning to go to university but i have a bad credit basically i have defaulted already im just wondering if that will prevent me from getting a student loans, overdraft? etc
