Joyful July's NSD Challenge!

edited 30 June 2020 at 7:40PM in Debt-free Wannabe Challenges
291 replies 1.2K views
cathybirdcathybird Forumite
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edited 30 June 2020 at 7:40PM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it makes it much easier to find.
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start =

5 days =

10 days =

15 days =

20 days =
Target reached =
Target beaten =

10 in Save 12K: £4,747.93/£8K. Aug NSDs: 1/15 2021 Tilly: £1,920.37 2020 Tilly: £4,815.07
Aug AFDs: 1/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
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Replies

  • edited 1 July 2020 at 11:09AM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    edited 1 July 2020 at 11:09AM
    July targets
    ApricotPluto 15
    Aspiration 15
    beanielou 15
    bloomfelt 20
    blue-eyed girl123
    cathybird 15
    delta13 16
    Doris17 22
    Dottles1
    Honeysucklelou2
    jammy dodger 20
    LivingInTheBlack
    Money Choices 15
    Moneysavingkitty
    Narola1976 20
    SSDD23 20
    short_bird 18
    SuperSavingD 15
    TrushTush 28
    Van_Girl 15

    ALL WELCOME TO JOIN!

    10 in Save 12K: £4,747.93/£8K. Aug NSDs: 1/15 2021 Tilly: £1,920.37 2020 Tilly: £4,815.07
    Aug AFDs: 1/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • Narola1976Narola1976 Forumite
    529 Posts
    Fourth Anniversary 500 Posts Name Dropper
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    Looking forward to meeting my target again in July. Good luck everyone
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • Money_ChoicesMoney_Choices Forumite
    153 Posts
    100 Posts Second Anniversary Photogenic
    Hi
    I am going back to setting my NSDs to 15 this month as I'd struggled with 20 NSDs
    25 July 2020 Starting Debt £10,717.56 Current Debt £10,186.16 NSDs Jan 21 15/15, Feb 15/15 March 18/18, April 20/20, May 22/20 June 20/20, July 15/15, August 0/15
    Grocery Challenge Jan 21 £103.61/£120, Feb £110.83/£120 March £86.52/£100 April £68.72/90 includes £40 voucher. May £96.29 £120.38/£100 June £101.49/£120, July £55.22/£120, August £0/£100
    SPC 14 Number 061 £2.21
    Emergency Fund £0.00/£300
  • cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Thanks all for the targets ... looking forward to July now! :)
    10 in Save 12K: £4,747.93/£8K. Aug NSDs: 1/15 2021 Tilly: £1,920.37 2020 Tilly: £4,815.07
    Aug AFDs: 1/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • delta13delta13 Forumite
    304 Posts
    Third Anniversary 100 Posts Name Dropper
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    Going to aim for 16 this month please  - that will make it just over half of July being spend-free which I think will be achievable :)

    Thanks for organising cathybird, and good luck everyone!
    Save £12k in 2021 #76 = £8084.61/ £10,000 (80%)
    3-6 month Emergency Fund Challenge #42 = £542/ £5000 (10%)
    SPC14 #41

  • [Deleted User][Deleted User] Forumite
    0 Posts
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    MoneySaving Newbie
    I am in and aiming for 20 NSD's this month please :) (was going to go for 15 but I like the emoticon for 20 days better :joy: )

    Shopping just for our household again now so should be easier :)
  • ApricotPlutoApricotPluto Forumite
    69 Posts
    10 Posts First Anniversary Name Dropper
    Hi, new to this but could I be put down for 15 NSD's this month please :smiley:
    Debt Free Journey
    April 2020 - £8180
    May 2021 - £1700
    Debt free date - August 2021 🙏
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Hello. 
    After a wee break I am doing this for July. 
    I will exclude my physio. Food & petrol as long as under budget. 
    I have an expensive month ahead with vet bills. 
    I will go for 15
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • AspirationAspiration Forumite
    464 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
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    I’m going to try for 15 please although going to be hard as have some holiday this month.

    Loan (Z) £25,000 now £9,100. NW loan £22k Now £17,200.
    W - MBNA £15,500 now £14,420. Lloyds £8800 Now £7875.
    April 2020 - £102,222
    June 2021 - £48,595
    Cleared - £53,627
  • edited 1 July 2020 at 11:11AM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    edited 1 July 2020 at 11:11AM
    July

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    July targets
    ApricotPluto 15
    Aspiration 15
    beanielou 15
    bloomfelt 20
    blue-eyed girl123
    cathybird 1/15 image
    delta13 16
    Doris17 22
    Dottles1
    Honeysucklelou2
    jammy dodger 20
    LivingInTheBlack
    Money Choices 15
    Moneysavingkitty
    Narola1976 20
    SSDD23 20
    short_bird 18
    SuperSavingD 15
    TrushTush 28
    Van_Girl 15

    ALL WELCOME TO JOIN!

    10 in Save 12K: £4,747.93/£8K. Aug NSDs: 1/15 2021 Tilly: £1,920.37 2020 Tilly: £4,815.07
    Aug AFDs: 1/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
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