Joyful July's NSD Challenge!

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cathybird
cathybird Posts: 13,527 Forumite
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edited 30 June 2020 at 7:40PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it makes it much easier to find.
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start =

5 days =

10 days =

15 days =

20 days =
Target reached =
Target beaten =

In April I am taking a break from buying: Books
«13456730

Comments

  • cathybird
    cathybird Posts: 13,527 Forumite
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    edited 1 July 2020 at 11:09AM
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    July targets
    ApricotPluto 15
    Aspiration 15
    beanielou 15
    bloomfelt 20
    blue-eyed girl123
    cathybird 15
    delta13 16
    Doris17 22
    Dottles1
    Honeysucklelou2
    jammy dodger 20
    LivingInTheBlack
    Money Choices 15
    Moneysavingkitty
    Narola1976 20
    SSDD23 20
    short_bird 18
    SuperSavingD 15
    TrushTush 28
    Van_Girl 15

    ALL WELCOME TO JOIN!

    In April I am taking a break from buying: Books
  • Narola1976
    Narola1976 Posts: 529 Forumite
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    Looking forward to meeting my target again in July. Good luck everyone
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • Money_Choices
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    Hi
    I am going back to setting my NSDs to 15 this month as I'd struggled with 20 NSDs
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 Debt. 30 December 23 DEBT FREE Declutter Challenge 1/50 bin bags,SPC 17 number 061 NSD challenge Jan 24 10/10, Feb 24 10/10, March 24 13/15, April 5/10 Grocery Challenge Jan 24 £98.44/£150 Feb 24 £161.49/£150, March 24 £100/£150 April £100/£150.
  • cathybird
    cathybird Posts: 13,527 Forumite
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    Thanks all for the targets ... looking forward to July now! :)
    In April I am taking a break from buying: Books
  • delta13
    delta13 Posts: 322 Forumite
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    Going to aim for 16 this month please  - that will make it just over half of July being spend-free which I think will be achievable :)

    Thanks for organising cathybird, and good luck everyone!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • [Deleted User]
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    I am in and aiming for 20 NSD's this month please :) (was going to go for 15 but I like the emoticon for 20 days better :joy: )

    Shopping just for our household again now so should be easier :)
  • ApricotPluto
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    Hi, new to this but could I be put down for 15 NSD's this month please :smiley:
    Debt Free Journey
    April 2020 - £8180
    May 2021 - £1700
    Debt free date - August 2021 🙏
  • beanielou
    beanielou Posts: 90,653 Ambassador
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    Hello. 
    After a wee break I am doing this for July. 
    I will exclude my physio. Food & petrol as long as under budget. 
    I have an expensive month ahead with vet bills. 
    I will go for 15
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Aspiration
    Aspiration Posts: 532 Forumite
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    I’m going to try for 15 please although going to be hard as have some holiday this month.
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • cathybird
    cathybird Posts: 13,527 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 July 2020 at 11:11AM
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    July

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    July targets
    ApricotPluto 15
    Aspiration 15
    beanielou 15
    bloomfelt 20
    blue-eyed girl123
    cathybird 1/15 image
    delta13 16
    Doris17 22
    Dottles1
    Honeysucklelou2
    jammy dodger 20
    LivingInTheBlack
    Money Choices 15
    Moneysavingkitty
    Narola1976 20
    SSDD23 20
    short_bird 18
    SuperSavingD 15
    TrushTush 28
    Van_Girl 15

    ALL WELCOME TO JOIN!

    In April I am taking a break from buying: Books
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