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Joyful July's NSD Challenge!
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cathybird
Posts: 15,637 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it makes it much easier to find. 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
July
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

0
Comments
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July targetsApricotPluto 15Aspiration 15beanielou 15bloomfelt 20blue-eyed girl123cathybird 15delta13 16Doris17 22Dottles1Honeysucklelou2jammy dodger 20LivingInTheBlackMoney Choices 15MoneysavingkittyNarola1976 20SSDD23 20short_bird 18SuperSavingD 15TrushTush 28Van_Girl 15ALL WELCOME TO JOIN!
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Looking forward to meeting my target again in July. Good luck everyoneStarting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!1 -
Hi
I am going back to setting my NSDs to 15 this month as I'd struggled with 20 NSDs3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Thanks all for the targets ... looking forward to July now!
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Going to aim for 16 this month please - that will make it just over half of July being spend-free which I think will be achievable
Thanks for organising cathybird, and good luck everyone!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)2 -
I am in and aiming for 20 NSD's this month please
(was going to go for 15 but I like the emoticon for 20 days better
)
Shopping just for our household again now so should be easier3 -
Hi, new to this but could I be put down for 15 NSD's this month pleaseDebt Free Journey
April 2020 - £8180
May 2021 - £1700
Debt free date - August 2021 🙏0 -
Hello.After a wee break I am doing this for July.I will exclude my physio. Food & petrol as long as under budget.I have an expensive month ahead with vet bills.I will go for 15I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I’m going to try for 15 please although going to be hard as have some holiday this month.April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!0 -
JulyOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =July targetsApricotPluto 15Aspiration 15beanielou 15bloomfelt 20blue-eyed girl123cathybird 1/15delta13 16Doris17 22Dottles1Honeysucklelou2jammy dodger 20LivingInTheBlackMoney Choices 15MoneysavingkittyNarola1976 20SSDD23 20short_bird 18SuperSavingD 15TrushTush 28Van_Girl 15ALL WELCOME TO JOIN!
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