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Joyful July's NSD Challenge!
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Not going to be one today, but will be minimal spends of £1.10 on some photo prints, one for my nan and one to go in a frame as an anniversary gift x1
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JulyOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsApricotPluto 2/15Aspiration 3/15beanielou 3/15Birdee 1/15bloomfelt 1/20cathybird 2/15delta13 16Doris17 2/22Dottles1Honeysucklelou2 11jammy dodger 2/20killielila 15Money Choices 15Narola1976 20SSDD23 2/20short_bird 3/18SuperSavingD 2/15TrushTush 28Van_Girl 15ALL WELCOME TO JOIN!
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It should have been a NSD for me but I've forgotten to bring some toiletries to my boyfriend's so need to go out and pick them up. Lack of planning always catches me out!DEBT FREE
Starting Debt = £25,046.68 (Nov 2019)
Current Debt = £0
Total paid off = £25,046.68 (100%) June 2023
Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
Pay Debt by Xmas22 - £4,957.69/£9,342.051 -
Today has been a spend day for me, been and done the grocery shop.
"Make Everyday Count"1 -
Day 3/18: be careful out there, folks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Day 2/15 for me.
Was good today in town - had to get supplies for someone so they've paid me back but not spent a penny on my card.
Spent yesterday though. My belly lets me down... especially when there is Biscoff Rocky Road at the local farmshop...🥴Debt Free Journey
April 2020 - £8180
May 2021 - £1700
Debt free date - August 2021 🙏0 -
Day 3 today.
Will have a big vet bill but not paid yet & not counting vet bills.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 3/15 please. Avoiding all spending!!April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!0 -
Day 2 for me today . Puppy has injections tomorrow but thats already paid for looking forward to getting out and about with her . Have a great weekend1
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Well done all
Not an NSD for me, sorted out some insurance and inks for the printer!
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