Joyous January's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456746

Comments

  • cathybird
    cathybird Posts: 13,026
    First Post Name Dropper First Anniversary Photogenic
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    edited 31 December 2020 at 9:32PM
    January targets
    beanielou 15
    bloomfelt 15 cathybird 15 Charliebear 15 Couldsavemore 15 debtfreefor2022 15 delta13 Honeysucklelou2 12 IndiJonesi 17 jammy dodger 18 lifeatthekings 21 lindsaygalaxy 15 LivingInTheBlack MFdreamer Money Choices 15 MrsMcCarpy 15 Princess Procrastinate 15 short_bird 16 SuperSavingD Tahlullah.H 15
    ALL WELCOME TO JOIN!

    2021 D: 93 2020 D: 96 2022 D: 15
  • Hi,
    I'm a newbie but would love to join in on this - 15 days please!
    Newbie ✋ Jan NSD 5/31, DFW £1178.27/£29086.53
  • Hello:) 
    I need to do this challenge! Please can I aim for 15 days. 
    £2 Savers club £0/£150
    1p a day £/
  • beanielou
    beanielou Posts: 89,384
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Thanks for the new thread cathybird   :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hi, i'd like to join please, ill start with 15 NSDs
    SPC 14 #062
    2021 NSDs Jan 12 Feb 0/14
    PayDBX2021 #31 £188/£18155 = 1.04% 
    365 Day 1p Challenge £28.37/£667.95 
    £10 a Day Challenge Jan = £156.66 Feb = /£280
  • Hi
    I’d like to join again. January’s target is 15 NSDs.

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 Debt. 30 December 23 DEBT FREE Declutter Challenge 1/50 bin bags,SPC 17 number 061 NSD challenge Jan 24 10/10, Feb 24 10/10, March 24 0/10Grocery Challenge Jan 24 £98.44/£150 Feb 24 £161.49/£150, March 24 £0/£150.
  • Thank you for the new thread Cathybird.  I've been AWOL for quite a while due to tech issues and being busy at work but I'd like to join again for January please.  I'm easing myself back in with a target of 15 NSD's  :)
    Make £10 (£3) a day February 2024 Challenge £56.13/87
    NSD February 2024 13/19 target

    DF Journey start date 17/1/2024 credit accounts £3779.36 current £3376.31
    mortgage £147331.36 £146972.93
    HTB Loan £44000 £44000
  • Yes please! We definitely need to get a grip on our outrageous spending. Can you put me down for 15 
    Virtual Sealed Pot 2021 #6: £25.30/£200
    NSD: Jan 14/15  Feb 0/14
  • cathybird
    cathybird Posts: 13,026
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    edited 30 December 2020 at 4:32PM
    hi there Mrs McCarpy, lindsaygalaxy, debtfreefor2022 and Princess Procrastinate and welcome I've added you to the list, best of luck with the challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Posts: 13,026
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    edited 30 December 2020 at 4:34PM
    Yay beanie, Money Choices and bloomfelt, good to see you on the thread! Welcome back bloomfelt, we missed you

    2021 D: 93 2020 D: 96 2022 D: 15
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