Virtual Sealed Pot 2021 #6: £25.30/£200
NSD: Jan 14/15 Feb 0/14
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Joyous January's NSD Challenge!
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cathybird
Posts: 15,556 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during January. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
January
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
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Comments
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January targetsbeanielou 15bloomfelt 15 cathybird 15 Charliebear 15 Couldsavemore 15 debtfreefor2022 15 delta13 Honeysucklelou2 12 IndiJonesi 17 jammy dodger 18 lifeatthekings 21 lindsaygalaxy 15 LivingInTheBlack MFdreamer Money Choices 15 MrsMcCarpy 15 Princess Procrastinate 15 short_bird 16 SuperSavingD Tahlullah.H 15
ALL WELCOME TO JOIN!
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Hi,
I'm a newbie but would love to join in on this - 15 days please!Newbie ✋ Jan NSD 5/31, DFW £1178.27/£29086.531 -
Hello:)
I need to do this challenge! Please can I aim for 15 days.£2 Savers club £0/£150
1p a day £/1 -
Thanks for the new thread cathybird
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
hi, i'd like to join please, ill start with 15 NSDsSPC 14 #062
2021 NSDs Jan 12 Feb 0/14
PayDBX2021 #31 £188/£18155 = 1.04%
365 Day 1p Challenge £28.37/£667.95
£10 a Day Challenge Jan = £156.66 Feb = /£2801 -
Hi
I’d like to join again. January’s target is 15 NSDs.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Thank you for the new thread Cathybird. I've been AWOL for quite a while due to tech issues and being busy at work but I'd like to join again for January please. I'm easing myself back in with a target of 15 NSD's January NSD8/101
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Yes please! We definitely need to get a grip on our outrageous spending. Can you put me down for 151
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hi there Mrs McCarpy, lindsaygalaxy, debtfreefor2022 and Princess Procrastinate
and welcome
I've added you to the list, best of luck with the challenge!
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Yay beanie, Money Choices and bloomfelt, good to see you on the thread! Welcome back bloomfelt, we missed you
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