Joyous January's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456746

Replies

  • edited 31 December 2020 at 10:32PM
    cathybirdcathybird Forumite
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    edited 31 December 2020 at 10:32PM
    January targets
    beanielou 15
    bloomfelt 15
    cathybird 15
    Charliebear 15
    Couldsavemore 15
    debtfreefor2022 15
    delta13
    Honeysucklelou2 12
    IndiJonesi 17
    jammy dodger 18
    lifeatthekings 21
    lindsaygalaxy 15
    LivingInTheBlack
    MFdreamer
    Money Choices 15
    MrsMcCarpy 15
    Princess Procrastinate 15
    short_bird 16
    SuperSavingD
    Tahlullah.H 15

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • MrsMcCarpyMrsMcCarpy Forumite
    6 Posts
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    Hi,
    I'm a newbie but would love to join in on this - 15 days please!
    Newbie ✋ Jan NSD 5/31, DFW £1178.27/£29086.53
  • lindsaygalaxylindsaygalaxy Forumite
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    Hello:) 
    I need to do this challenge! Please can I aim for 15 days. 
    £2 Savers club £0/£150
    1p a day £/
  • beanieloubeanielou Forumite
    83.6K Posts
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    Thanks for the new thread cathybird   :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • debtfreefor2022debtfreefor2022 Forumite
    46 Posts
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    hi, i'd like to join please, ill start with 15 NSDs
    SPC 14 #062
    2021 NSDs Jan 12 Feb 0/14
    PayDBX2021 #31 £188/£18155 = 1.04% 
    365 Day 1p Challenge £28.37/£667.95 
    £10 a Day Challenge Jan = £156.66 Feb = /£280
  • Money_ChoicesMoney_Choices Forumite
    223 Posts
    Fourth Anniversary 100 Posts Photogenic
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    Hi
    I’d like to join again. January’s target is 15 NSDs.

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£3,044.06, Virgin CC -£3,676.78 TOTAL DEBT =-£6.720.84 Emergency Fund £351/£800,NSDs 23, March 10/10 SPC16 Number 061.
  • bloomfeltbloomfelt Forumite
    475 Posts
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    Thank you for the new thread Cathybird.  I've been AWOL for quite a while due to tech issues and being busy at work but I'd like to join again for January please.  I'm easing myself back in with a target of 15 NSD's  :)
    Make £10 (£2) a day January Challenge £5.35/£62
  • Yes please! We definitely need to get a grip on our outrageous spending. Can you put me down for 15 
    Virtual Sealed Pot 2021 #6: £25.30/£200
    NSD: Jan 14/15  Feb 0/14
  • edited 30 December 2020 at 5:32PM
    cathybirdcathybird Forumite
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    edited 30 December 2020 at 5:32PM
    hi there Mrs McCarpy, lindsaygalaxy, debtfreefor2022 and Princess Procrastinate and welcome I've added you to the list, best of luck with the challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • edited 30 December 2020 at 5:34PM
    cathybirdcathybird Forumite
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    edited 30 December 2020 at 5:34PM
    Yay beanie, Money Choices and bloomfelt, good to see you on the thread! Welcome back bloomfelt, we missed you

    2021 D: 93 2020 D: 96 2022 D: 15
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