Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's NSD Challenge!
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NSD 2/20 for me today to anyone joining for the first time this thread is a good motivator to keep the purse shut and reduce the mindless spends good luck everyone x0
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Another NSD 2/15 here today. Tomorrow the shopping is coming so won't get one tomorrow£2 Savers club £0/£150
1p a day £/0 -
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsbeanielou 2/15bloomfelt 1/15
cathybird 1/10
Charliebear 1/15
Couldsavemore 1/15
darannah 1/10
debtfreefor2022 1/15
delta13 Dorisd 2/15
elvis69 2/10
grassgirl 2/20
Honeysucklelou2 1/12
IndiJonesi 2/17
jammy dodger 2/20
Jrcoal5 2/12
lifeatthekings 21 lindsaygalaxy 2/15
LivingInTheBlack 10 MFdreamer 2/15
Money Choices 15 MrsMcCarpy 15 mummy2threeboys 25
outoftheviciouscircle 2/15 Princess Procrastinate 1/15
short_bird 1/16
SuperSavingD Tahlullah.H 15 welshspendthrift 15
ALL WELCOME TO JOIN!
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Well done Dorisd, jammy dodger and lindsaygalaxy1
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Saturday was the first NSD of the month for me.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
I'm aiming for today to be NSD 2/10. Lockdown helps as I can't go out. Just need to stay off my phoneNSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]1 -
Well done Honeysucklelou2 and elvis691
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Hello everyone. An early check in hear but I’m declaring 3/15. Been out to work and home and staying in the warm with no plans to spend0
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NSD No 3 for me today, Following your advice @cathybird and trying to get as many in as possible at the beginning of the month. Also, committing myself to them before I go to work and that ties me to it for the day. Result 😊1
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Apologies for not popping in yesterday - spent the day offline in the real world
Marking up yesterday and today as NSDs taking my January total to 3/10 NSD.
December NSDs - 2/150
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