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Joyous January's NSD Challenge!
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Happy New Year, I havent done this before but need to start holding myself more accountable for my spending so would love to join, hope its not too late! I'm aiming for 10 NSD's. So far only new year day when I didnt spend anything so 1/10 so farXmas 2022 = £500/500
Emergency fund = £50/1000
Penny a day challenge = 237/667.95
Starting Debt total Jan 2021: £14,877
Starting Debt total Jan 2022: £10,6620 -
Today was a NSD making 2/12.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsbeanielou 3/15bloomfelt 3/15
cathybird 1/10
Charliebear 3/15
Couldsavemore 2/15
darannah 1/10
debtfreefor2022 1/15
delta13
Dorisd 2/15
elvis69 2/10
grassgirl 3/20
Honeysucklelou2 2/12
IndiJonesi 4/17
jammy dodger 3/20
Jrcoal5 3/12
lifeatthekings 21
lindsaygalaxy 2/15
LivingInTheBlack 2/10
MFdreamer 3/15
Money Choices 15
MrsMcCarpy 15
mummy2threeboys 25
outoftheviciouscircle 3/15
Princess Procrastinate 1/15
Saver-upper 2/10
short_bird 2/16
SuperSavingD
Tahlullah.H 15
welshspendthrift 15
Workingmum123 1/10
ALL WELCOME TO JOIN!
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Well done Livingintheblack, beanielou and Honeysucklelou2
hi there Saver-upper and Workingmum123 
and welcome
I've added you to the list, best of luck with the challenge and well done on your NSDs so far
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3/3 so far for meJanuary 2025 - Debt £20,0060
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Up to 3 days now - not sure about today as DSD needs a new coat so will be hunting online for a bargain so all depends on what I can find for herJanuary NSD8/100
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Good morning everyone, NSD No 4 for me today. I'm on annual leave this week so don't have any outlays to make on travelling and there are no vending machines for miles around 😨, Indi0
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Hi Cathybird, can I be put down for 15 this month please? I already have 2/15 so far
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Managed a 2nd NSD yesterday! That's 2/15 now. Virtual Sealed Pot 2021 #6: £25.30/£200
NSD: Jan 14/15 Feb 0/140 -
4 today for me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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