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Joyous January's NSD Challenge!

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  • debtfreefor2022
    debtfreefor2022 Posts: 46 Forumite
    10 Posts Name Dropper
    2/15 for me today. Managed to strategically avoid maccies at breakfast and I'm very proud of myself 
    SPC 14 #062
    2021 NSDs Jan 12 Feb 0/14
    PayDBX2021 #31 £188/£18155 = 1.04% 
    365 Day 1p Challenge £28.37/£667.95 
    £10 a Day Challenge Jan = £156.66 Feb = /£280
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    4/20   for  me  today  not  straying  far  and   keeping  away  from  impulse  purchases online
  • welshspendthrift
    welshspendthrift Posts: 409 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    on track for 2/15 for me today 
    1st only bought a too good to go bag at £4
    2nd bought a groupon Christmas tree and decs bag for storing the xmas tree as the wrap we had last year we gave away to someone who was moving house. grrr now regretting that !! 

    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • Charliebear
    Charliebear Posts: 96 Forumite
    Tenth Anniversary 10 Posts Name Dropper Photogenic
    Just got home and day 4 for me - tier 4 is certainly helping!  Declaring 4/15 NSD
    December NSDs - 2/15
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2021 at 12:03AM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    beanielou 4/15 image
    bloomfelt 3/15 image cathybird 1/10 image Charliebear 4/15 image Couldsavemore 2/15 image darannah 1/10 image debtfreefor2022 2/15 image delta13 2/15 image Dorisd 3/15 image elvis69 2/10 image grassgirl 3/20 image Honeysucklelou2 2/12 image IndiJonesi 4/17 image jammy dodger 4/20 image Jrcoal5 4/12 image lifeatthekings 21 lindsaygalaxy 3/15 image LivingInTheBlack 2/10 image MFdreamer 3/15 image Money Choices 2/15 image MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 3/15 Princess Procrastinate 2/15 image Saver-upper 2/10 image short_bird 2/16 image SuperSavingD Tahlullah.H 15 welshspendthrift 2/15 image Workingmum123 1/10 image
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done everyone, another really strong result today imageimageimage
  • Dorisd
    Dorisd Posts: 179 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    NSD 3/15 nowhere to go so can’t spend anything☺️
    🎊Debt Free 8 Jan 2022[/center]🎉
    Language Learners Chat- Portuguese
    https://forums.moneysavingexpert.com/discussion/5834219/being-called-frugal-is-the-best-compliment#latest
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi
    I’ve achieved 2 NSDs/15. These were 1 and 2 January 2020.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Day 4/12 for us  :)
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • lindsaygalaxy
    lindsaygalaxy Posts: 2,067 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Day 3/15 here. Probably the most non spend days I've had in any months recently.
    £2 Savers club £0/£150
    1p a day £/
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