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Joyous January's NSD Challenge!

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  • short_bird
    short_bird Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 2 today: Cathybird yep, all gigs are nice even via the internet and it is one way of supporting artists.  
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    3/20   for  me  today  too  :)
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Day 3/15 here for me too ☺️

    Tomorrow will be a spend day as have the food shopping to do, as well as birthday present to buy for my mum.

    I could quite easily have spent online today so am proud of myself for resisting the temptation! I have instead listed a few items on eBay as part of my New Year clutter cleardown!
    MFW
    1 Nov 2020 @     £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 @ £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Good afternoon.
    2/15 for me today.
    Luckily running and dog walking are free
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
     3/12 nsd for me, lazy day, walked the dog, both back to work tomorrow but taking lunches with us  :)
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    beanielou 2/15 image
    bloomfelt 1/15 image cathybird 1/10 image Charliebear 3/15 image Couldsavemore 2/15 image darannah 1/10 image debtfreefor2022 1/15 image delta13 Dorisd 2/15 image elvis69 2/10 image grassgirl 2/20 image Honeysucklelou2 1/12 image IndiJonesi 3/17 image jammy dodger 3/20 image Jrcoal5 3/12 image lifeatthekings 21 lindsaygalaxy 2/15 image LivingInTheBlack 10 MFdreamer 3/15 image Money Choices 15 MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 3/15 Princess Procrastinate 1/15 image short_bird 2/16 image SuperSavingD Tahlullah.H 15 welshspendthrift 15
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done outoftheviciouscircle, IndiJonesi, Charliebear, short bird, jammy dodger, MFDreamer, Couldsavemore and Jrcoal5 imageimageimage Such a strong start to the month :) Not so much for me, believe it or not I'm travelling, not a holiday I hasten to add, so my update tomorrow might be late - or not, see how we go. image
  • LivingInTheBlack
    LivingInTheBlack Posts: 165 Forumite
    100 Posts Name Dropper Photogenic
    2/10 for me please Cathy.
    Hope everyone is well x
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy New Year everyone🎉🎉🎉.
    It is a long time since  have joined in on this challenge, but I would love to join in now if I may?
    For my NSDs , I always exclude milk, bread and petrol. I am aiming for 10 NSD's.
    So far, 1st and 2nd of Jan were NSD (milk and bread only purchased on 1st.)
    So far, I have 2/10
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another one today.
    Nowhere to go, nothing to do, nothing to buy!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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