SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Joyous January's NSD Challenge!
Comments
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Can I join please, I’m going to aim for 10 in January, only because I have a few birthdays
do I count from today or can I sneak yesterday in as it was a NSD 
thanksWhat’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do without
EF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.940 -
10 for me please.
Will need to update daily cos I really struggled to figure it out for Dec. Didn't get one yesterday. Will today so 1/10!0 -
Can I join? Determined to keep on straight and narrow this year. 15 for me, 1/15 already.🙂🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese0 -
Can I join please? I'm going for NSD as meaning no unnecessary spends, only needs and not wants. . So 25 For me please.Compers challenge 27/70
£1805/20180 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsbeanielou 1/15bloomfelt 1/15
cathybird 1/10
Charliebear 1/15
Couldsavemore 15
darannah 1/10
debtfreefor2022 1/15
delta13
dorisd 1/15
elvis69 10
grassgirl 20
Honeysucklelou2 12
IndiJonesi 1/17
jammy dodger 1/20
lifeatthekings 21
lindsaygalaxy 1/15
LivingInTheBlack 10
MFdreamer 1/15
Money Choices 15
MrsMcCarpy 15
mummy2threeboys 25
outoftheviciouscircle 15
Princess Procrastinate 1/15
short_bird 1/16
SuperSavingD
Tahlullah.H 15
welshspendthrift 15
ALL WELCOME TO JOIN!
1 -
hi to darannah, Dorisd and mummy2threeboys


and welcome
I've added you to the list, best of luck with the challenge!
3 -
short_bird said:Day 1 today: thanks, it was a good gig!
Today I'm working on projects that don't involve spending because I have all the relevant bits...
That's good to hear short bird ... it's amazing how much is now available to stream online, which is one good thing, I guess?? If it's OK to say that at a time when so much is difficult?0 -
Hello everyone, NSD No 2 for me today. Thanks @cathybird for the updates, Indi0
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Evening everyone. No chance to check in yesterday but I have done 2/15 NPDs so farTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%0 -
Good evening all - another NSD for me today making it 2/15 so far 😊
MFW
1 Nov 2020 @ £42,204 to go in 34 months! (£1,241 a month)
1 September 2021 @ £17,500 to go in 24 months (£729 a month)
MFW 2021 #3 - £24,148/ £17,500 🙌0
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