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Joyous January's NSD Challenge!

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  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Good evening
    1/15 for me please.

    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
     Hi can I join please, not done this before but need to keep motivated, I would like to set a target of 12 NSD please and have not spent anything so far in January 21 so that's NSD 2/12

    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • elvis69
    elvis69 Posts: 110 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    evening all. Just checking in to see how everyone is getting on. Yesterday was my first NSD, was quite pleased as I nearly bought something in the sales but put it back. Yay ahaha yay me :)
    NSD Jan 5/10
    6780/10721
    [URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]
  • beanielou
    beanielou Posts: 95,537 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 2 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2021 at 8:11PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    beanielou 2/15 image
    bloomfelt 1/15 image cathybird 1/10 image Charliebear 1/15 image Couldsavemore 1/15 image darannah 1/10 image debtfreefor2022 1/15 image delta13 dorisd 1/15 image elvis69 1/10 image grassgirl 2/20 image Honeysucklelou2 12 IndiJonesi 2/17 image jammy dodger 1/20 image Jrcoal5 2/12 image lifeatthekings 21 lindsaygalaxy 1/15 image LivingInTheBlack 10 MFdreamer 2/15 image Money Choices 15 MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 2/15 Princess Procrastinate 1/15 image short_bird 1/16 image SuperSavingD Tahlullah.H 15 welshspendthrift 15
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    darrannah said:
    Can I join please, I’m going to aim for 10 in January, only because I have a few birthdays :neutral:  do I count from today or can I sneak yesterday in as it was a NSD :smiley:
    thanks 
    Darannah, if you did an NSD on Jan 1 it absolutely counts!! :):)
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    2/20 NSD so far  <3 
    January 2025 - Debt £20,006
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2021 at 8:15PM
    Well done IndiJonesi, outoftheviciouscircle, MFdreamer, Couldsavemore, Jrcoal5, elvis69, beanielou and grassgirl What a great start to 2021!!  And hi Jrcoal image, good to have you with us, good luck with the challenge!
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    cathybird said:
    Well done IndiJonesi, outoftheviciouscircle, MFdreamer, Couldsavemore, Jrcoal5, elvis69, beanielou and grassgirl What a great start to 2021!!  And hi Jrcoal image, good to have you with us, good luck with the challenge!
    Aww thank you for the lovely warm welcome!  :)



    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Dorisd
    Dorisd Posts: 179 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    NSD 2/15 👍🏽

    🎊Debt Free 8 Jan 2022[/center]🎉
    Language Learners Chat- Portuguese
    https://forums.moneysavingexpert.com/discussion/5834219/being-called-frugal-is-the-best-compliment#latest
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