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Joyous January's NSD Challenge!

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  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Won't be a nsd for us today as need to get more of my old dogs medication, hopefully will have 1 tomorrow! 
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • LivingInTheBlack
    LivingInTheBlack Posts: 165 Forumite
    100 Posts Name Dropper Photogenic
    Got another on the 4th taking me to 3/10 
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    beanielou 5/15 imageimage
    bloomfelt 4/15 image cathybird 2/10 image Charliebear 5/15 imageimage Couldsavemore 4/15 image darannah 1/10 image debtfreefor2022 3/15 image delta13 2/15 image Dorisd 3/15 image elvis69 3/10 image grassgirl 4/20 image Honeysucklelou2 3/12 image IndiJonesi 6/17 imageimage jammy dodger 5/20 imageimage Jrcoal5 5/12 imageimage lifeatthekings 21 lindsaygalaxy 3/15 image LivingInTheBlack 3/10 image MFdreamer 4/15 image Money Choices 2/15 image MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 5/15 imageimage Princess Procrastinate 2/15 image Saver-upper 2/10 image short_bird 3/16 image SuperSavingD Tahlullah.H 15 welshspendthrift 3/15 image Workingmum123 1/10 image
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done all imageimageimage Another one for me image
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    not   one  today  but  did   stick  to  my  list    when  i  went   shopping   and  only  spent £20   on  groceries  the  rest  was   pet  food 
    also have  a friends  birthday  at  end  of  month  so  ordered the  gift i had  in  mind  for her   while  i  was  having a   spend  day  so  should  be  good   for  a  few   days  again   x
  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    5/15 for me please
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • welshspendthrift
    welshspendthrift Posts: 409 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    4/15 for me😀
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Day 5/15 for me today and I also made my first sale on Depop so I am actually “up” today ☺️
    MFW
    1 Nov 2020 @     £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 @ £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,806 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    A NSD for me today making 4/12.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
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