Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's NSD Challenge!
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Another one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 5/15 today.0
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Popping in to log day 5 for me - 5/15 NSD.December NSDs - 2/150
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NSD number 3! WE GOT THISNSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]1 -
Now on 3/15 NSD 😀 looking good for tomorrow too. Going to see if I can join the local library as need a book for a presentation to students and it’s £19+ 😳 on AmazonPay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.000 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsbeanielou 5/15bloomfelt 4/15
cathybird 1/10
Charliebear 5/15
Couldsavemore 4/15
darannah 1/10
debtfreefor2022 3/15
delta13 2/15
Dorisd 3/15
elvis69 3/10
grassgirl 4/20
Honeysucklelou2 3/12
IndiJonesi 5/17
jammy dodger 5/20
Jrcoal5 5/12
lifeatthekings 21
lindsaygalaxy 3/15
LivingInTheBlack 2/10
MFdreamer 4/15
Money Choices 2/15
MrsMcCarpy 15
mummy2threeboys 25
outoftheviciouscircle 5/15
Princess Procrastinate 2/15
Saver-upper 2/10
short_bird 2/16
SuperSavingD
Tahlullah.H 15
welshspendthrift 3/15
Workingmum123 1/10
ALL WELCOME TO JOIN!
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Good evening.
NSD's yesterday and today. Taking my total to
4/15# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
NSD today making 3/12 so far this month.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Day 3 today: no reason to spend owt, enough food to be going on with and more than enough to do.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Good afternoon all, NSD No 6 for me. The ginger sweet treats were an anniversary present for DH and he liked them, thankfully. He's Mr Frugality and liked even more that I refrained from "buying" him a gift. @jammy_dodger it was a first time event for me making these truffles but they were at the right level of skill. Crushed ginger biscuits, crushed walnuts, bound in sweetened condensed milk and coated with dark chocolate. They are delish, but I have an extremely sweet tooth. I'm off now to do some gardening 😨, Indi1
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