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Joyous January's NSD Challenge!

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  • beanielou
    beanielou Posts: 95,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Day 5/15 today. 
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Popping in to log day 5 for me - 5/15 NSD. 
    December NSDs - 2/15
  • elvis69
    elvis69 Posts: 110 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    NSD number 3! WE GOT THIS
  • Now on 3/15 NSD 😀 looking good for tomorrow too. Going to see if I can join the local library as need a book for a presentation to students and it’s £19+ 😳 on Amazon 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 January 2021 at 3:28AM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    beanielou 5/15 imageimage
    bloomfelt 4/15 image cathybird 1/10 image Charliebear 5/15 imageimage Couldsavemore 4/15 image darannah 1/10 image debtfreefor2022 3/15 image delta13 2/15 image Dorisd 3/15 image elvis69 3/10 image grassgirl 4/20 image Honeysucklelou2 3/12 image IndiJonesi 5/17 imageimage jammy dodger 5/20 imageimage Jrcoal5 5/12 imageimage lifeatthekings 21 lindsaygalaxy 3/15 image LivingInTheBlack 2/10 image MFdreamer 4/15 image Money Choices 2/15 image MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 5/15 imageimage Princess Procrastinate 2/15 image Saver-upper 2/10 image short_bird 2/16 image SuperSavingD Tahlullah.H 15 welshspendthrift 3/15 image Workingmum123 1/10 image
    ALL WELCOME TO JOIN!
  • Good evening.
    NSD's yesterday and today. Taking my total to
    4/15
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • NSD today making 3/12 so far this month.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • short_bird
    short_bird Posts: 4,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 3 today: no reason to spend owt, enough food to be going on with and more than enough to do.  :D
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Good afternoon all, NSD No 6 for me.  The ginger sweet treats were an anniversary present for DH and he liked them, thankfully.  He's Mr Frugality and liked even more that I refrained from "buying" him a gift.  @jammy_dodger it was a first time event for me making these truffles but they were at the right level of skill.  Crushed ginger biscuits, crushed walnuts, bound in sweetened condensed milk and coated with dark chocolate.  They are delish, but I have an extremely sweet tooth.  I'm off now to do some gardening 😨, Indi
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