SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Fabulous February's NSD Challenge!
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cathybird
Posts: 15,648 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during Febuary. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
February
Off to a start = 
5 days = 

10 days =

15 days =

20 days =



1
Comments
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February targetsbeanielou 15bloomfelt 15 cathybird 15 Charliebear Couldsavemore 15 darannah 10 debtfreefor2022 14 delta13 14 Dorisd 15 Donkids22 elvis69 13 grassgirl Honeysucklelou2 12 IndiJonesi jammy dodger 15 Jrcoal5 15 judiciously lindsaygalaxy LivingInTheBlack 15 MFdreamer Money Choices 15 mummy2threeboys 25 outoftheviciouscircle Princess Procrastinate Saver-upper 2Scratters 17 short bird 17 welshspendthrift wanttobeasaver 12 Workingmum123
ALL WELCOME TO JOIN!
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Thanks cathybird as always for the new threadI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks again Cathie
Ooo gonna have to be so strict with myself this month. Need to get my credit card paid off.1 -
Morning all, well normally I'd try to kick off the month with an NSD but had to pay the vet bill so my first NSD will be tomorrow, I hope0
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Morning everyone, It’s not going to be a NSD for me today unfortunately, it’s payday so all bills paid and a big monthly shop is looming
fingers crossed for tomorrow, good luck all xx
What’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.941 -
Morning guys, I'll be joining this month with a target of 14SPC 14 #062
2021 NSDs Jan 12 Feb 0/14
PayDBX2021 #31 £188/£18155 = 1.04%
365 Day 1p Challenge £28.37/£667.95
£10 a Day Challenge Jan = £156.66 Feb = /£2800 -
Weekly food shop and birthday gifts ordered means today is not an NSD. I'm going to try to be stricter with myself this week - no lunch at work! - and aim for 5 NSDs by next Monday. Saturday should be easy as I'm working and the canteen is shut!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)1 -
Hi
I would like to join with a target of 15 NSDS this month.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.000 -
Not one today as had to buy a new shredder.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
1st NSD today hoping to get a few in the bag early on, have mums birthday next week so will need to get something for her plus cards, daughters got her offers for uni and need to order her well done gift of a stethoscope to this month to so could be tight xx
1/15Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund1
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