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Fabulous February's NSD Challenge!

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This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during Febuary. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

February

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
«13456729

Comments

  • cathybird
    cathybird Posts: 13,994 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 February 2021 at 10:29PM
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    February targets
    beanielou 15
    bloomfelt 15 cathybird 15 Charliebear Couldsavemore 15 darannah 10 debtfreefor2022 14 delta13 14 Dorisd 15 Donkids22 elvis69 13 grassgirl Honeysucklelou2 12 IndiJonesi jammy dodger 15 Jrcoal5 15 judiciously lindsaygalaxy LivingInTheBlack 15 MFdreamer Money Choices 15 mummy2threeboys 25 outoftheviciouscircle Princess Procrastinate Saver-upper 2Scratters 17 short bird 17 welshspendthrift wanttobeasaver 12 Workingmum123
    ALL WELCOME TO JOIN!
  • beanielou
    beanielou Posts: 91,450 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Thanks cathybird as always for the new thread  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LivingInTheBlack
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    Thanks again Cathie

    Ooo gonna have to be so strict with myself this month. Need to get my credit card paid off.
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • cathybird
    cathybird Posts: 13,994 Forumite
    First Post Name Dropper First Anniversary Photogenic
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    Morning all, well normally I'd try to kick off the month with an NSD but had to pay the vet bill so my first NSD will be tomorrow, I hope :)
  • darrannah
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    Morning everyone, It’s not going to be a NSD for me today unfortunately, it’s payday so all bills paid and a big monthly shop is looming :(  fingers crossed for tomorrow, good luck all xx
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • debtfreefor2022
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    Morning guys, I'll be joining this month with a target of 14 
    SPC 14 #062
    2021 NSDs Jan 12 Feb 0/14
    PayDBX2021 #31 £188/£18155 = 1.04% 
    365 Day 1p Challenge £28.37/£667.95 
    £10 a Day Challenge Jan = £156.66 Feb = /£280
  • delta13
    delta13 Posts: 322 Forumite
    First Anniversary Name Dropper First Post
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    Weekly food shop and birthday gifts ordered means today is not an NSD. I'm going to try to be stricter with myself this week - no lunch at work! - and aim for 5 NSDs by next Monday. Saturday should be easy as I'm working and the canteen is shut!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Money_Choices
    Options
    Hi
    I would like to join with a target of 15 NSDS this month.
    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 Debt. 30 December 23 DEBT FREE Declutter Challenge 1/50 bin bags,SPC 17 number 061 NSD challenge Jan 24 10/10, Feb 24 10/10, March 24 13/15, April 5/10 Grocery Challenge Jan 24 £98.44/£150 Feb 24 £161.49/£150, March 24 £100/£150 April £100/£150.
  • beanielou
    beanielou Posts: 91,450 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Not one today as had to buy a new shredder.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jrcoal5
    Jrcoal5 Posts: 645 Forumite
    First Anniversary First Post Name Dropper
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    1st NSD today hoping to get a few in the bag early on, have mums birthday next week so will need to get something for her plus cards, daughters got her offers for uni and need to order her well done gift of a stethoscope to this month to so could be tight xx 
    1/15
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £17150 saved for house refurb fund 
    £10,000 saved for emergency fund 

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