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Outstanding October's NSD Challenge!

cathybird
Posts: 15,515 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during October. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
October
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

2
Comments
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October targetsAdeley 15beanielou 15 bekah89 15 cathybird 10 CMD79 16 Crazycatlady2 18 GeorgianaCavendish 15 hazeldreams 10 jammy dodger 20 Keedie 5 LittleMissDetermined 15 QueenJess 15 Saver-upper short bird 18
Newcomers welcome
5 -
Morning all! Kicking off today with NSD 1.2
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OctoberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =October targetsAdeley 15beanielou 15 bekah89 15 cathybird 1/10
CMD79 1/16
Crazycatlady2 18 GeorgianaCavendish 1/15
hazeldreams 10 jammy dodger 1/20
Keedie 5 LittleMissDetermined 1/15
QueenJess 15 Saver-upper short bird 1/18
Newcomers welcome
1 -
Early call for day 1.
Good luck, all!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
I had planned on spending but in the end I didn’t so it’s a bonus one for me today!LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19612
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Hi!
Please can I join in again! Didn't quite make it to 10/10 last month (managed 7/10) but I think I may have been a bit too stringent on myself! Going for 10/10 this month and will make sure things like essential spends are excluded (I didn't do this consistently last month). I'm going to exclude petrol, Friday grocery shopping day (we have a nasty habit of nipping to shops for top ups so I'll only count Fridays!) and emergencies (which I'm really hoping there are none of this month after last months nightmare!).
Could you put my target at 10 again please @cathybird?
Thanks so much!
Hazel x£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.2 -
1/20 for me today thanks cathybird x2
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hazeldreams said:Hi!
Please can I join in again! Didn't quite make it to 10/10 last month (managed 7/10) but I think I may have been a bit too stringent on myself! Going for 10/10 this month and will make sure things like essential spends are excluded (I didn't do this consistently last month). I'm going to exclude petrol, Friday grocery shopping day (we have a nasty habit of nipping to shops for top ups so I'll only count Fridays!) and emergencies (which I'm really hoping there are none of this month after last months nightmare!).
Could you put my target at 10 again please @cathybird?
Thanks so much!
Hazel xxx
1 -
Thanks for a shiny new thread @cathybird - looking forward to earning some October emojis 🎃
NSD #1 today please2 -
And me! NSD #1/16 please!1
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