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Outstanding October's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

October

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image

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Comments

  • cathybird
    cathybird Posts: 15,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all! Kicking off today with NSD 1. :)
  • cathybird
    cathybird Posts: 15,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 October 2022 at 10:58PM
    October

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    October targets
    Adeley 15
    beanielou 15 bekah89 15 cathybird 1/10 image CMD79 1/16 image Crazycatlady2 18 GeorgianaCavendish 1/15 image hazeldreams 10 jammy dodger 1/20 image Keedie 5 LittleMissDetermined 1/15 image QueenJess 15 Saver-upper short bird 1/18 image
    Newcomers welcome :)
  • short_bird
    short_bird Posts: 3,993 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 1.
    Good luck, all!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • I had planned on spending but in the end I didn’t so it’s a bonus one for me today! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961
  • Hi!

    Please can I join in again! Didn't quite make it to 10/10 last month (managed 7/10) but I think I may have been a bit too stringent on myself! Going for 10/10 this month and will make sure things like essential spends are excluded (I didn't do this consistently last month). I'm going to exclude petrol, Friday grocery shopping day (we have a nasty habit of nipping to shops for top ups so I'll only count Fridays!) and emergencies (which I'm really hoping there are none of this month after last months nightmare!).

    Could you put my target at 10 again please @cathybird?

    Thanks so much!

    Hazel x
    £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    1/20 for  me  today  thanks  cathybird x
  • cathybird
    cathybird Posts: 15,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi!

    Please can I join in again! Didn't quite make it to 10/10 last month (managed 7/10) but I think I may have been a bit too stringent on myself! Going for 10/10 this month and will make sure things like essential spends are excluded (I didn't do this consistently last month). I'm going to exclude petrol, Friday grocery shopping day (we have a nasty habit of nipping to shops for top ups so I'll only count Fridays!) and emergencies (which I'm really hoping there are none of this month after last months nightmare!).

    Could you put my target at 10 again please @cathybird?

    Thanks so much!

    Hazel x
    @hazeldreams I've added you to the list! :) xx



  • Thanks for a shiny new thread @cathybird - looking forward to earning some October emojis 🎃 

    NSD #1 today please 
  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    And me! NSD #1/16 please!  o:)
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


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