365 Day 1p Challenge 2021

elsiepac
elsiepac Posts: 2,542
First Anniversary Name Dropper Combo Breaker First Post
Ambassador
edited 19 July 2021 at 7:37AM in Debt-free wannabe challenges
Hi everyone

Welcome to the 365 Day 1p Challenge for 2021!

The rules are simple - every day you put aside an amount between 1p and £3.65, covering all the incremental amounts in between... You can do this starting at 1p and working up, or start at £3.65 and work down, or just put aside whichever amount off the list you'd like to each day.

To keep track, please feel free to download this spreadsheet created by the MSE Team (to follow) and mark off each amount as you put it aside.

@MSE_Molly has written an updated version of her blog post which you can find here.

If you'd like to be allocated a number and added to the Challengers list below, please post and I will issue you a number for your signature.

Good luck everyone!

Please see the original challenge post below from helejenkins1
helejenkins1 wrote: »
I started this challenge in 2017, but due to the pressure of a large amount of debt I struggled to keep up with it. As of this month, I am debt free and determined now to save as much as I can to have a more secure future. I know some of you will be in a much different situation, but we are all here for our own reasons.

The aim of the challenge is to save 1p on 1st January, 2p on 2nd January till the 31st December where you would save £3.65. Obviously this makes the end of the challenge very expensive, so I find it better to just mix it up a little bit. If I have £3.01 in my purse, I'll just mark that day off.

At the end of the year, you will have £667.95. Use this money as you wish. Pay off some debt, treat yourself or just continue to save it.

I'll keep this thread going even if I'm on my own as I want and need to stay motivated. If anyone wants to join me along the way you are more than welcome.

Happy saving

2021 Challengers!

  1. elsiepac
  2. debtfreefor2022
  3. claremylove
  4. BadBookkeeper
  5. outoftheviciouscircle
  6. welshspendthrift
  7. Doily94
  8. gettingtheresometime
  9. Workingmum123
  10. LeaLea89
  11. lindsaygalaxy
  12. Blackberrycurved
  13. jaxsmar
  14. IvysMom
  15. davalleyboy888888
  16. Holmefarm
  17. A_Random_Man
  18. jo41
  19. willow_loulou
  20. sketchingkari
  21. CazzieLT
  22. Loubie47
  23. Goonergal2
  24. the_long_and_winding_road
  25. brokeblond
  26. damekaren
  27. rjitfc
  28. Argyller
  29. Odysseus
  30. Starla
  31. Callie Ann Baxter
  32. doppers
  33. HeatherLass
  34. Sallyp2
  35. wllcnur
  36. DaffyDaisies
  37. ellie55
  38. roblou27
  39. Little*Miss
  40. Sandrasd7
  41. tboo
  42. Honeysucklelou2
  43. Hurdler
  44. keats61

I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] views are my own and not the official line of MoneySavingExpert.
GC: May 22 £tbc/£250 Vegan 27-8-13
«13456724

Comments

  • I'm in!
    SPC 14 #062
    2021 NSDs Jan 12 Feb 0/14
    PayDBX2021 #31 £188/£18155 = 1.04% 
    365 Day 1p Challenge £28.37/£667.95 
    £10 a Day Challenge Jan = £156.66 Feb = /£280
  • Count me in please Elsiepac.  Love this challenge
    £2 coin savings club 2024 #1 £0 (2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640)Saving for Xmas 202 £1 a day #4 £365 / £365 3-6 month emergency fund challenge #48 £2,377 Save a penny a day 2024 #32 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
  • Can I join please?  I started this on 1st November, it’s a great way to save 
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £2100 DFD 31/7/24 6 months to go…. 23 weeks 

  • Awh I started this a few years ago on my old user name. I am helejenkins. Can’t believe I’m seeing a post saying I’m debt free as it’s certainly not the case a few years later 
    Debt Free Journey Began December 2022

    Total Debt Repaid- £16,480.47/£66,133.42


    Current Debt-£49,656.59


    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • elsiepac
    elsiepac Posts: 2,542
    First Anniversary Name Dropper Combo Breaker First Post
    Ambassador

    Please check first post for your numbers!

    Aw hi @outoftheviciouscircle you can get there again! Are you going to join? I've allocated you a number for now :)

    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • please cap lease can I join? OH and I doing this together although yet to see any input from him! Crossing off randomly whatever change we have, hopefully cross off December’s high numbers as we go! Good luck everyone 😀
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • elsiepac
    elsiepac Posts: 2,542
    First Anniversary Name Dropper Combo Breaker First Post
    Ambassador
    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • Doily94
    Doily94 Posts: 585
    First Anniversary First Post Name Dropper Photogenic
    Forumite
    I would like to join please :)
    PAYDBC24 #8 ~ £10188.21
  • Can I join please as well? 
    I'm using the challenge to pay off my Sainsburys CC as I found it useful to clear my Aqua CC last year.
  • Can i join too please  :)
    Xmas 2022 = £500/500
    Emergency fund = £50/1000 
    Penny a day challenge = 237/667.95 

    Starting Debt total Jan 2021: £14,877 
    Starting Debt total Jan 2022: £10,662 
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