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365 Day 1p Challenge 2021

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  • I'm going to do this but the reverse way round so 3.65 on 1 Jan, up until end of November so I'll have nearly the full amount for Christmas shopping:-)  
  • Anna_v
    Anna_v Posts: 34 Forumite
    10 Posts
    Hi, 
    I have just joined although I have always had ML’s emails each month.
    I am a bit flummoxed about this saving 1p a day from 1st January be grateful if someone could explain?
    As I understand it’s 1p each day from 1st January till 31st December… but that is only £3.64p..how do you get a total of £628…sorry if I am being really dim🤔
  • Anna_v
    Anna_v Posts: 34 Forumite
    10 Posts
    Also meant to ask if I could have a number please…thank you.
  • jaxsmar
    jaxsmar Posts: 519 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Anna_v said:
    Hi, 
    I have just joined although I have always had ML’s emails each month.
    I am a bit flummoxed about this saving 1p a day from 1st January be grateful if someone could explain?
    As I understand it’s 1p each day from 1st January till 31st December… but that is only £3.64p..how do you get a total of £628…sorry if I am being really dim🤔
    It's not dumb to ask.
    Day 1 = 1p  Day 54= £5.40. Day 122 is £12.20 etc.
    Some people start from December as it's the highest amounts and possibly no council tax in Feb/Mar.
    Some people just empty there purse and cross off what they can. Some people divide by 12 months. Just make it your own. I like to highlight with pens when I've paid an amount off then you start to see more colour and less white paper (make sure you print off your challenge sheet ) 
    Hope this helps and good luck.
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • jaxsmar
    jaxsmar Posts: 519 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Anna_v said:
    Also meant to ask if I could have a number please…thank you.
    Anna did you mean the 2023 challenge your on the 2021 thread.
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • This is the 2021 thread jaxsmar repost on the 2022 thread or 2023 if it's open and there is a sheet to download x

    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • jaxsmar
    jaxsmar Posts: 519 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    This is the 2021 thread jaxsmar repost on the 2022 thread or 2023 if it's open and there is a sheet to download x

    Thanks. comment came up on my emails today from Anna then I realised she was on the wrong thread/year. hopefully she got the above message so she can join the challenge. Thanks blackberry curved.
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • I’m in please 🙏 
    22 coupons until 2023

    £200/£200 January grocery challenge…. But with a stacked fridge cupboard and freezer
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