Virtual Sealed Pot Challenge 2022

Westie983
Westie983 Posts: 5,213 Ambassador
First Anniversary Name Dropper Photogenic First Post
edited 15 December 2021 at 5:59PM in Debt-free wannabe challenges
Hi All

Welcome to the Virtual Sealed Pot Challenge 2022

I have ran this thread since 2016 and I have motivated a few people on here over the last six years so I decided to keep going with the challenge.

It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.

Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2021
Virtual Sealed Pot Challenge 2020
Virtual Sealed Pot Challenge 2019
Virtual Sealed Pot Challenge 2018
Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2022 will start on 1st January 2022 and run till 31st December 2022 but some people stop earlier in November as they start to use their pots for Christmas presents or bills, this is okay too.

I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2022, looking forward to beating previous years targets.

I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
Total £4095.19/£7332.95 = 55.84%
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Comments

  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Leaving Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
    So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.

    If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy

    Good luck and roll on 2022.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 11 May 2022 at 5:19PM
    #1 - Westie983 (£500)
    #2 - Littletinks (£350)
    #3 - Swimminginaseaofdebt (£200)
    #4 - Hummingbird0_12 (£500)
    #5 - Chappie77 (£500)
    #6 - Hadenmaiden (£400)
    #7 - Lesleyhay (£250)
    #8 - xanderaw (£500)
    #9 - Keedie (£150)
    #10 - 
    #11 -
    #12 - 
    #13 -
    #14 -
    #15 - 
    #16 - 
    #17 -
    #18 - 
    #19 - 
    #20 - 
    #21 - 
    #22 - 
    #23 - 
    #24 -
    #25 -
    #26 -
    #27 -
    #28 -
    #29 -
    #30 -

    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • swimminginaseaofdebt
    swimminginaseaofdebt Posts: 942 Forumite
    First Anniversary First Post
    edited 1 January 2022 at 12:31PM
    Morning,

    Please put my name down for this challenge again Westie. Happy to have any number.

    I will set my target to £200 :smile:.

    On another note did anyone see there is a Tilly Tally challenge for 2022 which is basically the same as this one. We're way ahead of the game!
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • Morning @Westie983 And @swimminginaseaofdebt  hope you both had a lovely Xmas & New Year! 

    I would like to join again for this years challenge pls Westie983. Happy to have any number, my target this year is £350. 
    52 Week Savings Challenge #26 10/52

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Morning @Westie983 And @swimminginaseaofdebt  hope you both had a lovely Xmas & New Year! 

    I would like to join again for this years challenge pls Westie983. Happy to have any number, my target this year is £350. 
    Welcome back, 

    You can keep #2 for ease of not having to change your signature

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Morning,

    Please put my name down for this challenge again Westie. Happy to have any number.

    I will set my target to £200 :smile:.

    On another note did anyone see there is a Tilly Tally challenge for 2022 which is basically the same as this one. We're way ahead of the game!
    Welcome back to the mad house

    #3 is yours.

    I haven't seen the Tilly Tally challenge but yes we are ahead of the game, I feel I may lose some challengers this year as with this one and the sealed pot challenge which is now basically a virtual sealed pot now, due to many saying they don't use cash.

    The hardcore ones will remain

    Westie983


    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Hi Westie, I would love to join for 2022 please! It's the same hummingbird as from back in the day....I will set a target of £500 xx
    Sealed Pot Challenge 2023 # 011
    £2 savers club 2023 # 011 £16.00
    Virtual Sealed Pot 2023 #10  £40.09/£300
    Make £10 extra a day in Oct '23 £129.30/310
    Grocery challenge Oct 2023 £3.01/£150
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Photogenic First Post First Anniversary Combo Breaker
    Hi.

    Can I come in with an aim of saving £500 please?

    Kel
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • I've been having a think about where to keep my VSP money. I have a savings account linked to my current account but I do find I have to transfer some back at times. However I have a little- used building society book which I think I'm going to use for this, I can still transfer into it online but it isn't as easy to get it out! It should make me more determined hopefully!
    £20 in there which will be my first update x
    Sealed Pot Challenge 2023 # 011
    £2 savers club 2023 # 011 £16.00
    Virtual Sealed Pot 2023 #10  £40.09/£300
    Make £10 extra a day in Oct '23 £129.30/310
    Grocery challenge Oct 2023 £3.01/£150
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Photogenic First Post First Anniversary Combo Breaker
    First payment today of £1.47.

    Every little helps I guess!
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
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