Virtual Sealed Pot Challenge 2021

edited 31 December 2020 at 7:38PM in Debt-free wannabe challenges
114 replies 1.9K views
Westie983Westie983 Forumite, Ambassador
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edited 31 December 2020 at 7:38PM in Debt-free wannabe challenges
Hi All

Welcome to the Virtual Sealed Pot Challenge 2021

I have ran this thread since 2016 and I have motivated a few people on here over the last five years so I decided to keep going with the challenge.

It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.
Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2020 
Virtual Sealed Pot Challenge 2019
Virtual Sealed Pot Challenge 2018
Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2021 will start on 1st January 2021 and run till 31st December 2021 but some people stop earlier in November as they start to use their pots for Christmas presents or bills, this is okay too.

I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2021, looking forward to beating previous years targets.

I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
£2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
Total £158.50/£7030 = 2.25%
«13456712

Replies

  • edited 31 December 2020 at 6:50PM
    Westie983Westie983 Forumite, Ambassador
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    edited 31 December 2020 at 6:50PM
    Leaving Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
    So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.

    If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy

    Good luck and roll on 2021.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • edited 14 January 2021 at 1:39AM
    Westie983Westie983 Forumite, Ambassador
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    edited 14 January 2021 at 1:39AM
    #1 - Westie983 (£500)
    #2 - Littletinks (£500)
    #3 - Sashybo (£500)
    #4 - Outoftheviciouscircle (£500)
    #5 - A_Random_Man (£125)
    #6 - Princess_Procrastinate (£200)
    #7 - Poppytattoo (£200)
    #8 - Grassgirl (£500)
    #9 - Swimminginaseaofdebt (£200)
    #10 - Treasurequeen (£200)
    #11 - Nanniee74 (£300)
    #12 - 
    #13 -
    #14 -
    #15 - 
    #16 - 
    #17 -
    #18 - 
    #19 - 
    #20 - 
    #21 - 
    #22 - 
    #23 - 
    #24 -
    #25 -
    #26 -
    #27 -
    #28 -
    #29 -
    #30 -
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • LittletinksLittletinks Forumite
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    Hey Westie983,
    Happy New year to you 🥳
    Looking forward to my third year with you, please put me down for £500.  I don’t mind what number I have. Xx 
     
    Virtual Sealed Pot Challenge 2023 #2 £20.70/£300
  • sashybosashybo Forumite
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    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Hi Westie983,

    I'd like to join the VSP challenge this year, I'm aiming to save £500 towards Christmas 2021. Looking forward to joining you all. 😊 
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £3793, Car loan 2 £16,875, Garage conversion £1246, 0% CC1 £3120, 0% CC2 £1560, 0% CC3 £2708. Debt Free Diary to try & keep spending in check.
  • outoftheviciouscircleoutoftheviciouscircle Forumite
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    Could I join please with a target is £500

    #6 365 Day Penny Challenge £120.63/£667.95
    #6 Virtual Savings Pot 2023 £31.12/£300
    Saving £1 A Day for Christmas 2023 £180/£730
    #2 £2 Savers 2023 £122/£300
    #6 Pay All Your Debt By Xmas 2023 £1476.58/£12,000
    Make £10 a Day January £237.08/ £310

    Total Debt Repaid- £1476.58/£66,133.42 


  • A_Random_ManA_Random_Man Forumite
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    Sign me up again same target as last year thanks  :)

    EF - £1025/£2000 (51.25%)
    Debt Remaining: £0.00 - Debt Free
  • Please can I sign up. I'll aim for £200... :smile:
    Virtual Sealed Pot 2021 #6: £25.30/£200
    NSD: Jan 14/15  Feb 0/14
  • poppytattoopoppytattoo Forumite
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    Oooh this sounds like a great idea! Please can I join? I'll go for £200... 
    Debt-free wannabe since Jan 2018.
    As of October 2021:
    M&S personal loan (debt consolidation): £23,458
    Total debt: was £39,220.58, now £23,458

    Expecting a baby in April 2022 so hoping to save as much as we can for maternity leave!

  • grassgirlgrassgirl Forumite
    400 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    Also in please, aiming for 500 :)
    Jitterbug - #22 exercise on even days. 2. 😇 January PAD - #112
    NSD aim of 20/31. 11/31. SD 3/31 😇 Grocery Challenge Jan £46.79/£200 max. 
    Sealed pot challenge 14 - #63 - target £500 😇 Debt free by Xmas 2021 - TBA - £1000/£26,000
    100% of 1,000 credit debt ❤️ 0% of 25,000 Nan’s mortgage
    156.3-14.3=142=10s2lb. Lost so far 2/14 ♥️♥️👿👿👿👿👿👿👿👿👿👿👿👿
  • swimminginaseaofdebtswimminginaseaofdebt Forumite
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    Morning everyone,

    Please sign me up again for this year Westie, happy to have any number :)

    I'll set my target at £200 again.

    Thanks!
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
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