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Virtual Sealed Pot Challenge 2020

Westie983
Posts: 5,215 Forumite


Hi All
I have ran this thread since 2016 and I have motivated a few people on here over the last four years so I decided to keep going with the challenge.
It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.
Below are links to the previous threads if you wish to have a look.
Virtual Sealed Pot Challenge 2019
Virtual Sealed Pot Challenge 2018
Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009
VSP 2020 will start on 1st January 2020 and run till 31st December 2020 but some people stop earlier in November as they start to use their pots for Christmas presents or bills, this is okay too.
I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.
Good luck with VSP 2020, looking forward to beating previous years targets.
Welcome to the Virtual Sealed Pot Challenge 2020
I have ran this thread since 2016 and I have motivated a few people on here over the last four years so I decided to keep going with the challenge.
It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.
Below are links to the previous threads if you wish to have a look.
Virtual Sealed Pot Challenge 2019
Virtual Sealed Pot Challenge 2018
Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009
VSP 2020 will start on 1st January 2020 and run till 31st December 2020 but some people stop earlier in November as they start to use their pots for Christmas presents or bills, this is okay too.
I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.
Good luck with VSP 2020, looking forward to beating previous years targets.
Update Form:
https://docs.google.com/forms/d/e/1FAIpQLSepazUrT4iag_0MbUFawAHAVmcgy5Uwbc-gaBGZzx0LdDVDyQ/viewform
https://docs.google.com/forms/d/e/1FAIpQLSepazUrT4iag_0MbUFawAHAVmcgy5Uwbc-gaBGZzx0LdDVDyQ/viewform
Spreadsheet of progress:
https://docs.google.com/spreadsheets/d/1byeRmO8YlIYe2D6Cl3teKw6gaTrxsTmslRkDZYJriaM/edit#gid=1
If you haven’t already, join the forum to reply!
[purplesignup][/purplesignup]
https://docs.google.com/spreadsheets/d/1byeRmO8YlIYe2D6Cl3teKw6gaTrxsTmslRkDZYJriaM/edit#gid=1
Westie983
If you haven’t already, join the forum to reply!
[purplesignup][/purplesignup]
I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
Total £4095.19/£7332.95 = 55.84%
1
Comments
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Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.
You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.
This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.
**Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.
Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.
If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy
Good luck and roll on 2020.I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
#1 - Westie983 (£500)
#2 - A Random Man (£125)
#3 - Betharooni (£150)
#4 - Swimminginaseaofdebt (£200)
#5 - Littletinks (£300)
#6 - Finally Solvent (£1000)
#7 - RhiBi (£500)
#8 - lindsaygalaxy (£125)
#9 - Seaotter (£250)
#10 - Littletinks (£1800)
#11 - Sausageelza (£300)
#12 - SSDD23 (£200)
#13 - Glitterbaby (£600)
#14 - Sams247 (£100)
#15 - UnseenGhost (£550)
#16 - 32b3in2013 (£1000)
#17 - Abundantbudget (£200)
#18 - Sylar321 (£500)
#19 - Hadenmaiden (£300)
#20 - Hummingbird (£1000)
#21 - Delichon (£1000)
#22 - Livingintheblack (£300)
#23 - Santiago99 (£250)
#24 -
#25 -
#26 -
#27 -
#28 -
#29 -
#30 -I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Sign me up again same target as last year £125
, I am quite happy to take any number
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
0 -
Hi Westie thanks so much for running this thread again :j and for allowing me 2 pots
No. 5 £300
No.10 £1800 - this is going to be hard!
Looking forward to next years challange already!2025 52 Week Savings Challenge (£1378) #5 5/52
2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24
Virtual Sealed Pot Challenge 2023 #2 £305.60/£3000 -
Hi Westie
Can I join in for 2020 please?
B x0 -
A_Random_Man wrote: »Sign me up again same target as last year £125
, I am quite happy to take any number
Welcome back A Random Man, you can have #2 if you wish this year. Please add to your signature. Look forward to seeing how you do next year.
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Littletinks wrote: »Hi Westie thanks so much for running this thread again :j and for allowing me 2 pots
No. 5 £300
No.10 £1800 - this is going to be hard!
Looking forward to next years challange already!
Welcome back
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Betharooni wrote: »Hi Westie
Can I join in for 2020 please?
B x
Hi Betharooni, welcome to my challenge and of course you can join, please have a read of post #1 so you can see how the challenge works, you can have #3 please add to your signature. What would you like your target to be?
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Evening,
Please add me to the challengeHappy with any number and I'll set my target at £200 this time.
Thanks!VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
swimminginaseaofdebt wrote: »Evening,
Please add me to the challengeHappy with any number and I'll set my target at £200 this time.
Thanks!
Welcome back you can have #4
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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