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Virtual Sealed Pot Challenge 2020

edited 14 December 2019 at 3:54PM in Debt-free Wannabe Challenges
228 replies 6.5K views
Westie983Westie983 Forumite, Board Guide
4.9K posts
Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
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edited 14 December 2019 at 3:54PM in Debt-free Wannabe Challenges
Hi All
Welcome to the Virtual Sealed Pot Challenge 2020

I have ran this thread since 2016 and I have motivated a few people on here over the last four years so I decided to keep going with the challenge.

It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.

Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2019
Virtual Sealed Pot Challenge 2018
Virtual Sealed Pot Challenge 2017
Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2020 will start on 1st January 2020 and run till 31st December 2020 but some people stop earlier in November as they start to use their pots for Christmas presents or bills, this is okay too.

I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2020, looking forward to beating previous years targets.


Spreadsheet of progress:

https://docs.google.com/spreadsheets/d/1byeRmO8YlIYe2D6Cl3teKw6gaTrxsTmslRkDZYJriaM/edit#gid=1

Westie983


If you haven’t already, join the forum to reply!

[purplesignup][/purplesignup]
Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
£2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
Total £2684.00/£6665 = 44.17%
I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
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Replies

  • edited 14 December 2019 at 2:35PM
    Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
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    edited 14 December 2019 at 2:35PM
    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
    So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.

    If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy

    Good luck and roll on 2020.
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • edited 20 July at 5:00PM
    Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
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    edited 20 July at 5:00PM
    #1 - Westie983 (£500)
    #2 - A Random Man (£125)
    #3 - Betharooni (£150)
    #4 - Swimminginaseaofdebt (£200)
    #5 - Littletinks (£300)
    #6 - Finally Solvent (£1000)
    #7 - RhiBi (£500)
    #8 - lindsaygalaxy (£125)
    #9 - Seaotter (£250)
    #10 - Littletinks (£1800)
    #11 - Sausageelza (£300)
    #12 - SSDD23 (£200)
    #13 - Glitterbaby (£600)
    #14 - Sams247 (£100)
    #15 - UnseenGhost (£550)
    #16 - 32b3in2013 (£1000)
    #17 - Abundantbudget (£200)
    #18 - Sylar321 (£500)
    #19 - Hadenmaiden (£300)
    #20 - Hummingbird (£1000)
    #21 - Delichon (£1000)
    #22 - Livingintheblack (£300)
    #23 - Santiago99 (£250)
    #24 -
    #25 -
    #26 -
    #27 -
    #28 -
    #29 -
    #30 -
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • A_Random_ManA_Random_Man Forumite
    770 posts
    500 Posts Second Anniversary Photogenic
    ✭✭✭
    Sign me up again same target as last year £125 :), I am quite happy to take any number

    EF - £258.50
    Matched Betting £7340.10|eBay £354.44|Quidco £125.90| Surveys £207.56
    Debt Remaining: £6286.84 - Debt Free Date: 20/07/2024 (47 Months)
  • LittletinksLittletinks Forumite
    134 posts
    100 Posts First Anniversary
    Hi Westie thanks so much for running this thread again :j and for allowing me 2 pots :)
    No. 5 £300
    No.10 £1800 - this is going to be hard!

    Looking forward to next years challange already!
    Virtual Sealed Pot Challenge 2020
    #5 £180.39/£300
    #10 £1400/£1800
  • BetharooniBetharooni Forumite
    157 posts
    100 Posts Name Dropper First Anniversary
    Hi Westie

    Can I join in for 2020 please?

    B x
    Save £15K in 2020 #6 £ £9,276.69/£15,000
    Make £2020 in 2020 #11 £1,033.08/£2,020
    Saving for House Deposit £3,108.52/£40,000
    £1000 Emergency Fund Challenge #300 £450/£1,000
  • Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
    ✭✭✭✭
    Sign me up again same target as last year £125 :), I am quite happy to take any number

    Welcome back A Random Man, you can have #2 if you wish this year. Please add to your signature. Look forward to seeing how you do next year.

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
    ✭✭✭✭
    Hi Westie thanks so much for running this thread again :j and for allowing me 2 pots :)
    No. 5 £300
    No.10 £1800 - this is going to be hard!

    Looking forward to next years challange already!

    Welcome back

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
    ✭✭✭✭
    Betharooni wrote: »
    Hi Westie

    Can I join in for 2020 please?

    B x

    Hi Betharooni, welcome to my challenge and of course you can join, please have a read of post #1 so you can see how the challenge works, you can have #3 please add to your signature. What would you like your target to be?

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
  • swimminginaseaofdebtswimminginaseaofdebt Forumite
    900 posts
    Fourth Anniversary 500 Posts
    ✭✭✭
    Evening,

    Please add me to the challenge :) Happy with any number and I'll set my target at £200 this time.

    Thanks!
    VSPC 2019 #10 - £168.80/£100
    VSPC 2020 #4 - £214.71/£200
  • Westie983Westie983 Forumite, Board Guide
    4.9K posts
    Sixth Anniversary 1,000 Posts Photogenic Xmas Saver!
    ✭✭✭✭
    Evening,

    Please add me to the challenge :) Happy with any number and I'll set my target at £200 this time.

    Thanks!

    Welcome back you can have #4

    Westie983
    Save 12k in 2020 #33 Total (£2300) £2150.00/£5000 = 43.00%
    Sealed Pot Challenge ~ 13 #97 Total (£505)+£150.00/£500 = 30.00%
    Xmas 2020 £1 a Day #8 Total (£386)+£240.00/£365 = 65.70%
    Virtual Sealed Pot #1 Total (£600)+£400.00/£500 = 80.00%
    £2 Savers Club 2020 #11 Total (£720)+£4.00/£300 = 1.33%
    Total £2684.00/£6665 = 44.17%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email [email protected]
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