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Am I too late to join in with beginning my dept free wannabe journey?

Hi everyone 
I've been keeping a eye on this forum for a while with interest as I've been waiting for the right time to kick on with getting myself dept free, I'm hoping I'm not too late to join in with everyone that's on there way to it. 

I've been waiting until the fix on my mortgage has  5 years left which it now has. 
By the time it's up I'll have around £15,000 left to pay, I've already started saving £300 a month in a regular saver account so that I'll have the full amount I need. 

I hope you all had a good Christmas and a merry New year. 

Cheers David. 




Comments

  • BlueJ94
    BlueJ94 Posts: 3,309 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Welcome along for the journey! You can never be late to start your steps to debt free!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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