Dazzling December's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

December

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image

In April I am taking a break from buying: Books
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Comments

  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 December 2022 at 8:49PM
    December targets
    Adeley
    beanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 10 funfairprincess 15 GeorgianaCavendish 17 Gooddaysunshine GTR King hazeldreams herebeme 10 Honeysucklelou2 jammy dodger 15 Keedie killielila LittleMissDetermined 15 Makingabobor2 15 QueenJess 20 Rupacomp 10 short bird 14
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,052 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Thanks as always @cathybird for our lovely new shiny thread.
    Appreciated.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • herebeme
    herebeme Posts: 202 Forumite
    First Post Photogenic First Anniversary Combo Breaker
    I’d like to try for the first time please.  

    I’ll aim for 10 days. 

    Thanks! 
    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    hi herebeme image and welcome image I've added you to the list, best of luck with the challenge! image
    In April I am taking a break from buying: Books
  • Welcome along @herebeme!

    I'm checking in early for my first one of December today please @cathybird
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 December 2022 at 8:41PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    Adeley
    beanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 10 funfairprincess 15 GeorgianaCavendish 17 Gooddaysunshine GTR King hazeldreams herebeme 10 Honeysucklelou2 jammy dodger 1/15 image Keedie killielila LittleMissDetermined 1/15 image Makingabobor2 15 QueenJess 20 Rupacomp 10 short bird 14
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Yay for December! I'm hoping for an NSD today but might have to pay a gardening bill depending on when I get sent the invoice. :)
    In April I am taking a break from buying: Books
  • Hi can I join please
    going to try for 15 days and see how I go. 
    I'm not a muggle...I'm just magically challenged
  • Can I join in please?  Never done this challenge before. Aiming for 15.  Do you count things like going to the dentist, or paying a bill, if you already have the money in a separate savings pot?  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £36.30/£150            
    NSDs April 3/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Name Dropper Photogenic First Anniversary First Post
    thankyou   for  the  new   shiny  thread  cathybird
    1/15    for  me  today x
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