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Dazzling December's NSD Challenge!
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cathybird
Posts: 15,650 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during December. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
1
Comments
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December targetsAdeleybeanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 10 funfairprincess 15 GeorgianaCavendish 17 Gooddaysunshine GTR King hazeldreams herebeme 10 Honeysucklelou2 jammy dodger 15 Keedie killielila LittleMissDetermined 15 Makingabobor2 15 QueenJess 20 Rupacomp 10 short bird 14
Newcomers welcome
2 -
Thanks as always @cathybird for our lovely new shiny thread.
Appreciated.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I’d like to try for the first time please.I’ll aim for 10 days.Thanks!Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653 -
hi herebeme
and welcome
I've added you to the list, best of luck with the challenge!
1 -
Welcome along @herebeme!
I'm checking in early for my first one of December today please @cathybird
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
DecemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsAdeleybeanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 10 funfairprincess 15 GeorgianaCavendish 17 Gooddaysunshine GTR King hazeldreams herebeme 10 Honeysucklelou2 jammy dodger 1/15
Keedie
killielila
LittleMissDetermined 1/15
Makingabobor2 15
QueenJess 20
Rupacomp 10
short bird 14
Newcomers welcome
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Yay for December! I'm hoping for an NSD today but might have to pay a gardening bill depending on when I get sent the invoice. 1
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Hi can I join please
going to try for 15 days and see how I go.I'm not a muggle...I'm just magically challenged2 -
Can I join in please? Never done this challenge before. Aiming for 15. Do you count things like going to the dentist, or paying a bill, if you already have the money in a separate savings pot?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
thankyou for the new shiny thread cathybird
1/15 for me today x2
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