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Dazzling December's NSD Challenge!
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NSD for me today. Brrr, chilly working at home with “economical” ie no heating on. Cannot believe how much even a couple of hours of central heating at 18degrees costs.Now at 3/10 NSDSaving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653 -
DecemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAdeley 4/20AnotherNewDay 3/10
beanielou 1/15
bekah89 4/15
cathybird 4/15
CMD79
Crazycatlady2 3/10
funfairprincess 15
GeorgianaCavendish 3/17
Gooddaysunshine
herebeme 3/10
jammy dodger 5/15
LittleMissDetermined 6/15
Makingabobor2 3/15
QueenJess 3/20
Rupacomp 2/10
short bird 2/14
Newcomers welcome
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5/15 for me today thanks cathybird x3
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Claiming #3 for yesterday. Did not get one today, but I did get the last part of my Christmas shopping done 3
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Now not one today.
Sorry @cathybird..I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Big fail from me today... forgot to take my lunch to work 😖Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
If you've got a smart meter and are using it to keep track of charges it's even more expensive than the smart meter says too ... though maybe this is well known, but the smart meter only gives the base rate, & on top of that the company adds VAT & standing charges. I only found that out when I rang them to find out why they had charged me £250 more for the year than the smart meter said I would get chargedherebeme said:NSD for me today. Brrr, chilly working at home with “economical” ie no heating on. Cannot believe how much even a couple of hours of central heating at 18degrees costs.Now at 3/10 NSD
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Well done LittleMissDetermined, short bird, bekah89, herebeme, jammy dodger and GeorgianaCavendish
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Hi I would like to join for December if it's not too late. Aiming for 10 NSD (excluding mortgage, CT, utility bills & insurance).
So far I have 3/10 NSD2 -
Morning everyone, I'm claiming another one for today, will be the last until next Monday though as we are away
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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