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Dazzling December's NSD Challenge!
Comments
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I'm back! Going to do a 10 day target again... already got a lot of pre planned Christmas trips organised so feasibly wouldnt manage much more. Bonus is I've finished my Christmas shopping today so that should set me in good stead!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
DecemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAdeley 2/20beanielou 15 bekah89 cathybird 1/15
CMD79
Crazycatlady2 10
funfairprincess 15
GeorgianaCavendish 1/17
Gooddaysunshine
GTR King
hazeldreams
herebeme 10
Honeysucklelou2
jammy dodger 1/15
Keedie
killielila
LittleMissDetermined 1/15
Makingabobor2 15
QueenJess 1/20
Rupacomp 10
short bird 14
Newcomers welcome
1 -
funfairprincess said:Hi can I join please
going to try for 15 days and see how I go.Makingabobor2 said:Can I join in please? Never done this challenge before. Aiming for 15. Do you count things like going to the dentist, or paying a bill, if you already have the money in a separate savings pot?hi funfairprincess
and Makingabobor2 and welcome
I've added you both to the list, best of luck with the challenge!
3 -
@Makingabobor2 I would count going to the dentist. I don't count bills that are paid by direct debit. But there's a certain amount of flexibility in the rules, and if you've budgeted for something it's probably reasonable to exclude it. 3
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Yes, we put money every week into a savings pot for dentist, prescriptions, opticians etc.cathybird said:@Makingabobor2 I would count going to the dentist. I don't count bills that are paid by direct debit. But there's a certain amount of flexibility in the rules, and if you've budgeted for something it's probably reasonable to exclude it.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.3 -
A NSD today.2026 decluttering: 11,899 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,044🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
Well done LittleMissDetermined, jammy_dodger and QueenJess
2 -
Off the mark with NSD #1 today please Just got one Christmas present left to buy but I'm waiting until Monday so I can use a voucher.
Thanks so much for organising all these threads @cathybird - they really keep me motivated and help keep the spendy tendencies in check!3 -
Hello, I've found you!
Can I go for 20 NSDs.
I've had 2 so far xxx3
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