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Dazzling December's NSD Challenge!

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  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    I'm back! Going to do a 10 day target again... already got a lot of pre planned Christmas trips organised so feasibly wouldnt manage much more. Bonus is I've finished my Christmas shopping today so that should set me in good stead! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2022 at 10:46PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    Adeley 2/20 image
    beanielou 15 bekah89 cathybird 1/15 image CMD79 Crazycatlady2 10 funfairprincess 15 GeorgianaCavendish 1/17 image Gooddaysunshine GTR King hazeldreams herebeme 10 Honeysucklelou2 jammy dodger 1/15 image Keedie killielila LittleMissDetermined 1/15 image Makingabobor2 15 QueenJess 1/20 image Rupacomp 10 short bird 14
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 December 2022 at 8:44PM
    funfairprincess said:
    Hi can I join please
    going to try for 15 days and see how I go. 
    Makingabobor2 said:
    Can I join in please?  Never done this challenge before. Aiming for 15.  Do you count things like going to the dentist, or paying a bill, if you already have the money in a separate savings pot?  
    hi funfairprincess and Makingabobor2 and welcome I've added you both to the list, best of luck with the challenge!
  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Makingabobor2 I would count going to the dentist. I don't count bills that are paid by direct debit. But there's a certain amount of flexibility in the rules, and if you've budgeted for something it's probably reasonable to exclude it. :):)
  • Makingabobor2
    Makingabobor2 Posts: 4,218 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    cathybird said:
    @Makingabobor2 I would count going to the dentist. I don't count bills that are paid by direct debit. But there's a certain amount of flexibility in the rules, and if you've budgeted for something it's probably reasonable to exclude it. :):)
    Yes, we put money every week into a savings pot for dentist, prescriptions, opticians etc. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenJess
    QueenJess Posts: 4,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A NSD today.
    2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 328🥉🥈🥇💎🏆
    Big kitchen declutter challenge 105/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, jammy_dodger and QueenJess imageimageimage
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Off the mark with NSD #1 today please :)  Just got one Christmas present left to buy but I'm waiting until Monday so I can use a voucher.

    Thanks so much for organising all these threads @cathybird - they really keep me motivated and help keep the spendy tendencies in check! 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Debt-free and Proud! First Anniversary Photogenic
    Hello, I've found you!
    Can I go for 20 NSDs. 
    I've had 2 so far xxx
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