November 2023
I'm always in it, it's only the depth that varies....
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Debt free date April 2025 (though expecting this to come forward)
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Nifty November's NSD Challenge!

cathybird
Posts: 15,500 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during November. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
November
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

3
Comments
-
November targetsAdeley 20beanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 18 GeorgianaCavendish 15 Gooddaysunshine 15 hazeldreams 10 jammy dodger 15 Keedie LittleMissDetermined 12 QueenJess 18 short bird 18
Newcomers welcome
4 -
Happy November 🍃
Today will be a NSD for me xx3 -
NovemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAdeley 1/20beanielou 15 bekah89 cathybird 1/15
CMD79 1/19
Crazycatlady2 1/18
GeorgianaCavendish 1/15
Gooddaysunshine 1/15
hazeldreams 10 jammy dodger 1/15
Keedie LittleMissDetermined 1/12
QueenJess 18 short bird 18
Newcomers welcome
3 -
Morning all, yay for November
I need to make this and December pretty frugal because of my trip in October so kicking off with an NSD for me.
5 -
Hello November!
Start as we mean to go on! NSD #1/19 for me please dear heart!4 -
4
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Checking in to claim No. 1 for November please!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19614 -
I have 1 please x4
-
Happy to have a good start with my first NSD. Yay4
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1/15 for me today thanks cathybird x2
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