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Nifty November's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

November

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image

«13456729

Comments

  • cathybird
    cathybird Posts: 15,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 November 2022 at 9:45AM
    November targets
    Adeley 20
    beanielou 15 bekah89 cathybird 15 CMD79 Crazycatlady2 18 GeorgianaCavendish 15 Gooddaysunshine 15 hazeldreams 10 jammy dodger 15 Keedie LittleMissDetermined 12 QueenJess 18 short bird 18
    Newcomers welcome :)
  • Happy November 🍃 
    Today will be a NSD for me xx
  • cathybird
    cathybird Posts: 15,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 November 2022 at 10:23PM
    November

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    November targets
    Adeley 1/20 image
    beanielou 15 bekah89 cathybird 1/15 image CMD79 1/19 image Crazycatlady2 1/18 image GeorgianaCavendish 1/15 image Gooddaysunshine 1/15 image hazeldreams 10 jammy dodger 1/15 image Keedie LittleMissDetermined 1/12 image QueenJess 18 short bird 18
    Newcomers welcome :)
  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Hello November!

    Start as we mean to go on! NSD #1/19 for me please dear heart!  
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • Thanks for the shiny new thread @cathybird :)

    Kicking things off with NSD #1 today please 
  • Checking in to claim No. 1 for November please!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961
  • I have 1 please x
  • Happy to have a good start with my first NSD. Yay 
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    1/15  for me  today  thanks   cathybird x
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