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Nifty November's NSD Challenge!
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Another NSD today.2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAdeley 2/20beanielou 1/15
bekah89
cathybird 2/15
CMD79 1/19
Crazycatlady2 2/18
GeorgianaCavendish 2/15
Gooddaysunshine 1/15
hazeldreams 10
Honeysucklelou2 1/12
jammy dodger 3/15
killielila 2/15
LittleMissDetermined 1/12
QueenJess 2/18
Rupacomp 1/10
short bird 2/18
Newcomers welcome
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Loving how motivating this is. I've had a NSD today... really pleased as it was an office day too, so lots of temptation to spend unnecessarily!cathybird said:NovemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAdeley 2/20beanielou 1/15bekah89cathybird 2/15CMD79 1/19Crazycatlady2 1/18GeorgianaCavendish 2/15Gooddaysunshine 1/15hazeldreams 10jammy dodger 1/15KeedieLittleMissDetermined 1/12QueenJess 2/18Rupacomp 10short bird 18Newcomers welcomeSavings goal by 31/12/24: £22000
Dec 23: £6945.233 -
Well done Adeley, GeorgianaCavendish, Crazycatlady2, QueenJess, beanie and Rupacomp
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Can I join in this month please. I need to have 12 NSDs. Yesterday was the first one 🙂.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Day 1 yesterday and an early call for day 2 today.
Today was going to be a spendy day but the event I was going to has been cancelled due to Covid. Ah well.
Also decided not to travel to an event next weekend: that saves me worrying about fluctuating and reduced hours at work as more money stays in the kitty.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
As I bought a plant yesterday I added a Christmas pressie or 2 anc a new airfryer to list lol
thursday is a NSD and hoping Friday might be 🤷♀️2 -
forgot to post the comment i typed yesterday so 2 more to add thanks cathybird for yesterday and today 3/15 x2
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Hi folks ive been away can I put myself down for 15 NSD in Nov
and declare that so far ( apart from Bills) I've not spent yet so 2 days so far .... :-)finances disaster but baby-stepping back to security:
2024 let's do this !!2
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