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Nifty November's NSD Challenge!

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  • QueenJess
    QueenJess Posts: 4,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A NSD for me please.
    2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 328🥉🥈🥇💎🏆
    Big kitchen declutter challenge 105/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    cathybird said:
    This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way!

    Tips for the challenge:
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
    2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
    3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
    4. It also helps to bookmark the thread, it's much easier to find image
    5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

    November

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image


    Hi... never done this before, and I really need the motivation to cut down my spending, so going to go for it! My aim is 10 days as a newbie and also as will be on hols for some of the month.

    And I've notched up 1 no spend day today already! Woohoo
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Rupacomp said:
    cathybird said:
    This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way!

    Tips for the challenge:
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
    2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
    3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
    4. It also helps to bookmark the thread, it's much easier to find image
    5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

    November

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image


    Hi... never done this before, and I really need the motivation to cut down my spending, so going to go for it! My aim is 10 days as a newbie and also as will be on hols for some of the month.

    And I've notched up 1 no spend day today already! Woohoo
    Oh no I take it back!!! Just realised i have had a spend today... oops. Well I'm hoping this challenge will now help me be a bit more mindful!!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2022 at 6:03PM
    November

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    November targets
    Adeley 2/20 image
    beanielou 15 bekah89 cathybird 1/15 image CMD79 1/19 image Crazycatlady2 1/18 image GeorgianaCavendish 2/15 image Gooddaysunshine 1/15 image hazeldreams 10 jammy dodger 1/15 image Keedie LittleMissDetermined 1/12 image QueenJess 1/18 image Rupacomp 10 short bird 18
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Rupacomp image and welcome image I've added you to the list, best of luck with the challenge! image
  • Good morning, another NSD today. X
  • NSD #2 today please :) 

  • Not one today…I bought an artificial plant I’ve had my eye on for ages 🤷‍♀️
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