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0% Cards and Cash
Long story short i need 10k cash, to be paid back over a year or so, from my credit card (14k limit, 0% on purchases, 1.5% on cash withdrawals). Can i withdraw the 10k in cash from ATMs and accept the 1.5% charge and then immediately transfer the whole balance to a 0% balance transfers card in order to avoid paying…
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Santander CC stops working - yet again
For the fourth time in under a year the chip on my CC has failed totally - no contactless, no PIN. The latest card has lasted under a month. Other cards have lasted years without problems. Has anyone else had similar problems - and have they rectified them without getting a CC with another provider.
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Closing credit card accounts
I have a few credit card accounts open, having just paid off a balance transfer that finished this month. I would like to know from those who have more current knowledge of credit cards, which accounts to keep open and which ones to close. None of the cards have any promotional offers! What are your thoughts on closing all…
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What are my options? 0% application declined
Hi everyone. My first post here so hope this is in the right place, but just looking for some advice from someone who knows a bit more than me! I have some credit card debt which I've been paying off and have got down to £2000. I transferred this previously to a 0% balance teansfer card from 2 separate cards with high…
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0% cash transfer from credit card
If you are offered a 0% for 12 cash transfer from your credit card into your current account. Can you then use this money to pay a lump sum onto your credit card balance leaving the amount that is left at the 0% rate for 12 therefore paying no interest on the balance example: balance currently on credit card £3000 at 24%…
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Pending transaction disappeared
I’ve made a fairly large purchase using a credit card for a TV. I made the purchase on a Thursday and they said delivery would be the following Thursday. So the charge was showing as pending for 3 days, then the charge disappeared but my available balance was still lower (taking the amount into consideration). I had the TV…
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Help! Error message whilst trying to bal transfer
Hi all, I was unable to transfer capital one balance to Tesco credit card! I got error message saying either card number wrong or wrong card type! Please help! Kind regards.
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balance transfer JD williams balance to credit card at 0%
Hi Has anyone ever transferred balance on JD Williams to credit card to save on interest, would this count as balance transfer or purchase transfer
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Payment to builder via PayPal using 0% purchase credit card
Hello, I have looked at these older threads and they haven’t answered
the question I am looking for. https://forums.moneysavingexpert.com/discussion/5027446/payment-to-builder-via-paypal-classed-as-cash-advance-0-credit-card https://forums.moneysavingexpert.com/discussion/5980297/paying-builders-via-credit-card/ I already…
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Skiddle refund to ex-JL card
So John Lewis credit card was changed last year (?) from HSBC to Barclay (?). Skiddle refunded £160 to me a cancelled event to the old JL card. Needless to say, I have not received it. HSBC said they haven’t received as the account is closed and the payment would have been rejected. Skiddle said they hadn’t received the…
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Paying off multiple 0% credit cards and improving credit rating
Hello my 0% credit cards of x4 will be moving to charges soon. I need to do a 0% balance transfer to another card but need to increase my credit rating. What is the best option to do this. I can pay half the debt beforehand so is it better to pay a couple off in full or to pay 50% off on all of them instead to improve my…
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Credit Card
Best way to manage my debt. Just realised i owe £2000 on my credit card, my limit is £4000. Unfortunately I keep using my overdraft with Barclays, always overdrawn. I pay weekly with my credit card £50. Used to pay in full, unfortunately not at the moment. Roughly my salary is from £1650-£1800. Please can someone advise…
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what is the best card to do a balance transfer from BA amex to?
what is the best card to do a balance transfer from BA amex to?
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New Santander credit card
This looks like an interesting card: https://becleverwithyourcash.com/santander-edge-cashback-credit-card-review/ Any experiences of Santander and their app?
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Interest free period....
Our Halifax credit has a "56 day interest free" on the statement but how do i check the start date on that? the statement date is the 19th each month payment the 15th of the next month
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Will I keep 0% on purchases after balance teansfer
Hi. I currently have a credit card with an introductory 0% purchase rate which is set to continue for another 12 months+. However I’m getting close to my credit limit for this card and I’m seeing offers currently for 0% balance transfers for 20+ months. I’m wondering if I complete a balance transfer for my balance on this…
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Credit Card Balance Transfer Question
Hello guys. I am new here and looking for some help. I have 2 credit cards at the moment. Both have around 3k on them and looking at the best and cheapest way to pay them down. One of my cards has a balance transfer offer on it for 12 months with a 4% fee. My question is would it save me money to transfer some of the…
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Amex dispute claim frustration
I bought an iphone on Ebay with my Amex card. The iphone was not as described so I wanted to send it back but seller refused to accept return. I should have waited for Ebay to resolve the case, but because I am new to this, I also opened a dispute claim with Amex (same reason, not as described) and provided them with…
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Will section 75 cover a Groupon purchase?
Hi all, I bought a pair of AirPod pros back in Oct 2020 via Groupon, I've had intermittent issues with them over the last year or so but didn't think too much of it until I'd seen Apple had issued a notice that some of their 1st gen Airpod Pros have had manufacturing…
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Dealing with repeated card compromises
Hi folks. I have a Mastercard credit card. It has now been compromised three times in the space of 2, maybe 3 months. The card provider tell me that only Mastercard can provide the information as to the source of the compromise because they are the ones sending notifications. Every contact I have with Mastercard (including…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: Stoozing first time queries by Fingerbobs
9 September at 2:18PM
