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Refund in purchace - when would transaction be certain?
Hi All, I had situation with a faulty bike (expensive,
£2.5k). In short its gone back to the
manufacturer and the shop has offered a refund. They have
said refund back to credit card or BACs transfer – the CC they can do tomorrow,
but BACs needs to go to office later in week. The sticking
point is I think the shop maybe…
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Charge back.
Member of My family have been refunded an amount by their cc company because of non existence and bad service from a company They are aware that this can be taken back from them after the company submits their defence and wins. All of this has happenned in the last 30 days All of that they understand. In the past few days…
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Shift Balance Transfer to 0%
I'm wondering if this makes financial sense. We recently returned from holiday and also have had some building work done so needed to buy some expensive items (materials, driveway gates etc). We have around £5k on two different credit cards. We normally pay off in full each month and use credit cards for benefits only.…
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Card offers from credit reference agencies
Over the past 18 months I've been working hard to improve my credit worthiness. I would like to shift some CC debt to 0% interest. A few days ago and offer for a pre-approved Fluid £2000 9 month balance transfer appeared in my Credit Karma. It's now disappeared, and a 5 month Marbles balance transfer card (max £1200 limit)…
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Tesco CC, does a payment reduce the direct debit?
Hi all, I'm wondering if anybody knows if making a part payment towards the statement balance on a Tesco credit card reduces the direct debit amount of not? For example, statement balance is £1000 and the full amount id due to be taken on the 1st, if I pay £500 now. Will the DD taken be £1000 or £500?
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Barclaycard Platinum - problem with balance transfer
I was looking for a long 0% balance transfer card and saw on Clear Score that I was pre-approved for Barclaycard 0% for 29 months. I have transferred balances many times over the years and have never had any issues, so now I find myself in a frustrating situation. I completed my application for Barclaycard over two weeks…
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Barclaycard 0%
Hello All A bit disappointed: I applied for a Barclaycard 0% card after scoring 100% on the MSE eligibility calculator, but it’s been rejected, with no explanation. Any suggestions? They’ve given me a postal address to write to them if I think they’ve made a mistake, but it’s hard not knowing why they’ve turned it down.…
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Tesco bank foreign transaction fee
I'm wanting to use my Tesco credit card in Orlando I understand there is a 2.75% fee is this on the amount you spend in dollars or once it's converted into pounds planning to spend £3k so worked out the fee would be £82.50 is this correct Thanks
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Should I leave my high-limit credit card open with zero balance?
I have today fully paid off the balance on a credit card which has a £25k limit. This leaves me with £37k of borrowing across seven credit cards which have a total credit limit of £70k. I would now like to put myself in the best possible position to successfully apply for new 0% balance transfer credit cards. Would it be…
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First Direct credit card, MC or Visa?
Hi all. Just been approved by First Direct for their gold CC, 12 months 0% on purchases, and I enquired about any charges overseas, and the agent on the phone said the only charges were currency conversion at the "mastercard rate" but I was under the impression their CC were Visa while their debit cards are MC, just threw…
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Did I make the right choice?
When I applied for my Credit Card, I explained to the lady at the bank that I needed it mostly for buying online, and booking hotels, both here and abroad. She asked if a Debit Card wouldn't be a better choice, to which I answered there was better protection (Section 75 etc.) with a Credit Card. Am I right, or have I…
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Tymit now charges monthly fees
So I received a email from Tymit they would be charging monthly fees except I close my account I will be charged £6.99 each month from April 2024 this so funny to me especially for a card that they stripped off its benefits am sad that I will have to close my account I liked the card to be frank
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Help
Hi i was off work for several months last year with depression and have ended up in a biit of a mess. I am paying as much as i can on my cards each month but with the interest rates means im not really getting anywhere. I have just recived a compensation payment of 4k and obviously its all going onto my cards. My issue is…
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Can I use a Barclaycard money transfer to pay of Credit Card
I've got a £2000 balance on my Barclaycard which is 0% for another month. I have a 0% money transfer offer on the same card for 20 months, could I use that to pay of my credit card balance?
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Paying for a holiday in a foreign currency on AMEX
I am in the process of booking accomodation (a chalet, in France) for a skiing trip I'm organising. The owner of the chalet wants me to pay for the chalet in Euros over the payment link they have sent me. I would like to use my AMEX, just so I can get section 75 protection. Will AMEX charge me a currency conversion fee for…
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Successful S75 claim - what happens to goods?
In dispute with a over faulty furniture - have made a successful S75 claim through my credit card company and been sent an agreement to sign. My question is, what happens to the furniture (the agreement is silent on this point)? I've already told the shop that they can collect it over a month ago and no attempt has been…
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Return DD charges
I am with Right Fuel Company as it saves me a bit on my fuel costs due to them being high with my job (I am NHS Care @ Home) my DD debit recently returned as I had forgotten to transfer money into the account it gets paid from, I have received a £60 +vat charge (£73)! I called as it appears such a high charge, they said…
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Balance Transfer Oddity
So I recently performed a balance transfer and on the card I transferred the balance from I've received a charge of "Standard Balance Transfer Interest" and it's more than double what the balance transfer fee was on the card I moved the balance to. Is that just a thing they can do or do I need to fight this?
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American Express Platinum Cashback Credit Card
I have this credit card and have reached £100 cashback (I’ve had this for 2 months now). I have until the end of March with the 5% cashback offer before it drops to 0.5%, it says that there is a maximum of £100 that I can earn. Is that per month or per year? It isn’t clear on the website.
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Money transfer card and spending
Hi I'm looking to use the money transfer facility on my barclaycard as it's the best rate for the fee of the cards I have but the problem is we are going on holiday. We use this card to pay for excursions and to withdraw cash if we need it. We pay it off in full when we come back after the statement date so we aren't…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
