We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debit Card with nominal balance
Options

caveman38
Posts: 1,311 Forumite


in Credit cards
Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.
0
Comments
-
Starling or Monzo account topped up when money is required.0
-
Debit cards dont have a discrete limit but just can spend what's in the current account they are attached to. So if you want to cap total spend then get a new current account without an overdraft (eg Starling) and transfer your £20 or whatever a week in there for coffees.
With many banks you can also set a per transaction limit on contactless, with Starling you can even turn off the ability to withdraw cash, use it for gambling, a daily limit as well as a transaction limit and a number of other features.
Does she take her mobile with her to the pool? The other option is no card and just use Apple/Google Pay instead0 -
caveman38 said:Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.
Cash fits the bill for making small purchases with no worries about any knock on liability if lost or stolen ....0 -
p00hsticks said:caveman38 said:Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.
Cash fits the bill for making small purchases with no worries about any knock on liability if lost or stolen ....0 -
p00hsticks said:caveman38 said:Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.
Cash fits the bill for making small purchases with no worries about any knock on liability if lost or stolen ....Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
p00hsticks said:caveman38 said:Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.
Cash fits the bill for making small purchases with no worries about any knock on liability if lost or stolen ....
I appreciate the replies re. not being liable for fraudulent transactions but it's the aggro it causes which she wants to avoid.
It was suggested to her that a Pre paid debit card may be what she needs. I wonder if that would ne the answer.
0 -
If she carries her phone with her, then the above suggestion of Apple/ Google Pay would seem to be the easiest solution. Phone has to be unlocked before paying, so as secure as a PIN0
-
One of the app only banks or a Revolute card
Come on you Irons0 -
caveman38 said:Is there any way you can have a DC with only a small balance. This would be used for buying coffees etc. when at a swimming pool. The fear of having card stolen from locker prevents my wife from taking hers with her. But is seeking an alternative for small purchases with little liability if lost/stolen.Fashion on the Ration
2024 - 43/66 coupons used, carry forward 23
2025 - 62/890 -
Which is why just a new dedicated current account is a better option than a prepaid card that attracts fees.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards