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Are council staff eligible for JSS?
I have been employed by the local council for the past 18 months working behind the bar in a council owned theatre. I was told back in March that council staff could not be furloughed but could be redeployed, however there has been no opportunities for redeployment. I have therefore not received any payment since March. I…
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Bounce back loans
Hi, I have a ltd company and business bank with Tide. I didn’t want to at the start of the pandemic apply for a BBL but as the pandemic has gone on and work has been at a low I could really do with taking one as I have a lot of courses that need updating and also have a few other courses that I would like to do so that my…
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Been told by employer to isolate
Hey This isn't about me. Personally but my wife and a few of her colleagues. One of the guys we work with were contacted by track and trace yesterday that he and 2 others need to isolate from our work due to being in contact with a positive person at the pub. My wife a few of her colleagues were at a different pub which…
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Isolation guidelines
My daughter and my partners daughter have been sent home to isolate as their teachers have tested positive. The are currently with their dad and their mum at their different homes . As they are isolating can I viisit my daughter at my Ex partners home. And could I bring her back to my home during isolation when it is my…
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Bounce back loans
I run my business through a Cashplus Business account which is not an official bank. They operate through NatWest. I want to get a bounceback line but Cashplus offer very little to assist customers so I would not recommend. They operate through Nat West so I applied via NatWest direct for a bounceback loan and had my…
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Public Liability Insurance
I run a bed and breakfast business in an annexe separate from my house. Because there are no separate deeds for this annexe I had to insure my main dwelling and the annexe as one. I have one policy for buildings, contents and public liability insurance. Can I cancel the public liability element of this until my business is…
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State pension
I am due to receive my state pension soon and have been told I will not receive the full amount despite paying over 35 years NI. This is because I was made redundant and have not worked since 2018. I paid the full NI throughout my working life. DWP have said this is correct. Have other women, WASPI’s most, if not all of…
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Help needed potential fraud
I have noticed on my Experian credit file two applications for credit that I have not made. One is for a credit card the other is for a loan. Both use slightly different details, including an address I haven’t lived at for 8 years. Also my date of birth is incorrect on one of them. It’s definitely not me. I have reported…
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End of sick pay
Hi, my problem is that the end of January I was off sick whilst waiting for surgery on both hands. Since lock down I cannot work and my surgery has been cancelled 3 times. Since then I was on 6 months full pay and furloughed I'm now on 500 ISH a month and that's due to finish eventually and work are not happy with the…
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Bounce Back Loan - Are Barclays Throttling Start Ups??
I applied to Barclays (and Lloyds though a bit late, as I’ve been given a
personal account, but too late to apply for the business account ☹ ) Barclays contacted me today and this is their response for their
requirements for a BBL for a new business. I started on Feb 1st 2020. Though not financially trading until…
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Furlough & Job Retention Scheme
My son is a chef. When lockdown started he was Furloughed by his employer. During lockdown his employer went into administration(June 20) and he was made redundant. He got a new job quickly (July 20). His current employer is now closed for 16 days (Scotland Central Belt). He has been informed he cannot be furloughed (as he…
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Refunds
I'm new here so please be kind if I'm in the wrong place! I paid for a UK weekend event which has been postponed several times and now rescheduled for May next year. I am unable to go. I've advised the organisers and was offered an alternative event in the USA! Am I entitled to a full refund?
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Forced to take SSP even though WFH
Hi, My partner has been told to self isolate due to my positive test result. She's contracted to WFH, but occasionally goes to visit customers face to face to see how they're getting on. As she was told to self isolate, she rearranged the visits to a few weeks' time, and completed catch ups over video call (which is pretty…
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Commercial landlord with no tenant due to Covid-19
I am a commercial landlord of a public house. My previous tenants left the pub at the end of February 2020. I liaised with the local build control department and put plans in place to make some small renovations prior to advertising for a new tenant. This was all suddenly put to a stop with national lockdown happening at…
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Reduced hours from November
Hi there. I have been on full-time furlough, then working 2 days a week (and furlough 3 days) since April. My employer wants me to change to a 3 day week from November, with no furlough (equivalent to 2/3rds of two days pay). I'm unsure as to where I stand. Its a significant reduction in income, even taking into account…
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My employee wants to work in Canada for 4 months to spend time with poorly parents.
Hi there, hope you can help! I've spoken to HMRC on this too and they have said that as he isn't there for more than a year his PAYE will remain being paid in the UK, but is there any other tax implications with regards to Social security (in Quebec) or NI here (which I imagine he will continue to pay)?. Basically, a dual…
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£6 allowance from employer for working from home
Hi my employer won't pay the £6 for help towards the extra energy used when working from home, their reason is I am saving travelling costs, however they are paying some people for it, Is this correct?
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3rd self employment grant only 20% of profits your thoughts please.
I recently found out that the 3rd self employment grant is only going to cover 20% of profits. When the Furlough scheme was first announced for employees at the start of the pandemic there was a lot of fuss about the self employed being left out resulting in the rather generous 1st and 2nd grants. I don't read newspapers…
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How long before you hear from Track and Trace?
Does anyone know who long it normally takes before you get contacted by Track and Trace if you've been in close contact with someone with COVID? Someone at my work tested positive on Friday and I haven't heard anything yet - does that mean I'm not classed as a close contact and can carry on as normal?
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Supermarket cashiers
I was very surprised on Friday when in Morrisons to find that not one of the till operators were wearing face masks. I know the gov guidelines say they dont have to if they are covid safe. Yes the tills have protective screens up but am I alone in thinking that they are a waste of time? The screens are there between you…